Bank of China (Luxembourg) S.A. Brussels Branch SWIFT/BIC code

BKCHBEBB – the SWIFT/BIC code of Bank of China (Luxembourg) S.A. Brussels Branch

Whether you are given BKCHBEBB or BKCHBEBBXXX, it is the same address for Bank of China (Luxembourg) S.A. Brussels Branch in Belgium. The code does one job: it ensures that money from abroad ends up at the right bank. In daily life you usually see the code on invoices from abroad, in payment forms and on the account details that Bank of China (Luxembourg) S.A. Brussels Branch provides.

This page is meant to help people who receives money at an account at Bank of China (Luxembourg) S.A. Brussels Branch. Keep in mind that the BIC only identifies the bank, not the account: the IBAN or account number does that part.

The Euro and what conversion costs you

The local currency of Belgium is the Euro (EUR). When you pay another currency, the amount has to be converted somewhere along the way. There is rarely a separate line for that conversion.

Who does the conversion affects the final amount, as rates and margins differ per bank. Check how much EUR arrives via different services; the difference between options can be larger than you expect.

The EUR rate changes constantly. If you pay regularly, a slightly better rate make a real difference over time.

Verifying the SWIFT code of Bank of China (Luxembourg) S.A. Brussels Branch

The safest source for a SWIFT code is the bank details provided by the recipient. Check that code against BKCHBEBB on this page.

An incorrect BIC may lead to delays, a returned payment or additional charges along the way. A mistake in the IBAN or account number is more serious because it can reach the wrong person, so check that just as carefully.

Many banking apps check the structure of IBANs. Some banks now check the payee name against the account – do not ignore a mismatch warning. When you pay someone new, many people send a small amount first before sending the rest.

8 or 11 characters: BKCHBEBB versus BKCHBEBBXXX

Every SWIFT/BIC code has the same eight core characters: four letters for the bank, two letters for the country and two characters for the location. In this case, the 8-character core is BKCHBEBB.

Most banks and apps work with both lengths. If a form asks for eleven characters, use BKCHBEBBXXX; if it wants eight, use BKCHBEBB.

Do not add spaces when you type BKCHBEBB; the code is always written in one block. Pasting the code beats retyping it.

Scams that use SWIFT codes

Be alert if a contact suddenly wants you to send money to a different account or a bank in another country. A valid SWIFT code says nothing about who owns the account – scammers simply use real codes.

Verify changed bank details through a separate channel, such as a phone number you already know. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. When money has already gone to a fraudster, call your bank right away – speed improves the chance of getting it back.

Recipients are targeted too: a classic trick is an overpayment and then sends a request to refund the difference abroad. A screenshot of a transfer proves nothing – check your own account.

Paying someone abroad from your Bank of China (Luxembourg) S.A. Brussels Branch account

When you transfer money abroad through Bank of China (Luxembourg) S.A. Brussels Branch, the fee you see is only part of the cost. There is the transfer fee, possibly fees charged by intermediary banks in between and, most importantly, the exchange rate markup if the currency changes.

The real cost is often in the rate, rather than in the fee: many banks convert using an exchange rate with a margin built in. Check the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

For many currency pairs, a transfer service is less expensive than a bank. GoldexPay compares these services side by side so you can see the amount the recipient gets for the same amount sent. You can still keep your account at Bank of China (Luxembourg) S.A. Brussels Branch to fund the transfer.

Choosing between the 2 SWIFT codes of Bank of China (Luxembourg) S.A. Brussels Branch

With 2 codes in 1 locations, Bank of China (Luxembourg) S.A. Brussels Branch belongs to the banks that register individual codes for parts of the organisation. The head office code remains BKCHBEBBXXX.

For the vast majority of payments to a private or business account, the head office code BKCHBEBBXXX works fine. Just use a branch code when the recipient explicitly asks for it, for example on a letter or invoice.

Unsure which code to use? Check with the recipient. Codes for branches are more likely to be retired than BKCHBEBBXXX when a bank merges or closes offices.

Receiving money from abroad at Bank of China (Luxembourg) S.A. Brussels Branch

A sender in another country will ask for several details about your account – incomplete details often cause delays. In practice that means: your name exactly as it appears on the account, your account number or IBAN, the BIC BKCHBEBBXXX and usually your address.

It helps to add Bank of China (Luxembourg) S.A. Brussels Branch and its city too, because some payment forms have separate fields for them. A typo in the IBAN can be more trouble than it looks, so copy the details from your online banking.

Money from abroad will not always arrive for the full amount. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the currency changes, an exchange rate margin comes on top. Make clear with the sender who covers the fees, especially for larger amounts.

About this information

The details here come from publicly available data which we refresh regularly. Still, banks merge, rename themselves or change codes and our data may lag behind. Figures such as the number of codes come from our own dataset and may differ from what Bank of China (Luxembourg) S.A. Brussels Branch publishes.

See our directory on this page as a helpful check, and let the details from the recipient or Bank of China (Luxembourg) S.A. Brussels Branch have the final say. GoldexPay is an independent comparison service and not part of Bank of China (Luxembourg) S.A. Brussels Branch. Should you notice a mistake, we welcome a short note via the contact page.

When will the money arrive at Bank of China (Luxembourg) S.A. Brussels Branch?

How fast a transfer arrives at Bank of China (Luxembourg) S.A. Brussels Branch depends on a few things: which currency you send, how many intermediary banks are involved, daily processing deadlines and time zones. Weekends and public holidays in the sending or receiving country can add extra days. Extra checks by one of the banks can also cause a delay.

Many banks use SWIFT gpi. Every payment carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Specialist transfer services usually show tracking in their app showing where the money has got.

A missing payment has to be investigated from the sending side on the basis of the transfer details. Request from the sender the payment receipt with the date and reference; that often settles the question quickly.

Euro transfers to Bank of China (Luxembourg) S.A. Brussels Branch: is a BIC needed?

Belgium is a member of the SEPA area, the zone for standardised euro payments. When you send euros within SEPA, the IBAN is usually enough and the BIC is often filled in automatically.

You will still need BKCHBEBBXXX for non-euro payments or transfers from countries outside SEPA. A few banks and apps also show a field for the BIC; in that case, fill in BKCHBEBB.

Instant euro transfers are widely supported across SEPA; check with Bank of China (Luxembourg) S.A. Brussels Branch whether it applies to your account. Provided the payment stays in euros, the transfer is inexpensive; it is the conversion that costs money.