ABN Amro Bank N.V. Belgian Branch SWIFT/BIC code

SWIFT/BIC code of ABN Amro Bank N.V. Belgian Branch

The short code ABNABE2A and the full code ABNABE2AXXX identify one and the same institution: ABN Amro Bank N.V. Belgian Branch, with its head office in Berchem. A SWIFT code tells every bank in the chain exactly which bank should receive the money. In daily life you usually see it on international invoices, in your banking app and on the account details of ABN Amro Bank N.V. Belgian Branch customers.

On this page you will find what the code means, when it matters and what else a transfer to or from ABN Amro Bank N.V. Belgian Branch requires. Keep in mind that the SWIFT code just identifies the bank, not the account: the IBAN or account number takes care of that.

How long does an international transfer to ABN Amro Bank N.V. Belgian Branch take?

How fast a transfer reaches ABN Amro Bank N.V. Belgian Branch depends on a few things: the currency, the number of banks in between, cut-off times and time zones. Transfers sent late in the day or just before a weekend or public holiday often start the next business day. Extra checks by one of the banks can also cause some delay, even when all details are correct.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique transaction reference, the UETR. Save the payment confirmation until the money has arrived – you will need it for any trace request.

A missing payment is investigated by the sending bank, using the payment confirmation. Request from the sender the payment receipt with the date and reference – it helps your own bank look for the money.

Choosing between the 4 SWIFT codes of ABN Amro Bank N.V. Belgian Branch

ABN Amro Bank N.V. Belgian Branch uses 4 separate SWIFT/BIC codes across 2 locations. Only one is the head office code; the others identify branches or departments.

Usually you do not need to pick a branch: payments sent to ABNABE2AXXX are routed within ABN Amro Bank N.V. Belgian Branch without problems. Branch codes are only needed when the account holder specifically asks for it.

The best way is to take the code directly from the recipient’s invoice. Codes can change when banks reorganise.

Protect yourself against fake payment requests

Be wary if a contact suddenly asks you to send money to another account. That ABNABE2A is a real code is no guarantee that the account is legitimate.

Always verify changed bank details through a phone call. Watch out for urgent requests, odd spelling or an email address that differs by one letter. Acted too fast? Call the bank you paid from straight away and have them start a recall.

Scams can also work the other way: someone claims to have sent too much and wants you to refund the extra to a new account. Do not act before the money has really arrived – ask ABN Amro Bank N.V. Belgian Branch if something looks wrong.

Paying into ABN Amro Bank N.V. Belgian Branch in EUR

Accounts at ABN Amro Bank N.V. Belgian Branch are typically held in EUR, the national currency of Belgium. A payment in a foreign currency is exchanged into EUR before it reaches the account, and whoever converts it chooses the rate. You rarely see a separate line for that conversion – the cost sits in the rate.

Which bank converts the money matters: every bank has its own margin. Check how much EUR the recipient gets with different services before choosing one.

The rate for EUR fluctuates throughout the day, so the amount you see is usually only valid for a short time. With bigger transfers, even seemingly small gap in the rate can be worth more than the fee.

Euro transfers to ABN Amro Bank N.V. Belgian Branch: is a BIC needed?

Because Belgium is part of SEPA, a euro transfer into ABN Amro Bank N.V. Belgian Branch from another SEPA country normally only needs the IBAN. Most banking apps no longer ask for the BIC in that case or fill it in for you.

For anything other than euros and for senders outside SEPA, ABNABE2AXXX remains required. Some forms also ask for the BIC; if so, fill in ABNABE2A.

Instant euro transfers have become increasingly available within SEPA. Charges on SEPA payments tend to be low as long as everything stays in euros.

Incoming international payments to ABN Amro Bank N.V. Belgian Branch

A sender in another country needs a few details from you – incomplete details often cause delays. The basics are: the account holder’s name, IBAN or account number, ABNABE2AXXX and in many cases your postal address.

The sender’s bank might also ask for the bank address of ABN Amro Bank N.V. Belgian Branch. A mistake in your account number is more trouble than you might think.

Expect that the incoming amount is below what the sender paid. Charges on incoming payments vary per bank – the price list of ABN Amro Bank N.V. Belgian Branch tells you what applies. Agree with the sender who covers the fees.

How to check ABNABE2A before you pay

The best place to find the correct BIC remains a document from the bank itself. If the code you have differs from ABNABE2A or ABNABE2AXXX, do not guess – contact the recipient or ABN Amro Bank N.V. Belgian Branch.

With a wrong code, the payment may get stuck, bounce back or cost extra. Do not forget the IBAN: a mistake there can be more difficult to undo than a wrong BIC.

A format check in your banking app only confirms that the code is valid. Some banks now compare the name against the account before you confirm; take any warning seriously. A small test payment can be a sensible step for large sums, even if it costs an extra fee.

Where our SWIFT data comes from

The codes here are taken from public sources. It can happen that a code here is out of date after a merger or reorganisation. Counts and locations come from our own dataset and are not confirmed by ABN Amro Bank N.V. Belgian Branch.

Treat our directory here as a helpful check, and let the details from the recipient or ABN Amro Bank N.V. Belgian Branch have the final say. GoldexPay is a comparison site for money transfers and not part of ABN Amro Bank N.V. Belgian Branch. Should you notice something that is out of date, we appreciate a message via the contact page.

8 or 11 characters: ABNABE2A versus ABNABE2AXXX

The structure of a BIC never changes: four characters for the institution, a two-letter country code and a two-character location code, plus an optional branch code. In this case, the 8-character core is ABNABE2A.

Most payment forms work with either length. If a form asks for eleven characters, enter ABNABE2AXXX.

In practice the code is typed in capitals and without spaces. Watch for the letter O and the digit 0 and the letter I and the digit 1.

Sending money abroad from ABN Amro Bank N.V. Belgian Branch

When you send money to another country from ABN Amro Bank N.V. Belgian Branch, the fee you see is only part of the cost. Besides a fixed fee, banks in between can take a cut, and when currencies are converted the bank usually applies a rate that is less favourable than the real market rate.

Many banks rarely list the margin on the rate as a cost. A simple test: put the bank’s rate against the mid-market rate for the same moment and work out the difference on your amount.

Specialist money transfer services frequently offer rates closer to the mid-market rate and lower fees. On GoldexPay we compare the amount that arrives with different providers, so you can pick the cheapest route. You can always use your account at ABN Amro Bank N.V. Belgian Branch, while a cheaper service handles the conversion.