Credit Europe Bank N.V. Antwerp Branch SWIFT/BIC code

Credit Europe Bank N.V. Antwerp Branch SWIFT code: FBHLBE22

FBHLBE22 and FBHLBE22XXX are two spellings of the same bank identifier, and both lead to Credit Europe Bank N.V. Antwerp Branch in Antwerpen. A SWIFT code tells the sending bank exactly which bank is meant to get the money, a bit like a postal address for banks. It comes up mainly for payments that cross a border and payments in foreign currencies.

On this page you will find what the code means, when you need it and what else a transfer to or from Credit Europe Bank N.V. Antwerp Branch requires. The BIC names a bank or branch, never a specific account.

When will the money arrive at Credit Europe Bank N.V. Antwerp Branch?

How quickly a payment arrives at Credit Europe Bank N.V. Antwerp Branch depends on a few things: the currency, how many intermediary banks are involved, cut-off times and time zones. Transfers sent after the cut-off time or on a weekend or public holiday usually start a business day later. Occasionally a bank wants to know about the purpose of a payment.

A growing number of banks are connected to SWIFT gpi. Every payment carries a unique reference, the UETR. Keep your transfer receipt until the money has arrived.

A missing payment has to be investigated by the sending bank on the basis of the transfer details. Ask the sender for the payment receipt with the date and reference – it helps your own bank look for the money.

Scams that use SWIFT codes

Stay alert if a contact unexpectedly asks you to pay into a different account or a bank in another country. That FBHLBE22 is a real code does not mean that the account is legitimate; criminals use the codes of real banks too.

Check new bank details via a different channel. Urgency and requests to keep it quiet tend to be warning signs – a real supplier can wait a day. When a payment was sent to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: a classic trick is an overpayment and then sends a request to send back the difference. A screenshot of a transfer proves nothing – check your own account.

Head office or branch code at Credit Europe Bank N.V. Antwerp Branch?

We have 2 SWIFT/BIC codes for Credit Europe Bank N.V. Antwerp Branch, spread over 1 cities. Besides the head office code FBHLBE22XXX, you will find codes for regional offices and specialised units.

For most payments to a private or business account, the head office code FBHLBE22XXX is what you need. Branch codes are only needed if the account holder explicitly mentions it, which is more common for corporate accounts and trade services.

The safest approach is to take the code straight from the account holder’s invoice. Codes are sometimes changed or retired over time.

Before you send: check the Credit Europe Bank N.V. Antwerp Branch code

The safest source for the BIC is the recipient’s own bank details. When the code you were given does not match FBHLBE22 or FBHLBE22XXX, do not guess – contact the recipient or Credit Europe Bank N.V. Antwerp Branch.

An incorrect BIC can cause delays, a returned payment or additional charges along the way. An error in the IBAN or account number is more serious, because the money may be credited to someone else; check it just as carefully.

Many banking apps check the structure of IBANs and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. If your bank offers it, a payee name check before sending adds an extra layer of safety. When you pay someone new, some people send a small test amount.

International transfers from Credit Europe Bank N.V. Antwerp Branch: the real cost

What you pay for a payment abroad is made up of several parts. There is the fee for the transfer itself, sometimes charges from correspondent banks in between and, most importantly, the exchange rate markup when the money is converted.

The real cost is often in the rate, rather than in the fee: the bank converts at a rate that includes a margin. An easy check: put the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

For many currency pairs, a transfer service turns out to be cheaper than a bank – mostly thanks to the rate. On GoldexPay you can compare the amount that arrives across services, which makes the cheapest option easy to spot. You can always keep your account at Credit Europe Bank N.V. Antwerp Branch as the source of the money.

Do you need FBHLBE22 for a SEPA transfer?

Since Belgium is part of SEPA, a euro transfer to Credit Europe Bank N.V. Antwerp Branch from within the SEPA area normally only needs the IBAN. Most banking apps no longer ask for the BIC for these payments or fill it in for you.

For anything other than euros and for senders outside SEPA, FBHLBE22XXX or FBHLBE22 remains part of the payment details. A few banks and apps still show a field for the BIC; if so, enter FBHLBE22.

Instant payments in euros have become widely available across SEPA – whether Credit Europe Bank N.V. Antwerp Branch offers them for your account is worth checking. Provided no currency is converted, a SEPA transfer is cheap; costs rise once a conversion is involved.

Why Credit Europe Bank N.V. Antwerp Branch has an 8- and an 11-character code

The structure of a BIC is always the same: four characters for the institution, two for the country and a two-character location code, sometimes followed by a branch code. For Credit Europe Bank N.V. Antwerp Branch, the 8-character core is FBHLBE22.

XXX at the end of FBHLBE22XXX is not a placeholder or an error: it stands for the head office of Credit Europe Bank N.V. Antwerp Branch. Certain payment forms insist on 11 characters, in which case you can add XXX after FBHLBE22.

Leave out spaces when you enter FBHLBE22; the code is always written in one block. A wrong letter can send the money to another bank, so check it twice.

Getting paid from abroad into a Credit Europe Bank N.V. Antwerp Branch account

For a transfer from abroad at Credit Europe Bank N.V. Antwerp Branch, the sender has to have more than the BIC. That means: your name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code FBHLBE22XXX (or FBHLBE22) and usually your address.

The sender’s bank may also ask for the bank address of Credit Europe Bank N.V. Antwerp Branch. Check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

What lands in your account is often less than what was sent. Charges on incoming payments differ from bank to bank; check the price list of Credit Europe Bank N.V. Antwerp Branch. Agree with the sender who covers the fees, especially for larger amounts.

About this information

We collect SWIFT/BIC codes from publicly available data and check our list regularly. Even so, banks merge or retire codes and our data may lag behind. Counts and locations come from our own dataset.

Treat our directory here as a handy check and rely on the recipient or Credit Europe Bank N.V. Antwerp Branch for the final confirmation. We are a comparison service for money transfers and not affiliated with Credit Europe Bank N.V. Antwerp Branch. Spotted outdated information? Let us know via our contact form.

Paying into Credit Europe Bank N.V. Antwerp Branch in EUR

The currency of Belgium is the Euro (EUR). A payment in a foreign currency is exchanged into EUR before it reaches the account. Every conversion costs something – usually through the rate rather than a fee.

Who does the conversion affects the final amount, since every bank sets its own rate. Sending the money already in EUR usually avoids a second conversion – as long as your own rate is good.

The rate for EUR changes throughout the day. On larger amounts, a small difference in the rate can be worth more than the fee.