Vietnam Export Import Commercial Joint-Stock Bank SWIFT/BIC code

What EBVIVNVX means for a payment to Vietnam Export Import Commercial Joint-Stock Bank

Whether you are given EBVIVNVX or EBVIVNVXXXX, you are looking at the same identifier for Vietnam Export Import Commercial Joint-Stock Bank in Vietnam. Every bank on the SWIFT network uses BIC codes to direct payments between countries to the correct institution. You will need it mostly when dealing with payments that cross a border.

On this page you will find what the code is put together, when you need it and which other details you need for a transfer to or from Vietnam Export Import Commercial Joint-Stock Bank. The BIC names an institution, never a single account; the IBAN or account number does that.

Incoming international payments to Vietnam Export Import Commercial Joint-Stock Bank

A sender in another country will ask for a few details about your account – incomplete details often cause delays. That means: your full name as registered with Vietnam Export Import Commercial Joint-Stock Bank, your IBAN or account number, the BIC EBVIVNVXXXX and sometimes your address.

Some sending banks want the bank’s address in Ho Chi Minh City. Double-check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

Money from abroad will not always land for the full amount. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, an exchange rate margin comes on top. For business payments, you can agree who bears the costs, so that nobody is left short.

Paying someone abroad from your Vietnam Export Import Commercial Joint-Stock Bank account

A bank transfer abroad costs more than the listed fee. You pay the transfer fee, sometimes charges from correspondent banks along the way and, most importantly, the margin on the exchange rate when the money is converted.

The markup on the rate tends to be the largest item, and it is easy to miss. An easy check: put the bank’s rate next to the mid-market rate for the same moment and work out the difference on your amount.

Money transfer services often use a rate near the mid-market rate with clearer fees. GoldexPay compares these services side by side so you can see the amount the recipient gets for the same amount sent. You can always use your account at Vietnam Export Import Commercial Joint-Stock Bank as the source of the money.

Watch out for payment fraud

Criminals often send fake invoices with changed bank details sent from what looks like a familiar address. A real SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Never rely on a phone number in the same message that contains the change. Pressure and secrecy are warning signs. Acted too fast? Contact the bank you paid from without delay and ask them to try to recall the payment; also report it to the police.

Fraud also target the receiver. Someone sends too much and wants you to return the difference via a different route. A screenshot of a transfer proves nothing; only your own account shows what has arrived.

8 or 11 characters: EBVIVNVX versus EBVIVNVXXXX

The structure of a BIC is always the same: four characters for the institution, two for the country and two for the location, sometimes followed by a branch code. In this case, that core is EBVIVNVX.

Most banks and apps work with both lengths. If yours asks for eleven characters, enter EBVIVNVXXXX.

Leave out spaces, dots when you type EBVIVNVX. Watch for the letter O and the digit 0 or the letter I and the digit 1; they are easy to mix up.

How to check EBVIVNVX before you pay

The most reliable source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. When the code you were given does not match EBVIVNVX or EBVIVNVXXXX, do not guess – contact the recipient or Vietnam Export Import Commercial Joint-Stock Bank.

Errors in the SWIFT code are costly more than fatal. A mistake in the account number can be a bigger problem, because the money may be credited to someone else, so check that just as carefully.

Most online banking apps check the structure of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. If your bank offers it, a name check on the recipient gives an extra layer of safety. When you pay someone new, many people start with a small test amount before sending the rest.

Tracking a transfer to or from Vietnam Export Import Commercial Joint-Stock Bank

A SWIFT payment typically needs one to a few business days, depending on the currency, the route and the banks involved. Bank holidays in either country can add a day or more, since banks do not process on those days. Sometimes a bank wants to know about the purpose of a payment.

If a transfer seems delayed, ask your bank about the tracking status so they can trace it along the chain. Specialist transfer services often show tracking online showing how far the money is.

A delayed transfer is traced from the sending side. As a recipient, you can check your account to see a partial amount because fees can reduce the amount.

Vietnam Export Import Commercial Joint-Stock Bank: head office code versus branch codes

Vietnam Export Import Commercial Joint-Stock Bank uses 45 separate SWIFT/BIC codes. Only one is the head office code; the others belong to branches or departments.

Unless the recipient tells you otherwise, go with EBVIVNVXXXX or its short form EBVIVNVX. When you receive a branch code, stick to it instead of replacing it for the head office code.

Not sure which code applies? Ask the recipient. Codes are sometimes changed or retired over time, so a code from an old document is not always valid.

Where our SWIFT data comes from

We collect SWIFT/BIC codes from public sources and update them regularly. It is possible that a code here is out of date. Counts and locations come from our directory and are not confirmed by Vietnam Export Import Commercial Joint-Stock Bank.

Treat our data as a reference, rather than as the last word: the recipient’s bank details come first. GoldexPay is not affiliated with Vietnam Export Import Commercial Joint-Stock Bank; we are a comparison site for money transfers. Spotted an error? Tell us via our contact form.