Abe Clearing SAS/Eba Clearing SWIFT/BIC code

Abe Clearing SAS/Eba Clearing SWIFT code: EBACBEBB

EBACBEBB and EBACBEBBXXX are two spellings of the same SWIFT/BIC code, and both lead to Abe Clearing SAS/Eba Clearing in Brussels. The code has a single purpose: it makes sure that a cross-border transfer ends up at the right bank. In practice you mostly come across it on international invoices, in your banking app and on the account details of Abe Clearing SAS/Eba Clearing customers.

We wrote this page to help people who pays into an account at Abe Clearing SAS/Eba Clearing and wants to get the details right. The BIC identifies an institution, not a single account; the IBAN or account number does that.

Head office or branch code at Abe Clearing SAS/Eba Clearing?

Having 2 codes, Abe Clearing SAS/Eba Clearing is one of the banks that register individual codes for branches. The main code is EBACBEBBXXX.

For most incoming transfers, the head office code EBACBEBBXXX is the right choice. Just use a branch code when the account holder gives you that exact code, for example on an invoice or in their bank details.

The best way is to take the code directly from the recipient’s statement. Codes for branches are more prone to be retired than the head office code when a bank merges or closes offices.

Sending money abroad from Abe Clearing SAS/Eba Clearing

An international bank payment costs more than the fee suggests. There is the transfer fee, sometimes charges from correspondent banks along the way and, above all, the margin on the exchange rate.

The real cost is often in the rate, rather than in the fee: many banks convert at a rate that includes a margin. Compare the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

For a lot of routes, a specialist provider is cheaper than a traditional bank transfer – mostly thanks to the rate. Before your next transfer, take a minute to compare the total cost on GoldexPay instead of going straight to your bank. Using a transfer service does not mean leaving Abe Clearing SAS/Eba Clearing – you pay the provider from your own account.

About this information

The directory on GoldexPay draws on public sources and is updated regularly. It can happen that a code on this page is out of date after a merger or reorganisation. The figures on this page reflect our own data, not official figures from Abe Clearing SAS/Eba Clearing.

See our directory on this page as a handy check. GoldexPay is an independent comparison service and not part of Abe Clearing SAS/Eba Clearing. Found outdated information? Tell us via our contact form.

How to check EBACBEBB before you pay

The most reliable place for the right code remains a document from the bank itself. When the code you were given differs from EBACBEBB or EBACBEBBXXX, do not guess – contact the recipient or Abe Clearing SAS/Eba Clearing.

Mistakes in the BIC are costly rather than fatal – usually the money comes back, minus fees and time lost. Do not forget the account number: an error there is more difficult to correct than a wrong BIC.

A validity check by your bank merely confirms that the code is valid. If your bank offers it, a payee name check before sending gives an extra layer of safety. For a first payment, some people send a small test amount.

SEPA payments and the Abe Clearing SAS/Eba Clearing BIC

Since Belgium is part of SEPA, a euro transfer into Abe Clearing SAS/Eba Clearing from another SEPA country normally only needs an IBAN. Many banks no longer ask for the BIC in that case.

You will still need EBACBEBBXXX when sending non-euro payments or money from outside the SEPA area. A few banks and apps still ask for the BIC; if so, fill in EBACBEBB.

Euro payments within SEPA usually arrive within one business day. Fees for SEPA transfers are generally low, as long as no currency conversion is involved.

Paying into Abe Clearing SAS/Eba Clearing in EUR

Accounts at Abe Clearing SAS/Eba Clearing are usually held in EUR, the local currency. If you send money in a different currency, the amount gets converted somewhere along the way: by your bank, an intermediary or Abe Clearing SAS/Eba Clearing itself. There is rarely a separate charge for the conversion – the cost sits in the rate.

Which bank converts the payment matters. Often you pay less if you send EUR directly through a transfer service that converts near the mid-market rate, so that the receiving bank does not need to convert again.

Exchange rates move during the day – some services let you fix a rate in advance. For recurring payments, a slightly better rate add up over time.

Why Abe Clearing SAS/Eba Clearing has an 8- and an 11-character code

Each SWIFT/BIC code has an 8-character core: a four-letter bank code, a two-letter country code and two characters for the location. The result is EBACBEBB, the short form of the code.

XXX at the end of EBACBEBBXXX does not stand for a placeholder or an error: it stands for the head office of Abe Clearing SAS/Eba Clearing. Some forms ask for 11 characters, and then you can enter XXX behind EBACBEBB.

As a rule the code is typed in capitals, without spaces or dashes. Copying the code is safer than retyping it.

Transfer times and tracking a payment to Abe Clearing SAS/Eba Clearing

A SWIFT payment usually takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Bank holidays in the sending or receiving country can add a day or more to the journey. Compliance checks on larger or unusual payments can also cause some delay, regardless of the details.

When a payment takes longer than expected, contact your bank about the tracking status. Save your transfer receipt.

A delayed transfer has to be traced by the sending bank, using the payment confirmation. Ask the sender for the payment receipt with the date and reference.

Getting paid from abroad into a Abe Clearing SAS/Eba Clearing account

For an international payment at Abe Clearing SAS/Eba Clearing, the sender needs more than the SWIFT code. In practice that means: your name as registered with Abe Clearing SAS/Eba Clearing, your IBAN or account number, the SWIFT/BIC code EBACBEBBXXX (or EBACBEBB) and, often, your postal address.

Certain banks want the name and address of Abe Clearing SAS/Eba Clearing in Brussels; it does no harm to include it. A mistake in your account number is more trouble than you might think; copy them from your banking app rather than typing.

Money from abroad does not always land in full. Fees for incoming transfers vary from bank to bank; check the price list of Abe Clearing SAS/Eba Clearing. Make clear with the sender who covers the fees before the money is sent.

Watch out for payment fraud

Criminals regularly use payment requests with changed bank details, sometimes in an email that looks completely genuine. That EBACBEBB is a real code does not mean that the account is legitimate; criminals use the codes of real banks too.

Do not trust contact details in the same message that announces the new account. Pressure and secrecy are warning signs; a genuine business can wait for you to check. When money was sent to the wrong account, call your bank right away.

Recipients can be targeted as well: one known trick is a buyer who pays too much followed by a request to refund the difference abroad. Wait until the money is actually in your account and check with Abe Clearing SAS/Eba Clearing if anything seems off.