Taipei Fubon Commercial Bank SWIFT/BIC code

SWIFT/BIC code of Taipei Fubon Commercial Bank

The 8-character code TPBKVNVX and the full code TPBKVNVXXXX refer to the same bank: Taipei Fubon Commercial Bank in Ho Chi Minh City, Vietnam. A SWIFT code shows every bank in the chain exactly which bank should receive the money, a bit like a postal address for banks. You will need it mainly for transfers between countries and payments in foreign currencies.

We wrote this page to help people who sends money to an account at Taipei Fubon Commercial Bank without mistakes. The BIC identifies a bank or branch, never a single account.

Head office or branch code at Taipei Fubon Commercial Bank?

We have 4 SWIFT/BIC codes for Taipei Fubon Commercial Bank, spread over 3 locations. Next to the head office code TPBKVNVXXXX, you will find codes for individual branches and departments.

Usually you do not need to look up a branch: payments sent to TPBKVNVXXXX are routed within Taipei Fubon Commercial Bank correctly. Branch codes are only needed if the account holder explicitly mentions it.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Branch codes are more likely to change than the head office code when a bank merges or closes offices.

Watch out for payment fraud

Stay alert when a contact suddenly asks you to send money to a different account. That TPBKVNVX is a real code does not mean that the account is genuine.

Always verify a change of bank details through a phone call. Pressure or secrecy tend to be warning signs. Acted too fast? Call your bank without delay and have them try to recall the payment; also report it to the police.

Scams can also work the other way: someone sends more than agreed and wants you to return the difference to a new account. Do not act before the money has really arrived.

A note on our data

Our SWIFT/BIC directory is based on publicly available sources. Even so, banks merge or retire codes, so information can be out of date. Figures such as the number of codes are from our directory and may differ from what Taipei Fubon Commercial Bank publishes.

For any payment of any size, always check the code with Taipei Fubon Commercial Bank or the recipient. GoldexPay is independent of Taipei Fubon Commercial Bank; we are a comparison site for money transfers. If you notice something that is out of date, we appreciate a short note via the contact page.

When will the money arrive at Taipei Fubon Commercial Bank?

There is no single delivery time for every transfer: many arrive within a day, others take several business days. Transfers sent late in the day or just before a weekend or public holiday usually go out a business day later. Sometimes a bank wants to know what the payment is for before releasing it.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every payment gets a unique transaction reference, the UETR. Save the payment confirmation until the recipient confirms – you will need it for any trace request.

If the money does not arrive after a few business days, the sender needs to contact the bank that sent it. Request from the sender a copy of the payment confirmation including the reference; that often settles the question quickly.

8 or 11 characters: TPBKVNVX versus TPBKVNVXXXX

The layout of every SWIFT code never changes: a bank code of four letters, a two-letter country code and a two-character location code, sometimes followed by a branch code. Together, these eight characters form TPBKVNVX.

The long version has a three-character extension that identify a branch or department. If the last three are XXX, they simply mean the head office, which is why TPBKVNVXXXX and TPBKVNVX lead to the same place.

As a rule the code is typed in capitals and without spaces. Watch for O versus 0 or the letter I and the digit 1; they are easy to mix up.

Before you send: check the Taipei Fubon Commercial Bank code

Ask the recipient to send you their bank details straight from their online banking. Compare that code with TPBKVNVX on this page and ask if anything does not match.

With a wrong code, the payment might be delayed, be returned or end up costing more. A mistake in the account number is a bigger problem because it can reach the wrong person; check it just as carefully.

Most online banking apps validate the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. If your bank offers it, a payee name check before sending gives extra certainty. For a first payment, many people send a small amount first.

Incoming international payments to Taipei Fubon Commercial Bank

Someone abroad who wants to pay you will ask for a few details from you, and missing ones are a common cause of delays. In practice that means: your full name as registered with Taipei Fubon Commercial Bank, your account number or IBAN, the SWIFT/BIC code TPBKVNVXXXX (or TPBKVNVX) and usually your postal address.

You can include the bank name and its city as well. A typo in the IBAN can be more trouble than you might think.

An incoming payment does not always arrive for the full amount. Intermediary banks may deduct a fee, Taipei Fubon Commercial Bank may charge for incoming payments, and if the money is converted, a markup on the rate comes on top. Make clear with the sender who pays which costs before the money is sent.

International transfers from Taipei Fubon Commercial Bank: the real cost

What you pay for a payment abroad has several parts, and the transfer fee is only the most visible one. You pay the fee for the transfer itself, possibly fees charged by intermediary banks along the way and, above all, the exchange rate markup.

The markup on the rate is often the largest item even though it is not listed as a fee. An easy check: put the bank’s rate against the mid-market rate for the same moment and look at the difference.

For a lot of routes, a transfer service is less expensive than a traditional bank transfer. GoldexPay compares what recipients receive across services, so you can pick the cheapest route. Using a transfer service does not require closing your account at Taipei Fubon Commercial Bank.