Mizuho Bank Europe N.v., Brussels Branch SWIFT/BIC code

SWIFT/BIC code of Mizuho Bank Europe N.v., Brussels Branch

The short code MHCBBEBB and the full code MHCBBEBBXXX refer to the same bank: Mizuho Bank Europe N.v., Brussels Branch, with its head office in Brussels. The code does one job: it makes sure that an international payment ends up at the right bank. It comes up mainly for transfers between countries and payments in foreign currencies.

On this page you will find how the code means, when it matters and which other details you need for a transfer to or from Mizuho Bank Europe N.v., Brussels Branch. Remember that the SWIFT code just identifies the bank, not the account: the account number or IBAN takes care of that.

How long does an international transfer to Mizuho Bank Europe N.v., Brussels Branch take?

A SWIFT payment typically takes anywhere from one to several business days. Payments made after the cut-off time or just before weekends and holidays usually go out a business day later. Occasionally a bank asks about the purpose of a payment before releasing it.

If a transfer seems late, contact your bank for the tracking status or the UETR. Specialist transfer services often provide a status online so you can see where the payment is.

A missing payment has to be investigated from the sending side, using the payment confirmation. On the receiving end, it helps to look at your account to see a slightly lower amount, since fees may have been deducted.

Scams that use SWIFT codes

Fraudsters often send payment requests containing changed bank details. The fact that MHCBBEBB exists does not mean that a request mentioning it is legitimate; criminals use the codes of real banks too.

Never trust contact details from the same email that announces the new account. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Acted too fast? Contact your bank without delay and have them start a recall.

People receiving money can be targeted as well: a classic trick is an overpayment and then sends a request to send back the difference to another account. A screenshot of a transfer proves nothing – check your own account.

What the XXX in MHCBBEBBXXX means

A SWIFT code is built from a few fixed parts: the first four letters identify the bank, the next two give the country and characters seven and eight mark the location. In this case, that core is MHCBBEBB.

The full version adds three more characters for a branch or department. When those three characters are XXX, they simply mean the head office, which is why MHCBBEBBXXX and MHCBBEBB lead to the same place.

Do not add spaces or dashes when you type MHCBBEBB. Pasting the code is safer than retyping it: a typo can point to another bank.

Verifying the SWIFT code of Mizuho Bank Europe N.v., Brussels Branch

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Check that code with MHCBBEBB on this page; if they differ, ask before you pay.

If the code is wrong, the transfer might be delayed, be returned or end up costing more. Do not forget the account number: a mistake there can be harder to undo than a wrong code.

Most online banking apps validate the format of an IBAN and some suggest the matching BIC, but that does not prove the account belongs to the right person. If your bank offers it, a name check on the recipient adds an extra layer of safety. For a first payment, some people start with a small amount first.

Paying Mizuho Bank Europe N.v., Brussels Branch in euros within SEPA

Because Belgium is in SEPA, a euro transfer to Mizuho Bank Europe N.v., Brussels Branch from another SEPA country usually requires just the IBAN. Many banks no longer ask for the BIC in that case or fill it in for you.

For anything other than euros and from non-SEPA countries, MHCBBEBBXXX or MHCBBEBB is still required. Some banks and apps still show a field for the BIC; if so, enter MHCBBEBB or MHCBBEBBXXX.

Instant payments in euros have become increasingly available within SEPA. As long as the payment stays in euros, the transfer is cheap; it is the conversion that costs money.

Which of the 2 codes of Mizuho Bank Europe N.v., Brussels Branch do you need?

Our directory lists 2 SWIFT/BIC codes for Mizuho Bank Europe N.v., Brussels Branch, spread over 1 locations. Next to the head office code MHCBBEBBXXX, you will find codes for branches, departments or specific services.

Usually there is no need to look up a branch: payments sent to MHCBBEBBXXX are routed within Mizuho Bank Europe N.v., Brussels Branch correctly. Just use a branch code when the recipient gives you that exact code, for example on an invoice or in their bank details.

If you are not sure, ask the person you are paying for the exact BIC in their bank details. Codes can change over time, so do not rely on old paperwork.

A note on our data

The codes on this page come from publicly available data. Still, banks merge or retire codes, so information can be out of date. Counts and locations come from our own dataset and may differ from what Mizuho Bank Europe N.v., Brussels Branch publishes.

Treat our data as a starting point, rather than as the last word. GoldexPay has no connection to Mizuho Bank Europe N.v., Brussels Branch; we are a comparison site for money transfers. Spotted outdated information? Tell us via our contact form and we will look into it.

Euro (EUR) and conversion costs

The currency in Belgium is the Euro (EUR). If you send another currency has to be converted at some point. There is rarely a separate charge for that conversion; it is built into the rate.

Who converts the money matters. Compare how much EUR arrives with different services; the difference between options can be larger than you expect.

The rate for EUR changes constantly. On larger amounts, a seemingly small difference in the rate adds up quickly.

Paying someone abroad from your Mizuho Bank Europe N.v., Brussels Branch account

An international bank payment costs rather more than the fee suggests. You pay the fee for the transfer itself, sometimes charges from correspondent banks along the way and, most importantly, the margin on the exchange rate.

Banks do not show the margin on the rate as a cost. Check their rate with the mid-market rate – the rate you find on financial news sites.

For a lot of routes, a transfer service is cheaper than a bank – mostly thanks to the rate. Before your next transfer, it is worth comparing the total cost via GoldexPay rather than accepting the bank’s rate by default. Using a transfer service does not mean closing your account at Mizuho Bank Europe N.v., Brussels Branch – you pay the provider from your own account.

Getting paid from abroad into a Mizuho Bank Europe N.v., Brussels Branch account

For a transfer from abroad into your account at Mizuho Bank Europe N.v., Brussels Branch, the sender needs more than the SWIFT code. What they need is: your name, IBAN or account number, MHCBBEBBXXX and often your home address.

Certain banks also ask for the bank’s address in Brussels, so keep it at hand. A mistake in the IBAN is harder to fix than you might think, so copy the details from your online banking.

An incoming payment does not always arrive for the full amount. Fees for incoming transfers vary from bank to bank – the price list of Mizuho Bank Europe N.v., Brussels Branch tells you what applies. On invoices, you can agree who bears the costs to avoid a shortfall.