Brown Brothers Harriman and Co. Infomediary SWIFT/BIC code

Brown Brothers Harriman and Co. Infomediary SWIFT code: BBHCUS3I

The short code BBHCUS3I and the 11-character code BBHCUS3IXXX identify one and the same institution: Brown Brothers Harriman and Co. Infomediary in New York,ny, United States. A BIC has a single purpose: it ensures that a cross-border transfer reaches the right bank. In daily life you usually come across it on invoices from abroad, in your banking app and in the bank details of Brown Brothers Harriman and Co. Infomediary customers.

We wrote this page to help anyone who pays into an account at Brown Brothers Harriman and Co. Infomediary without mistakes. Keep in mind that the SWIFT code just identifies the bank, not the account: the IBAN or account number does that part.

Choosing between the 210 SWIFT codes of Brown Brothers Harriman and Co. Infomediary

Brown Brothers Harriman and Co. Infomediary has 210 different SWIFT/BIC codes across 3 cities. Only one is the head office code, BBHCUS3IXXX; the rest belong to branches or departments.

Usually there is no need to look up a branch: transfers addressed to BBHCUS3IXXX are routed within Brown Brothers Harriman and Co. Infomediary without problems. If you have been given a specific code, use it as it is instead of swapping it for the head office code.

When in doubt, check with the recipient for the exact BIC in their bank details. Branch codes are more prone to be retired than BBHCUS3IXXX.

BBHCUS3I or BBHCUS3IXXX – which one to use?

Each SWIFT/BIC code starts with the same eight core characters: four letters for the bank, a two-letter country code and two characters for the location. Together, these eight characters form BBHCUS3I, the code most people search for.

The 11-character version has a three-character extension for a branch or department. If the last three are XXX, they simply mean the head office.

Leave out spaces or dashes when you type BBHCUS3I or BBHCUS3IXXX. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.

Paying someone abroad from your Brown Brothers Harriman and Co. Infomediary account

A bank transfer abroad costs more than the listed fee. Besides the transfer fee, correspondent or intermediary banks can take a cut, and if currencies are converted, the bank usually applies a rate that is less favourable than the actual market rate.

Banks do not list their exchange rate markup as a cost. Compare their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For a lot of currency pairs, a transfer service turns out to be cheaper than a traditional bank transfer, mainly because of the exchange rate. GoldexPay lists transfer providers side by side, showing the amount the recipient gets. You can always keep your account at Brown Brothers Harriman and Co. Infomediary to fund the transfer; only the conversion and sending happen elsewhere.

How to check BBHCUS3I before you pay

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Check it with BBHCUS3I on this page and ask if anything does not match.

An incorrect BIC can cause a delay, a payment being sent back or additional charges along the way. An error in the account number is a bigger problem; check it just as carefully.

Most online banking apps validate the structure of an IBAN, but that does not prove the account belongs to the right person. If your bank offers it, a payee name check before sending gives an extra layer of safety. A small test payment can be worth it for large sums despite the extra fee.

A note on our data

Our SWIFT/BIC directory is compiled from publicly available sources and we update it periodically. It is possible that information here is out of date after a merger or reorganisation. The number of codes we show reflect our own data and not on information from Brown Brothers Harriman and Co. Infomediary itself.

See the information on this page as a handy check, and let the details from the recipient or Brown Brothers Harriman and Co. Infomediary have the final say. GoldexPay is a comparison site for money transfers and not part of Brown Brothers Harriman and Co. Infomediary. Found outdated information? Tell us via our contact form and we will look into it.

US Dollar (USD) and conversion costs

United States uses the US Dollar. When you pay another currency it has to be converted at some point: by your bank, an intermediary or Brown Brothers Harriman and Co. Infomediary itself. There is rarely a separate charge for the conversion; it is built into the rate.

Who converts the payment makes a difference, because each party uses its own rate. Check what USD arrives via different providers; the difference between options can be larger than you expect.

The rate for USD fluctuates constantly and quotes are often valid only for a short time. With bigger transfers, a small difference in the rate can be worth more than the fee.

What to give a sender who pays you at Brown Brothers Harriman and Co. Infomediary

For an international payment into your account at Brown Brothers Harriman and Co. Infomediary, the sender needs not just the BIC. Give them the account holder’s name, the IBAN or account number, SWIFT code BBHCUS3IXXX and your address, which some banks require.

The sender’s bank may request the address of your bank, in which case the New York,ny head office is the usual answer. Check every detail before you share them.

What lands in your account is often lower than the amount sent. Fees for incoming transfers vary from bank to bank; check the price list of Brown Brothers Harriman and Co. Infomediary. Make clear with the sender who pays which costs before the money is sent.

Protect yourself against fake payment requests

Fraudsters regularly use payment requests containing new bank details. A valid SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Check changed payment details through a different channel, never via the email that asked for the change. Pressure or requests to keep it quiet tend to be warning signs. If a payment has already gone to the wrong account, contact your bank immediately.

People receiving money are targeted too: a classic trick is a buyer who pays too much followed by a request to send back the difference to another account. Do not act before the money has really arrived.

How long does an international transfer to Brown Brothers Harriman and Co. Infomediary take?

How fast a payment arrives at Brown Brothers Harriman and Co. Infomediary is determined by a few things: the currency, how many intermediary banks are involved, daily processing deadlines and time zones. Weekends and public holidays in the sending or receiving country add a day or more to the journey. Occasionally a bank asks what the payment is for.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every payment gets a unique transaction reference, the UETR that banks can use to trace it. Money transfer services often show tracking in their app showing where the payment has got.

Only the sending bank can request a trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender a copy of the payment confirmation including the reference – it helps your own bank look for the money.