Ahli United Bank B.s.c. SWIFT/BIC code

SWIFT/BIC code of Ahli United Bank B.s.c.

The 8-character code AUBBBHBM and the 11-character code AUBBBHBMXXX identify the same bank: Ahli United Bank B.s.c., with its head office in Manama. A BIC has a single purpose: it ensures that money from abroad reaches the right bank. In daily life you usually see the code on international invoices, in payment forms and on the account details that Ahli United Bank B.s.c. provides.

This page is meant to help anyone who receives money at an account at Ahli United Bank B.s.c. without mistakes. Keep in mind that the BIC only identifies the bank, not the person: the account number or IBAN does that part.

Head office or branch code at Ahli United Bank B.s.c.?

Ahli United Bank B.s.c. uses 2 different SWIFT/BIC codes across 1 locations. One of them is the head office code; the rest belong to branches or departments, and sometimes specific services.

Usually you do not need to pick a branch: transfers addressed to AUBBBHBMXXX reach Ahli United Bank B.s.c. correctly. A branch code only makes sense if the account holder specifically mentions it.

The best way is to take the code straight from the account holder’s statement. Branch codes can change when banks reorganise, so do not rely on old paperwork.

What to give a sender who pays you at Ahli United Bank B.s.c.

For a transfer from abroad at Ahli United Bank B.s.c., the sender has to have more than the BIC. Give them the account holder’s name, your account number or IBAN, SWIFT code AUBBBHBMXXX and your address.

It helps to include the bank name and Manama as well, since some forms ask for it. A typo in your account number can be more trouble than you might think; copy them from your banking app rather than typing.

The amount you receive can be less than what was sent. Charges on incoming payments differ per bank – the price list of Ahli United Bank B.s.c. tells you what applies. Make clear with the sender who pays which costs before the money is sent.

8 or 11 characters: AUBBBHBM versus AUBBBHBMXXX

A SWIFT code is built from a few fixed parts: the first four letters stand for the bank, characters five and six give the country and the two after that indicate the location. That gives you AUBBBHBM for Ahli United Bank B.s.c..

XXX at the end of AUBBBHBMXXX is not a placeholder or an error: it indicates the head office of Ahli United Bank B.s.c.. Certain payment forms ask for 11 characters, in which case you simply add XXX after AUBBBHBM.

Enter the code in one piece, in capitals and without spaces, exactly as shown here. Copying the code is safer than typing it by hand: a typo can point to another bank.

Before you send: check the Ahli United Bank B.s.c. code

Have the recipient copy their bank details straight from their banking app. Check that code against AUBBBHBM here and ask if anything does not match.

An incorrect BIC can cause a delay, a payment being sent back or additional charges. Do not forget the IBAN: a mistake there can be more difficult to correct than a wrong BIC.

An automatic check in your banking app only tells you that the code exists. More and more banks compare the payee name with the account. When you pay someone new, many people start with a small test amount.

Changed bank details? Be careful

One of the most common tricks works like this: you receive a message claiming that a contact has new bank details and that the next payment should go there. A correct SWIFT code says nothing about who owns the account: scammers use real codes of real banks.

Check new bank details via a different channel, not by replying to the message. Watch out for urgent requests, odd spelling or a sender address that is slightly off. If money has already gone to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

Scams can also target the receiver: someone sends more than agreed and asks you to return the difference via a different route. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Paying someone abroad from your Ahli United Bank B.s.c. account

The price of a payment abroad is made up of several parts. You pay the transfer fee, possibly charges from correspondent banks in between and, most importantly, the exchange rate markup.

Banks do not list their exchange rate markup separately, but you pay it all the same. Compare the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Specialist money transfer services frequently offer rates closer to the mid-market rate and lower fees. Before your next transfer, take a minute comparing the total cost on GoldexPay instead of going straight to your bank. You can always keep your account at Ahli United Bank B.s.c. to fund the transfer.

A note on our data

The details here are taken from publicly available data which we refresh regularly. It is possible that information here is out of date. The figures on this page are based on our own data.

See the information on this page as a handy check. GoldexPay is not affiliated with Ahli United Bank B.s.c.. Found an error? Tell us via our contact form so we can correct it.

Tracking a transfer to or from Ahli United Bank B.s.c.

A SWIFT payment typically takes one to a few business days. Bank holidays in either country can add extra days. Extra checks by one of the banks can also cause some delay.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer carries a unique reference, the UETR, which your bank can use to see where the money is. Keep your transfer receipt until the money has arrived.

If the money does not arrive within the expected time, the sender should start with the bank that sent it rather than Ahli United Bank B.s.c.. On the receiving end, it helps to look at your account to see a partial amount.