Nottingham Building Society SWIFT/BIC code

What NTBSGB21 means for a payment to Nottingham Building Society

NTBSGB21 and NTBSGB21XXX are the short and the long form of the same SWIFT/BIC code, and both point to Nottingham Building Society in Nottingham. Every bank on the SWIFT network uses BIC codes to route international transfers to the right institution. In daily life you mostly see the code on international invoices, in payment forms and on the account details of Nottingham Building Society customers.

Further down we go through the practical side: receiving money at Nottingham Building Society, sending money abroad and how to check the code before you hit send. A SWIFT code identifies an institution, never a specific account, which is why you always need the account number too.

Protect yourself against fake payment requests

Criminals regularly use payment requests with new bank details, sometimes in an email that looks completely genuine. The fact that NTBSGB21 exists is no guarantee that a request mentioning it is genuine.

Never trust contact details from the same email that contains the new account. Pressure or requests to keep it quiet are red flags. Acted too fast? Contact the bank you paid from without delay and ask them to try to recall the payment.

People receiving money are targeted too: a classic trick is a buyer who pays too much followed by a request to send back the difference to another account. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

SEPA payments and the Nottingham Building Society BIC

Because United Kingdom is part of the SEPA zone, a euro payment to Nottingham Building Society from another SEPA country normally only needs an IBAN. Most banking apps do not require the BIC for these payments.

The BIC still come into play when the currency is not euros and when the money comes from outside SEPA. If your banking app asks for the BIC regardless, entering NTBSGB21 is fine.

SEPA transfers usually arrive by the next business day. Fees for SEPA transfers are generally low.

The British Pound and what conversion costs you

The local currency in United Kingdom is the British Pound (GBP). If you send another currency it has to be converted at some point. Each conversion eats into the amount.

Where the conversion happens affects the final amount, as rates and margins differ per bank. Check how much GBP arrives via several providers; the difference between options can be larger than you expect.

The rate for GBP fluctuates throughout the day. For recurring payments, small differences in the rate add up over a year.

Head office or branch code at Nottingham Building Society?

Having 2 codes, Nottingham Building Society belongs to the banks that register individual codes for parts of the organisation. The main code remains NTBSGB21XXX.

For most incoming transfers, the head office code NTBSGB21XXX is the right choice. Branch codes are only needed when the recipient’s bank specifically asks for it.

Not sure which code to use? Check with the recipient. Branch codes can change when banks reorganise.

Before you send: check the Nottingham Building Society code

Ask the recipient to copy their account details straight from a recent statement. Check it with NTBSGB21 on this page and ask if anything does not match.

Errors in the SWIFT code are costly rather than disastrous. A mistake in the account number is more serious.

Most online banking apps validate the format of IBANs – that confirms the format, not the owner. Some banks now compare the name against the account – do not ignore a mismatch warning. When you pay someone new, some people start with a small amount first and wait for confirmation.

A note on our data

We gather SWIFT/BIC codes using publicly available data and update our list regularly. Banks merge, close branches and retire codes. Counts and locations come from our own dataset and may differ from what Nottingham Building Society publishes.

Use this page as a starting point, rather than as the last word – the bank details from the recipient are leading. GoldexPay has no connection to Nottingham Building Society, we only compare transfer services. Should you notice a mistake, we welcome a message via the contact page.

Paying someone abroad from your Nottingham Building Society account

A bank transfer abroad can cost more than the listed fee. There is the fee for the transfer itself, possibly fees charged by intermediary banks along the way and, most importantly, the exchange rate markup when the money is converted.

That exchange rate margin tends to be the largest item. An easy check: put the rate you get against the mid-market rate and look at the difference.

Money transfer services often use a rate near the mid-market rate with clearer fees. Before your next transfer, take a minute comparing what arrives via GoldexPay instead of going straight to your bank. Using a transfer service does not require leaving Nottingham Building Society.

When will the money arrive at Nottingham Building Society?

How fast a payment reaches Nottingham Building Society is determined by a few things: which currency you send, the number of banks in between, cut-off times and differences in time zone. Weekends and public holidays in the sending or receiving country add extra days. Occasionally a bank asks about the purpose of a payment.

A growing number of banks are connected to SWIFT gpi. Every gpi transfer gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

If a payment has not arrived after a few business days, the sender needs to contact the bank that sent it, not the receiving bank. Request from the sender the payment receipt including the reference.

Incoming international payments to Nottingham Building Society

If you are waiting for a payment from another country, give the sender everything they need in one go. Share the account holder’s name, the IBAN or account number, the BIC NTBSGB21XXX and your address.

You can add Nottingham Building Society and its city too, because some payment forms have separate fields for them. Check the details before you share them, because the sender’s bank usually copies them as is.

Do not be surprised if the amount credited is smaller than the amount on the sender’s receipt. Fees for incoming transfers differ per bank; check the price list of Nottingham Building Society. Make clear with the sender who pays which costs.

What the XXX in NTBSGB21XXX means

The structure of every SWIFT code is always the same: four characters for the institution, a two-letter country code and two for the location. In this case, the 8-character core is NTBSGB21.

Most payment forms accept both lengths. If a form requires eleven characters, use NTBSGB21XXX; if it wants eight, use NTBSGB21.

Enter the code in one piece, in capitals and without spaces, exactly as shown here. Look out for the letter O and the digit 0 and the letter I and the digit 1; they are easy to mix up.