Jpmorgan Chase Bank, N.a. SWIFT/BIC code

Jpmorgan Chase Bank, N.a. SWIFT code: CHASUS33

CHASUS33 and CHASUS33XXX are two ways of writing the same SWIFT/BIC code, and both lead to Jpmorgan Chase Bank, N.a. in New York,ny. A SWIFT code tells every bank in the chain which institution is meant to get the money, a bit like a postal address for banks. It comes up mainly when dealing with transfers between countries or a currency.

On this page you can read what the code means, when it matters and what else you need for a transfer to or from Jpmorgan Chase Bank, N.a.. The SWIFT code on its own cannot identify an individual account holder; for that you need the IBAN or account number is for.

Verifying the SWIFT code of Jpmorgan Chase Bank, N.a.

The most reliable place for the right code remains paperwork issued by the bank. When the code you were given does not match CHASUS33 or CHASUS33XXX, do not guess – contact the recipient or Jpmorgan Chase Bank, N.a..

With a wrong code, the payment might be delayed, be returned or cost extra, and tracing it can take weeks. Do not forget the account number: a mistake there can be harder to correct than a wrong code.

An automatic check by your bank merely tells you that the code exists – not that it belongs to the person you mean to pay. More and more banks compare the name against the account – do not ignore a mismatch warning. A small test payment can be a sensible step for large sums.

Changed bank details? Be careful

A common scam goes like this: you receive a request claiming that a supplier has a new bank account. That CHASUS33 is a real code does not mean that a request mentioning it is genuine; criminals use the codes of real banks too.

Check changed payment details through a different channel, not by replying to the message. Pressure or secrecy tend to be warning signs. If a payment has already gone to the wrong account, call your bank right away – speed improves the chance of getting it back.

Fraud can also target the receiver. Someone claims to have sent too much and wants you to refund the extra to a new account. Wait until the money has really arrived.

Paying someone abroad from your Jpmorgan Chase Bank, N.a. account

If you send money to another country via Jpmorgan Chase Bank, N.a., the fee you see is rarely all of the cost. There is the transfer fee, possibly charges from correspondent banks in between and, above all, the exchange rate markup when the money is converted.

Banks do not show the margin on the rate as a cost. A simple test: put the bank’s rate next to the mid-market rate and look at the difference.

For many routes, a specialist provider is less expensive than a traditional bank transfer – mostly thanks to the rate. Next time you send money, take a minute to compare what arrives on GoldexPay instead of going straight to your bank. Choosing a specialist does not mean leaving Jpmorgan Chase Bank, N.a. – you pay the provider from your own account.

CHASUS33 or CHASUS33XXX – which one to use?

A BIC is built from fixed blocks: the first four letters stand for the bank, the next two show the country and characters seven and eight mark the location. In this case, the 8-character core is CHASUS33.

XXX at the end of CHASUS33XXX does not stand for a placeholder or a mistake: it stands for the main office of Jpmorgan Chase Bank, N.a.. Some forms insist on 11 characters, in which case you can add XXX after CHASUS33.

Leave out spaces when you type CHASUS33 or CHASUS33XXX. Look out for the letter O and the digit 0 or I versus 1, a common source of typos.

The US Dollar and what conversion costs you

The national currency in United States is the US Dollar (USD). A payment in a foreign currency is exchanged into USD before it reaches the account. Each conversion costs something.

Where the conversion happens has an effect on how much arrives, since every bank sets its own rate. Check what USD arrives via different providers before choosing one.

Exchange rates change all the time. For recurring payments, a slightly better rate make a real difference over time.

Where our SWIFT data comes from

The details on this page are taken from public sources that we update regularly. It can happen that a code here is out of date. The number of codes on this page reflect our own data, not official figures from Jpmorgan Chase Bank, N.a..

See our directory here as a handy check, and let the details from the recipient or Jpmorgan Chase Bank, N.a. have the final say. GoldexPay is not affiliated with Jpmorgan Chase Bank, N.a., we only compare transfer services. Spotted outdated information? Tell us through the contact page.

Which of the 62 codes of Jpmorgan Chase Bank, N.a. do you need?

Our database contains 62 SWIFT/BIC codes for Jpmorgan Chase Bank, N.a.. Next to the head office code CHASUS33XXX, you will find codes for branches, departments or specific services.

Unless the recipient tells you otherwise, go with CHASUS33XXX or its short form CHASUS33. When you receive a specific code, stick to it instead of swapping it for the head office code.

Not sure which code to use? Ask the recipient, or look at a recent statement from Jpmorgan Chase Bank, N.a.. Codes for branches are more prone to change than the head office code when a bank merges or closes offices.

How long does an international transfer to Jpmorgan Chase Bank, N.a. take?

How fast a transfer arrives at Jpmorgan Chase Bank, N.a. depends on a few things: the currency, the number of banks in between, daily processing deadlines and time zones. Bank holidays in the sending or receiving country add a day or more to the journey. Extra checks on larger or unusual payments can also add a delay.

If a transfer seems late, contact the sending bank about the tracking status and the transaction reference; with that reference banks can see where the payment is. Specialist transfer services usually show tracking in their app showing how far the money is.

If a payment has not arrived within the expected time, the sender needs to contact the bank that sent it. Ask the sender for a copy of the payment confirmation with the date and reference; that often settles the question quickly.

Incoming international payments to Jpmorgan Chase Bank, N.a.

For an international payment at Jpmorgan Chase Bank, N.a., the sender has to have not just the SWIFT code. Give them the account holder’s name, the IBAN or account number, the BIC CHASUS33XXX and your address, which some banks require.

The sender’s bank might also ask for the bank address of Jpmorgan Chase Bank, N.a.; the head office in New York,ny is usually fine. Check the details before you send them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often lower than the amount sent. Charges on incoming payments vary from bank to bank; check the price list of Jpmorgan Chase Bank, N.a.. On invoices, you can agree how the fees are split.