SWIFT/BIC codes in Austria: banks starting with G

SWIFT/BIC codes in Austria

This overview contains 822 banks and financial institutions in Austria, with 1191 SWIFT/BIC codes in total. A SWIFT code shows every bank in the chain which institution should receive the money.

Search for the recipient’s bank below and click through to see all codes we have and the details a transfer needs. The sections below covers the structure of the codes, the cost of transfers and the checks worth doing.

About our data and how to check a code

The most reliable source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. A wrong code can cause delays, a returned payment or extra fees, so compare it with the list on this page.

We gather SWIFT/BIC codes using public sources and check them regularly. Even so, banks merge, rename themselves or change codes and our data may lag behind. For a payment that matters, confirm the BIC with the recipient. We are a comparison site for money transfers, not a bank.

Watch out for invoices containing changed bank details. A valid BIC says nothing about who owns the account: criminals use real codes too.

SWIFT codes in Austria: banks under :letter

You are looking at a filtered list: only banks in Austria with a name starting with :letter. The totals mentioned above still refer to the whole country and not only this selection.

Bank not listed? The registered name might start with a different letter – think of the full legal name instead of the brand. Try the full list for Austria when you do not know the exact name.

Sending EUR to Austria

The currency in Austria is the Euro (EUR). Money sent in a different currency will be converted into EUR on its way to the recipient.

Who does the conversion affects how much arrives, since every bank sets its own rate. Compare what EUR the recipient gets with several providers before choosing one. On larger amounts, a seemingly small difference in the rate adds up quickly.

Bank or transfer service for Austria?

The price of a transfer to Austria is made up of more than one component. You pay a transfer fee, possibly fees from correspondent banks and, above all, the exchange rate markup if the money is converted.

Most of the cost usually sits in the exchange rate, rather than in the fee. An easy check: put the offered rate against the mid-market rate and work out the difference on your amount.

For many routes, a specialist provider is less expensive than a traditional bank transfer, mainly because of the rate. GoldexPay compares these providers next to each other, showing what actually arrives in Austria.

SEPA transfers to Austria

Since Austria is in the SEPA zone, a euro transfer to a bank in Austria usually only needs an IBAN. Many banks no longer ask for the BIC in that case.

You still need a SWIFT code for payments in other currencies or transfers from countries outside SEPA. Euro payments within SEPA normally land by the next business day. As long as the payment stays in euros, the transfer is usually cheap.

Unicredit Bank Austria AG and its SWIFT codes

Unicredit Bank Austria AG leads our list of Austria banks in SWIFT/BIC codes. The head office uses BKAUATWWXXX – the code most transfers need.

The number of codes says something about how it organises its payments than about how big it is. If not the recipient asks for a branch, BKAUATWWXXX is fine for transfers to this bank.

The structure of a Austria SWIFT/BIC code

A BIC is 8 or 11 characters long and the parts always come in the same order. First comes a four-letter bank code, followed by two letters for the country and two characters for the location.

In every code from Austria, characters five and six are the two-letter ISO code of Austria, which makes these codes easy to recognise. A code with other letters in that position come from another country.

The last three characters, if present, stand for a specific branch; XXX is used for the head office. Use a branch code only when the recipient explicitly gives you one – otherwise stick with the head office.

Getting paid from abroad into an account in Austria

To receive an international payment into a Austria account, the person paying you has to have not just the BIC. Give them the account holder’s name, the IBAN or account number, your bank’s SWIFT code and your address.

The code of your bank appears in the list on this page. You can add your bank’s name and city.

Do not be surprised if the incoming amount is smaller than the amount on the sender’s receipt. Fees for incoming transfers differ per bank – your bank’s price list tells you what applies. Make clear with the sender who covers the fees, especially for larger amounts.

How long does a transfer to Austria take?

An international transfer to Austria usually takes anywhere from one to several business days. Bank holidays in Austria or in the sending country add extra days.

If the money is delayed, ask the sender to contact the sending bank for a trace – the receiving bank often cannot see a payment that has not arrived. Specialist transfer services often show a status in their app so you can follow the payment.