Nomura International PLC SWIFT/BIC code

NOMAGB2L – the SWIFT/BIC code of Nomura International PLC

The short code NOMAGB2L and the full code NOMAGB2LXXX refer to the same bank: Nomura International PLC, with its head office in London. A BIC has a single purpose: it ensures that money from abroad ends up at the right bank. In practice you mostly come across the code on invoices from abroad, in your banking app and on the account details of Nomura International PLC customers.

Below we go through the practical questions: money coming in from abroad, paying someone in another country and how to verify a SWIFT code before you hit send. The SWIFT code on its own does not identify a personal account; for that you need the IBAN or account number .

NOMAGB2L or NOMAGB2LXXX – which one to use?

The layout of every SWIFT code never changes: four characters for the institution, a two-letter country code and two for the location. The result is NOMAGB2L.

The full version has a three-character extension for a branch or department. When those three characters are XXX, they simply mean the head office.

Enter the code as one block, in capitals and without spaces, exactly as shown here. Copying the code is safer than retyping it.

Head office or branch code at Nomura International PLC?

With 5 codes in 1 locations, Nomura International PLC belongs to the banks that register separate codes for parts of the organisation and departments. The main code is NOMAGB2LXXX.

If nobody asks you for a branch code, go with NOMAGB2LXXX or its short form NOMAGB2L. Branch codes are only needed when the account holder specifically mentions it.

The best way is to copy the code directly from the account holder’s statement. Branch codes are more prone to be retired than NOMAGB2LXXX.

How up to date is this code?

The codes on this page come from public sources. It can happen that a code here is out of date, for example after a merger. The figures we show are based on what is in our directory, not official figures from Nomura International PLC.

Before any payment of any size, always confirm the BIC with the recipient’s bank or the recipient. GoldexPay is a comparison site for money transfers and not part of Nomura International PLC. Spotted an error? Tell us through the contact page so we can correct it.

Transfer times and tracking a payment to Nomura International PLC

A SWIFT payment typically takes anywhere from one to several business days. Transfers sent after the cut-off time or just before a weekend or public holiday often go out the next business day. Compliance checks by one of the banks can also cause some delay, regardless of the details.

If the money seems delayed, ask the sending bank about the status so they can trace it along the chain. Money transfer services often provide a status online so you can see how far the money is.

The bank that sent the money is able to start an official trace – the recipient’s bank often cannot see a payment that has not arrived. As a recipient, you can check your statements for a slightly lower amount, since fees may have been deducted.

Changed bank details? Be careful

Be alert when a contact unexpectedly asks you to send money to a different account abroad. The fact that NOMAGB2L exists does not mean that the account is legitimate; criminals use the codes of real banks too.

Before paying, verify a change of bank details through a phone call. Be suspicious of urgent requests, odd spelling or an email address that differs by one letter. Already paid? Call the bank you paid from without delay and have them start a recall; also report it to the police.

Scams also work the other way: someone claims to have sent more than agreed and wants you to refund the extra. Do not act before the money has really arrived and check with Nomura International PLC if anything seems off.

Do you need NOMAGB2L for a SEPA transfer?

Inside SEPA, euro transfers to an account in United Kingdom use common rules. The BIC field is often optional for those payments.

A SWIFT code like NOMAGB2L does come into play for payments in other currencies and when the money comes from outside SEPA. A few banks and apps still show a field for the BIC out of habit; if so, fill in NOMAGB2L or NOMAGB2LXXX.

Instant euro transfers have become widely supported across SEPA – whether Nomura International PLC offers them for your account is worth checking. Charges on SEPA transfers tend to be low as long as everything stays in euros.

Getting paid from abroad into a Nomura International PLC account

When you are waiting for money from abroad, give the sender all details at once. Give them your name as the bank knows it, the IBAN or account number, the BIC NOMAGB2LXXX and your address, which some banks require.

The sender’s bank might also ask for the bank address of Nomura International PLC. A mistake in your account number is harder to fix than it looks.

The amount you receive can be less than the amount sent. Charges on incoming payments differ from bank to bank; check the price list of Nomura International PLC. For business payments, you can state who bears the costs.

Paying into Nomura International PLC in GBP

Most accounts at Nomura International PLC are usually held in GBP, the local currency of United Kingdom. Money sent in a different currency is converted into GBP – and the bank that does it picks the rate. Every conversion eats into the amount – usually through the rate rather than a fee.

Who does the conversion affects the final amount, as rates and margins differ per bank. Often you pay less if you send GBP straight away through a provider with a good rate.

Rates for GBP change all the time, and some providers let you lock in a rate. For recurring payments, small differences in the rate make a real difference over a year.

How to check NOMAGB2L before you pay

Have the recipient copy their bank details straight from their banking app. If the code you have differs from NOMAGB2L or NOMAGB2LXXX, do not guess.

With a wrong code, the transfer may be delayed, bounce back or end up costing more, and tracing it can take weeks. Remember the IBAN: an error there is harder to undo than a wrong BIC.

An automatic check by your bank only confirms that the IBAN is valid. Some banks now check the name against the account – do not ignore a mismatch warning. When you pay someone new, many people send a small amount first before sending the rest.

International transfers from Nomura International PLC: the real cost

A bank transfer abroad can cost rather more than the listed fee. There is the transfer fee, sometimes charges from correspondent banks in between and, most importantly, the margin on the exchange rate if the currency changes.

Most of the cost usually sits in the exchange rate, not in the fee: many banks convert using an exchange rate that includes a margin. Check the rate you are offered with the mid-market rate.

Money transfer services frequently use a rate near the mid-market rate with clearer fees. GoldexPay compares the amount that arrives with different providers. You can always keep your account at Nomura International PLC.