Attijariwafa Bank (Formerly Wafabank) SWIFT/BIC code

Attijariwafa Bank (Formerly Wafabank) SWIFT code: WAFABEBB

WAFABEBB and WAFABEBBXXX are two spellings of the same bank identifier, and both lead to Attijariwafa Bank (Formerly Wafabank) in Brussels. Every bank on the SWIFT network uses these codes to route payments between countries to the correct institution. In daily life you usually come across it on international invoices, in payment forms and on the account details of Attijariwafa Bank (Formerly Wafabank) customers.

Below you will find the practical side: receiving money at Attijariwafa Bank (Formerly Wafabank), paying someone in another country and how to check the code before you confirm a payment. A SWIFT code names an institution, never a specific account, which is why you always need the account number too.

About this information

Our SWIFT/BIC directory draws on public sources and is updated regularly. Even so, banks merge or retire codes, so information can be out of date. The number of codes on this page reflect what is in our directory and not on information from Attijariwafa Bank (Formerly Wafabank) itself.

Before a payment that matters, confirm the BIC with Attijariwafa Bank (Formerly Wafabank) or with the recipient. GoldexPay has no connection to Attijariwafa Bank (Formerly Wafabank); we are a comparison site for money transfers. Should you notice something that is out of date, we welcome a short note.

Head office or branch code at Attijariwafa Bank (Formerly Wafabank)?

Our database contains 3 SWIFT/BIC codes for Attijariwafa Bank (Formerly Wafabank), spread over 2 cities. Next to the head office code WAFABEBBXXX, you will find codes for regional offices and specialised units.

If nobody asks you for a branch code, go with WAFABEBBXXX or its short form WAFABEBB. A branch code only makes sense when the recipient’s bank specifically asks for it, which is more common for corporate accounts and specialised services.

If you are not sure, ask the person you are paying for the exact BIC in their bank details. Branch codes can change over time, so do not rely on old paperwork.

8 or 11 characters: WAFABEBB versus WAFABEBBXXX

The layout of every SWIFT code never changes: four characters for the institution, a two-letter country code and a two-character location code, plus an optional branch code. The result is WAFABEBB for Attijariwafa Bank (Formerly Wafabank).

XXX at the end of WAFABEBBXXX is not a placeholder or a mistake: it stands for the main office of Attijariwafa Bank (Formerly Wafabank). Some forms ask for 11 characters, and then you can enter XXX after WAFABEBB.

Enter the code as one block, in upper case and without separators, exactly as shown here. A wrong letter may route a payment to a different institution, so copy it carefully.

Euro transfers to Attijariwafa Bank (Formerly Wafabank): is a BIC needed?

Because Belgium is part of the SEPA zone, a euro payment into Attijariwafa Bank (Formerly Wafabank) from within the SEPA area normally only needs the IBAN. Most banking apps do not require the BIC for these payments.

The BIC does matter for payments in other currencies and when the money comes from outside SEPA. If a payment form asks for the BIC regardless, entering WAFABEBB does no harm.

Instant payments in euros are widely available across SEPA – whether Attijariwafa Bank (Formerly Wafabank) offers them for your account is worth checking. As long as the payment stays in euros, a SEPA transfer tends to be cheap.

Sending money abroad from Attijariwafa Bank (Formerly Wafabank)

When you transfer money to another country from Attijariwafa Bank (Formerly Wafabank), the fee you see is rarely all of the cost. Besides a fixed fee, correspondent or intermediary banks may take a cut, and when currencies are converted, the bank often uses a rate that is less favourable than the real market rate.

Many banks do not show their exchange rate markup as a cost. Check their rate against the mid-market rate; the gap is what conversion costs you.

For many routes, a transfer service is cheaper than a traditional bank transfer, mainly because of the exchange rate. Next time you send money, it is worth to compare what arrives on GoldexPay instead of going straight to your bank. You can always keep your account at Attijariwafa Bank (Formerly Wafabank) to fund the transfer.

Incoming international payments to Attijariwafa Bank (Formerly Wafabank)

For a transfer from abroad at Attijariwafa Bank (Formerly Wafabank), the person paying you needs not just the BIC. Give them the account holder’s name, your account number or IBAN, SWIFT code WAFABEBBXXX and your address, which some banks require.

Certain sending banks also ask for the bank’s address in Brussels, so keep it at hand. A mistake in the IBAN can be more trouble than you might think; copy them from your banking app rather than typing.

The amount you receive is often lower than the amount sent. Correspondent banks can take a fee, and when currencies differ, a markup on the rate applies. Agree with the sender who pays which costs.

Sending EUR to Attijariwafa Bank (Formerly Wafabank)

Belgium uses the Euro (EUR). When you pay money in a different currency it gets converted at some point: by your bank, an intermediary or Attijariwafa Bank (Formerly Wafabank) itself. Every conversion eats into something, even when no fee is shown.

Which bank converts the money matters: every bank has its own margin. Transferring the amount already in EUR often avoids a second conversion at the receiving end, provided the rate you get is fair.

The EUR rate fluctuates throughout the day and quotes are often valid only for a short time. With bigger transfers, a small gap in the rate can be worth more than the fee.

Is WAFABEBB still correct? How to check

Have the recipient copy their account details directly from a recent statement. If the code you have differs from WAFABEBB or WAFABEBBXXX, stop and ask: check with the recipient or with Attijariwafa Bank (Formerly Wafabank) directly.

With a wrong code, the payment might be delayed, bounce back or cost extra. A mistake in the IBAN or account number is more serious, so check that just as carefully.

An automatic check in your banking app only confirms that the IBAN is valid. Where available, a name check on the recipient adds an extra layer of safety. A small test payment can be worth it for a large first payment, even if it costs an extra fee.

When will the money arrive at Attijariwafa Bank (Formerly Wafabank)?

An international transfer typically takes anywhere from one to several business days. Payments made after the cut-off time or just before a weekend or public holiday often start the next business day. Sometimes a bank wants to know about the purpose of a payment.

A growing number of banks are connected to SWIFT gpi. Each gpi transfer gets a unique transaction reference, the UETR. Keep your transfer receipt until the money has arrived; it contains the details a bank needs to start a trace.

If the money does not arrive after a few business days, the person who paid needs to contact their own bank, not the receiving bank. On the receiving end, you can look at your statements to see a slightly lower amount because fees can reduce the amount.

Scams that use SWIFT codes

Criminals often use payment requests with new bank details, sometimes in an email that looks completely genuine. The fact that WAFABEBB exists does not mean that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Always confirm a change of bank details by phone, using a number you already had. Watch out for time pressure, odd spelling or an email address that differs by one letter. Acted too fast? Contact your bank straight away and have them try to recall the payment and report the fraud.

People receiving money are targeted too: one known trick is a buyer who pays too much followed by a request to send back the difference abroad. Do not act before the money is actually in your account.