Van de Put and Co Private Bankers SWIFT/BIC code

What VAPEBE21 means for a payment to Van de Put and Co Private Bankers

VAPEBE21 and VAPEBE21XXX are two spellings of the same SWIFT/BIC code, and both lead to Van de Put and Co Private Bankers in Antwerpen. A SWIFT code shows every bank in the chain exactly which bank is meant to get the money, much like a postcode for banks. In practice you mostly see the code on international invoices, in your banking app and in the bank details that Van de Put and Co Private Bankers provides.

Further down you will find the practical side: money coming in from abroad, sending money abroad and how to check the code before you confirm a payment. The BIC identifies a bank or branch, never a specific account, which is why you always need the account number too.

Paying Van de Put and Co Private Bankers in euros within SEPA

Belgium is part of the Single Euro Payments Area (SEPA). When you send euros from another SEPA country, the IBAN is usually enough.

For anything other than euros and from non-SEPA countries, VAPEBE21XXX or VAPEBE21 is still required. A few forms still ask for the BIC out of habit; in that case, fill in VAPEBE21 or VAPEBE21XXX.

Euro payments within SEPA normally land within one business day; instant payments are faster if both banks offer them. Charges on SEPA payments are generally low as long as everything stays in euros.

The Euro and what conversion costs you

Belgium pays in the Euro. A payment in a foreign currency will be exchanged into EUR on its way to Van de Put and Co Private Bankers, and whoever converts it chooses the rate. Each conversion costs the amount.

Who converts the money matters, because each party uses its own rate. Often you pay less if you send EUR directly via a provider with a good rate.

The rate for EUR fluctuates constantly, so the amount you see is usually only valid for a short time. For recurring payments, small differences in the rate make a real difference over a year.

Changed bank details? Be careful

Stay wary if a contact unexpectedly wants you to pay into a different account. A real SWIFT code tells you nothing about whether the request is genuine.

Always verify changed bank details through a phone call on a number you know, not one from the message. Be suspicious of time pressure, odd spelling or an email address that differs by one letter. Acted too fast? Contact the bank you paid from without delay and have them try to recall the payment and report the fraud.

Recipients can be targeted as well: one known trick is a buyer who pays too much followed by a request to send back the difference. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Verifying the SWIFT code of Van de Put and Co Private Bankers

The most reliable source for a SWIFT code is the bank details provided by the recipient. Compare it against VAPEBE21 on this page.

A wrong SWIFT code can cause a delay, a payment being sent back or extra fees. Remember the IBAN: a mistake there is more difficult to undo than a wrong code.

A validity check by your bank only tells you that the code is valid, not that it is the right account. If your bank offers it, a name check before sending adds extra certainty. For a first payment, some people start with a small test amount.

Head office or branch code at Van de Put and Co Private Bankers?

Van de Put and Co Private Bankers has 2 separate SWIFT/BIC codes across 1 locations. One of them is the head office code; the rest belong to branches or departments, and sometimes internal departments.

If nobody asks you for a branch code, go with VAPEBE21XXX. Only use a branch code when the account holder explicitly asks for it, for example on a letter or invoice.

When in doubt, check with the recipient for the exact BIC in their bank details. Branch codes can change when banks reorganise, so a code from an old document is not always valid.

A note on our data

The directory on GoldexPay draws on public sources and we update it periodically. Still, banks merge or retire codes. The number of codes on this page reflect our own data.

Use our data as a starting point, not as the final word. GoldexPay has no connection to Van de Put and Co Private Bankers; we are a comparison site for money transfers. If you notice a mistake, we welcome a message via the contact page.

How long does an international transfer to Van de Put and Co Private Bankers take?

There is no single answer: some land within a day. Bank holidays in either country can add extra days. Sometimes a bank asks about the purpose of a payment before releasing it.

A growing number of banks are connected to SWIFT gpi. Every payment gets a unique reference, the UETR that banks can use to trace it. Money transfer services usually provide a status in their app so you can see where the payment has got.

If a payment has not arrived within the expected time, the sender should start with the bank that sent it, not the receiving bank. On the receiving end, you can check your account for a slightly lower amount.

Sending money abroad from Van de Put and Co Private Bankers

If you transfer money abroad through Van de Put and Co Private Bankers, the visible fee is rarely all of the cost. Besides the transfer fee, correspondent or intermediary banks can take a cut, and if currencies are converted the bank usually uses a rate below the real market rate.

Most of the cost usually sits in the exchange rate, not in the fee: many banks convert at a rate that includes a margin. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

Money transfer services often offer a rate near the mid-market rate. Before your next transfer, take a minute comparing what arrives on GoldexPay rather than accepting the bank’s rate by default. Using a transfer service does not mean closing your account at Van de Put and Co Private Bankers: you simply pay the service from your account.

8 or 11 characters: VAPEBE21 versus VAPEBE21XXX

A SWIFT code is made up of a few fixed parts: characters one to four identify the bank, the next two show the country and the two after that indicate the location. Together, those parts make up VAPEBE21, the code most people search for.

Most payment forms work with either length. If a form requires eleven characters, use VAPEBE21XXX; if it wants eight, use VAPEBE21.

Do not add spaces or dashes when you enter VAPEBE21. Pasting the code beats retyping it, because one wrong letter changes the bank.

Incoming international payments to Van de Put and Co Private Bankers

A sender in another country needs several details from you, and missing ones are a common cause of delays. Give them the account holder’s name, the IBAN or account number, SWIFT code VAPEBE21XXX and your address.

The sender’s bank may request the bank address of Van de Put and Co Private Bankers; the head office in Antwerpen is usually fine. Double-check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

An incoming payment does not always land in full. Intermediary banks may deduct a fee, and if the currency changes, a markup on the rate applies. For business payments, it is common to state who bears the costs to avoid a shortfall.