SWIFT/BIC codes in Austria: banks starting with B

SWIFT/BIC codes in Austria

On this page you find the SWIFT/BIC codes of 822 institutions in Austria. You will need a SWIFT/BIC code mainly when making payments across borders.

Every bank has its own page showing its main code and if there are any, codes for branches and departments. Below the list we explain how a code from Austria is put together, how to send money to Austria at a fair price and how to check a code before you pay.

Filter: banks in Austria with :letter

This list only shows the banks in Austria whose name starts with :letter in alphabetical order. The figures for Austria mentioned here cover every bank we list and not only this letter.

If the bank you need does not appear here, check the full list. Try the full list for Austria when you do not know how the name is spelled.

About our data and how to check a code

The most reliable source for a SWIFT code is the recipient’s own bank details: an invoice, a statement or their online banking. If the code you have differs from the code listed here, do not guess – contact the recipient or their bank.

Our SWIFT/BIC directory is compiled from publicly available sources and is updated regularly. Institutions merge, change names and change codes, and no directory catches every change immediately. Before any payment of any size, confirm the code with the recipient. GoldexPay is not a bank and has no link to the banks in this list.

Watch out for invoices containing a new account. Before paying, confirm changed details by phone on a number you know.

The largest SWIFT network in Austria: Unicredit Bank Austria AG

Among the 822 institutions we list, Unicredit Bank Austria AG has the most SWIFT/BIC codes of all banks in Austria. Its main office uses BKAUATWWXXX.

How many codes a bank has says more about how it registers branches and services than about how big it is. Paying someone at Unicredit Bank Austria AG? Go with BKAUATWWXXX except when a specific branch code is requested.

Recognising a SWIFT code from Austria

Each SWIFT/BIC code has 8 or 11 characters. It starts with four letters for the bank, then two letters for the country and a two-character location code.

Whatever the bank, every code from Austria share the same country code in positions five and six. If those two letters point to another country, the code belongs to a bank somewhere else – worth double-checking.

If the last three are XXX, it means the main office and the short version works just as well. Choose a branch code only if the recipient’s bank asks for it.

How long does a transfer to Austria take?

How fast money reaches Austria depends on a few things: the currency, the number of banks in between, daily processing deadlines and differences in time zone. Payments made late in the day or just before a weekend or public holiday often go out a business day later.

When a payment takes longer than expected, ask the sender to contact their own bank; only the sending side can start an official trace. Money transfer services often show a status in their app so you can follow the payment.

The cheapest way to send money to Austria

When you send money to Austria via your bank, the stated fee is only part of the cost. There is a transfer fee, possibly fees from correspondent banks and, above all, the margin on the exchange rate if the money is converted.

That exchange rate margin is often the largest part of the cost because it is hidden in the rate. A simple test: put the rate you get next to the mid-market rate and work out the difference on your amount.

Specialised transfer providers often use a rate near the mid-market rate and lower fees. Before you send money to Austria, it is worth comparing what arrives on GoldexPay.

Sending EUR to Austria

Bank accounts in Austria are usually held in EUR. A payment in a foreign currency is converted into EUR – and the bank that does it picks the rate.

Who does the conversion has an effect on how much arrives, since every bank sets its own rate. Compare what EUR the recipient gets via different providers; the difference between options can be larger than you expect. Rates for EUR move all the time – some providers let you lock in a rate.

SEPA transfers to Austria

Austria is a member of the Single Euro Payments Area (SEPA). For a regular euro transfer within SEPA, you normally only need the IBAN.

The BIC does come into play for payments in other currencies. Instant euro transfers are increasingly supported within SEPA. Fees are generally low as long as everything stays in euros; the conversion is where it gets expensive.

Receiving money in Austria from abroad

A sender in another country needs a few details about your account. In practice that means: your name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code of your bank and usually your address.

Find the bank in the list on this page. It helps to add your bank’s name and city as well because some forms have separate fields for it.

The amount you receive can be lower than the amount sent. Intermediary banks may deduct a fee, your bank may charge for incoming payments, and when currencies differ, an exchange rate margin applies. Make clear with the sender who covers the fees, especially for larger amounts.