Bank Delen NV SWIFT/BIC code

SWIFT/BIC code of Bank Delen NV

DELEBE22 and DELEBE22XXX are two spellings of the same bank identifier, and both point to Bank Delen NV in Antwerpen. A SWIFT code shows every bank in the chain exactly which bank should receive the money, much like a postcode for banks. In daily life you usually come across the code on international invoices, in your banking app and on the account details that Bank Delen NV provides.

We wrote this page to help anyone who sends money to an account at Bank Delen NV and wants to get the details right. Remember that the BIC only identifies the bank, not the account: the IBAN or account number takes care of that.

How long does an international transfer to Bank Delen NV take?

A SWIFT payment usually needs one to a few business days, depending on the currency, the route and the banks involved. Weekends and public holidays in the sending or receiving country add extra days to the journey. Sometimes a bank asks about the purpose of a payment, which can hold things up.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each payment carries a unique transaction reference, the UETR. Keep your transfer receipt.

A delayed transfer has to be traced from the sending side, using the payment confirmation. Ask the sender for the payment receipt – it helps your own bank look for the money.

Euro (EUR) and conversion costs

Most accounts at Bank Delen NV are typically held in EUR, the local currency of Belgium. Money sent in a different currency will be exchanged into EUR – and the bank that does it picks the rate. You rarely see a separate line for the conversion; it is built into the rate.

Which bank converts the payment makes a difference. Often you pay less to send EUR straight away through a provider that converts near the mid-market rate rather than letting the receiving bank convert.

Rates for EUR change during the day, and some providers let you lock in a rate. On larger amounts, a small gap in the rate adds up quickly.

Sending money abroad from Bank Delen NV

The price of a payment abroad is made up of several parts. There is the transfer fee, possibly fees charged by intermediary banks along the way and, most importantly, the margin on the exchange rate if the currency changes.

Many banks do not list the margin on the rate separately, but you pay it all the same. A simple test: set the rate you get next to the mid-market rate for the same moment and work out the difference on your amount.

Money transfer services often offer rates closer to the mid-market rate with clearer fees. On GoldexPay you can compare what recipients receive across providers. You can still use your account at Bank Delen NV as the source of the money; only the conversion and sending happen elsewhere.

Head office or branch code at Bank Delen NV?

Bank Delen NV uses 3 separate SWIFT/BIC codes across 1 locations. Only one is the head office code, DELEBE22XXX; the rest identify branches.

Usually you do not need to look up a branch: payments addressed to DELEBE22XXX reach Bank Delen NV correctly. When you receive a specific code, stick to it rather than swapping it with the head office code.

The safest route is to copy the code directly from the recipient’s bank details. Codes can change over time.

What to give a sender who pays you at Bank Delen NV

When you are waiting for a payment from another country, give the sender a complete set of details. Share your name as the bank knows it, the IBAN or account number, the BIC DELEBE22XXX and your address.

Their bank may also ask for the address of your bank, in which case the Antwerpen head office is the usual answer. Check the details before you send them.

Expect that the amount credited is smaller than what the sender paid. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, an exchange rate margin comes on top. Agree with the sender who covers the fees.

Protect yourself against fake payment requests

Fraudsters often use fake invoices containing changed bank details sent from what looks like a familiar address. That DELEBE22 is a real code does not mean that the account is legitimate.

Do not rely on a phone number in the same message that contains the change. Watch out for urgent requests, odd spelling or an email address that differs by one letter. Acted too fast? Call the bank you paid from straight away and ask them to try to recall the payment.

People receiving money can be targeted as well: a classic trick is a buyer who pays too much followed by a request to refund the difference. A payment confirmation from the sender proves nothing – check your own account.

How up to date is this code?

Our SWIFT/BIC directory draws on publicly available sources. Banks reorganise, change names and retire codes – a directory can be a step behind. The figures on this page reflect our own data, not official figures from Bank Delen NV.

Before a payment of any size, always check the code with Bank Delen NV or with the recipient. GoldexPay has no connection to Bank Delen NV. Should you notice a mistake, we appreciate a short note via the contact page.

Verifying the SWIFT code of Bank Delen NV

The most reliable place for the right code remains a document from the bank itself. If the code you have differs from DELEBE22 or DELEBE22XXX, stop and ask.

With a wrong code, the payment may be delayed, be returned or end up costing more, and tracing it can take weeks. Do not forget the account number: an error there can be harder to correct than a wrong BIC.

An automatic check by your bank only confirms that the IBAN exists – not that it belongs to the person you mean to pay. Some banks now compare the payee name against the account before you confirm. A small test payment is worth it for a large first payment.

Do you need DELEBE22 for a SEPA transfer?

Belgium belongs to the Single Euro Payments Area (SEPA), where euro transfers follow common rules. For a regular euro transfer within SEPA, you normally only need the IBAN.

A SWIFT code like DELEBE22 still matter for payments in other currencies and when the money comes from outside SEPA. If a payment form asks for the BIC anyway, adding DELEBE22 is fine.

Instant euro transfers are increasingly available across SEPA – whether Bank Delen NV offers them for your account is worth checking. As long as the payment stays in euros, a SEPA transfer is cheap.

8 or 11 characters: DELEBE22 versus DELEBE22XXX

The layout of every SWIFT code never changes: a bank code of four letters, two for the country and a two-character location code. In this case, that core is DELEBE22.

Many banks and apps work with either length. If a form requires eleven characters, use DELEBE22XXX; if it wants eight, use DELEBE22.

As a rule the code is typed in capitals. Watch for the letter O and the digit 0 or the letter I and the digit 1, a common source of typos.