SWIFT/BIC codes in Austria: banks starting with V

Austria: banks and their SWIFT/BIC codes

Our directory covers 822 banks and financial institutions in Austria and 1191 SWIFT/BIC codes between them. Every code identifies an institution or a specific branch or department and tells other banks where an international payment should go.

Pick a bank from the list to see its head office code and any branch codes along with tips for payments to and from that bank. Further down we explain how a code from Austria is put together, how to send money there at a fair price and how to check a code before you pay.

Getting paid from abroad into an account in Austria

Someone abroad who wants to pay you will ask for a few details from you – incomplete details often cause delays. Give them the account holder’s name, the IBAN or account number, your bank’s SWIFT code and your address.

Your bank’s code is in our list but always compare it with your own bank details. Certain sending banks may also ask for the name and address of your bank; it does no harm to include it.

Do not be surprised if the incoming amount is below what the sender paid. Charges on incoming payments differ per bank – your bank’s price list tells you what applies. Make clear with the sender who pays which costs, especially for larger amounts.

Banks in Austria starting with :letter

Here you see a selection: only institutions in Austria whose name begins with :letter. The totals mentioned above still refer to the whole country and not only this selection.

Bank not listed? The registered name might begin with another word – think of the full legal name instead of the brand. Use the full list for Austria if you do not know how the name is spelled.

Check the code before you pay

The most reliable source for a SWIFT code is the recipient’s own bank details. When the code you were given does not match the code listed here, do not guess: check with the recipient or the bank.

This list draws on publicly available sources and is updated regularly. Institutions reorganise, close branches and retire codes, and no directory catches every change immediately. For any payment that matters, check the code with the recipient’s bank. GoldexPay is not a bank and is not affiliated with the banks listed.

Watch out for payment requests containing a new account – a common fraud method. A real SWIFT code says nothing about whether a request is genuine – scammers use the codes of real banks.

The structure of a Austria SWIFT/BIC code

Bank identifier codes use the same format worldwide: 8 characters plus an optional three-character extension. Characters one to four stand for the bank, the fifth and sixth characters are the country code and the next two give the location.

You can spot a code from Austria from the fifth and sixth characters. If the country letters point to another country, you are looking at a bank somewhere else – worth double-checking.

The long version ends in three characters for a branch. For most transfers the head office code is fine.

Tracking a payment to Austria

How quickly money arrives in Austria is determined by a few things: which currency you send, the number of banks in between, daily processing deadlines and differences in time zone. Payments made late in the day or on a weekend or public holiday usually go out the next business day.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer gets a unique transaction reference, the UETR that banks can use to see where the money is. Specialist transfer services often provide tracking online.

Sending money to Austria for less

What you pay for a payment to Austria has more than one component, and the fee on your screen is only one of them. Besides a fixed fee, correspondent banks can deduct a charge, and when the money is converted the bank often applies a less favourable rate than the real market rate.

The markup on the rate tends to be the largest part of the cost. An easy check: put the rate you get next to the mid-market rate and look at the difference.

Money transfer services frequently offer a rate near the mid-market rate with clearer fees. On GoldexPay you can compare the amount that arrives in Austria with different services, so you can pick the cheapest route.

Paying in euros to Austria

Austria is part of the Single Euro Payments Area (SEPA), the zone for uniform euro payments. For a regular euro transfer within SEPA, you normally only need the IBAN and the BIC is often filled in automatically.

A SWIFT code does come into play for payments in other currencies and for transfers from outside SEPA. Instant euro transfers are widely supported within SEPA – check whether your bank supports them. Provided no conversion is involved, the transfer tends to be inexpensive.

Paying in EUR: what conversion costs you

The currency of Austria is the Euro (EUR). Money sent in a different currency is exchanged into EUR.

Where the conversion happens affects how much arrives. Compare what EUR the recipient gets via several services before choosing one. Exchange rates change all the time.

Unicredit Bank Austria AG and its SWIFT codes

Among the 822 institutions we list, Unicredit Bank Austria AG has the most SWIFT/BIC codes in Austria. Its head office code is BKAUATWWXXX, which is the code to use when no branch is specified.

Practice differs in how many codes they register, so the count is not a ranking of size. Paying someone at Unicredit Bank Austria AG? Use BKAUATWWXXX except when a specific branch code is requested.