Santander Asset Management UK LTD SWIFT/BIC code

ANAMGB21 – the SWIFT/BIC code of Santander Asset Management UK LTD

ANAMGB21 and ANAMGB21XXX are two spellings of the same bank identifier, and both point to Santander Asset Management UK LTD in Glasgow. A BIC has a single purpose: it makes sure that an international payment reaches the right bank. You will need it mostly when dealing with transfers between countries.

On this page you can read what the code means, when it matters and what else you need for a transfer to or from Santander Asset Management UK LTD. A SWIFT code identifies an institution, never a specific account.

SEPA payments and the Santander Asset Management UK LTD BIC

Because United Kingdom is part of the SEPA zone, a euro payment into Santander Asset Management UK LTD from within the SEPA area usually only needs the IBAN. Many banks no longer ask for the BIC in that case.

Outside the euro and from non-SEPA countries, ANAMGB21XXX is still required. Some forms also show a field for the BIC; if so, fill in ANAMGB21 or ANAMGB21XXX.

Euro payments within SEPA normally land by the next business day; instant payments are faster if both banks offer them. Charges on SEPA payments are generally low.

What a transfer from Santander Asset Management UK LTD abroad really costs

If you send money to another country through Santander Asset Management UK LTD, the visible fee is only part of the cost. You pay the fee for the transfer itself, possibly charges from correspondent banks in between and, most importantly, the exchange rate markup if the currency changes.

That exchange rate margin tends to be the largest item even though it is not listed as a fee. Check their rate against the mid-market rate.

For many currency pairs, a transfer service is less expensive than a traditional bank transfer, mainly because of the exchange rate. GoldexPay compares the amount that arrives with different providers. Using a transfer service does not require closing your account at Santander Asset Management UK LTD: you simply pay the service from your account.

About this information

The directory on GoldexPay is based on publicly available sources and we update it periodically. It is possible that a code on this page is out of date. The figures we show reflect our own data and not on information from Santander Asset Management UK LTD itself.

Before a payment of any size, check the BIC with Santander Asset Management UK LTD or with the recipient. GoldexPay is not affiliated with Santander Asset Management UK LTD, we only compare transfer services. Should you notice something that is out of date, we welcome a message via the contact page.

Is ANAMGB21 still correct? How to check

The most reliable source for the BIC is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Check that code against ANAMGB21 here; if they differ, ask before you pay.

An incorrect BIC may lead to delays, a payment being sent back or extra fees. Remember the IBAN: an error there can be harder to undo than a wrong code.

Most online banking apps validate the structure of an IBAN and some suggest the matching BIC, but that does not prove the account belongs to the right person. Some banks now check the name with the account before you confirm; take any warning seriously. A small test payment can be a sensible step for large sums.

British Pound (GBP) and conversion costs

United Kingdom pays in the British Pound (GBP). When you pay money in a different currency, the amount has to be converted somewhere along the way. Each conversion costs something.

Who converts the money makes a difference. Often you pay less if you send GBP straight away via a provider that converts near the mid-market rate.

Rates for GBP change all the time. With bigger transfers, even seemingly small gap in the rate can be worth more than the fee.

Transfer times and tracking a payment to Santander Asset Management UK LTD

There is no single delivery time for international payments: some arrive within a day. Transfers sent late in the day or just before weekends and holidays often start a business day later. Sometimes a bank asks what the payment is for, which can hold things up.

If the money seems delayed, contact the sending bank about the tracking status or the UETR; with that reference banks can see where the payment is. Save your transfer receipt until the recipient confirms.

Only the sending bank can start an official trace or a recall. Request from the sender the payment receipt including the reference; that often settles the question quickly.

8 or 11 characters: ANAMGB21 versus ANAMGB21XXX

Each SWIFT/BIC code has the same eight core characters: a four-letter bank code, a two-letter country code and two characters for the location. In this case, that core is ANAMGB21.

XXX at the end of ANAMGB21XXX does not stand for a placeholder or a mistake: it indicates the head office of Santander Asset Management UK LTD. Some forms ask for 11 characters, and then you simply enter XXX behind ANAMGB21.

Enter the code as one block, in upper case and without separators, exactly as shown here. Look out for the letter O and the digit 0 or I versus 1.

Incoming international payments to Santander Asset Management UK LTD

If you expect money from abroad, send the payer a complete set of details. Share the account holder’s name, your account number or IBAN, SWIFT code ANAMGB21XXX and your address.

Some banks want the name and address of Santander Asset Management UK LTD in Glasgow. Double-check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

An incoming payment does not always land in full. Intermediary banks may deduct a fee, Santander Asset Management UK LTD may charge for incoming payments, and if the money is converted, a markup on the rate applies. For business payments, it is common to state who bears the costs, so that nobody is left short.

Protect yourself against fake payment requests

Be wary if someone suddenly wants you to pay into a different account abroad. A valid SWIFT code says nothing about whether the request is genuine.

Never rely on contact details from the same email that contains the change. Watch out for urgent requests, odd spelling or a sender address that is slightly off. When money has already gone to a fraudster, call your bank right away.

People receiving money can be targeted as well: one known trick is a buyer who pays too much and then sends a request to refund the difference to another account. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Head office or branch code at Santander Asset Management UK LTD?

Our directory lists 3 SWIFT/BIC codes for Santander Asset Management UK LTD. Next to the head office code ANAMGB21XXX, you will find codes for branches, departments or specific services.

Unless the recipient tells you otherwise, go with ANAMGB21XXX. When you receive a specific code, use it as it is instead of swapping it with the head office code.

The best way is to take the code straight from the recipient’s invoice. Codes for branches are more prone to be retired than ANAMGB21XXX.