Danske Bank A/S SWIFT/BIC code

SWIFT/BIC code of Danske Bank A/S

If an invoice shows DABADKKK or DABADKKKXXX, it is the identical address for Danske Bank A/S in Denmark. A BIC does one job: it ensures that a cross-border transfer reaches the right bank. You will need it mainly when dealing with payments that cross a border.

We wrote this page to help people who sends money to an account at Danske Bank A/S without mistakes. The BIC names a bank or branch, not a specific account.

When will the money arrive at Danske Bank A/S?

There is no single delivery time: some arrive the same day or the next, others take several business days. Payments made late in the day or just before weekends and holidays usually go out a business day later. Occasionally a bank wants to know about the purpose of a payment, which can hold things up.

If a transfer seems late, contact your bank for the status; with that reference banks can see where the payment is. Money transfer services usually show a status online so you can see where the money is.

If the money does not arrive after a few business days, the sender needs to start with the bank that sent it. Ask the sender for a copy of the payment confirmation including the reference – it helps your own bank look for the money.

What to give a sender who pays you at Danske Bank A/S

To receive a transfer from abroad into your account at Danske Bank A/S, the person paying you has to have more than the SWIFT code. In practice that means: your full name as registered with Danske Bank A/S, your IBAN or account number, the SWIFT/BIC code DABADKKKXXX (or DABADKKK) and, often, your postal address.

Their bank may also ask for the bank address of Danske Bank A/S. A typo in the IBAN can be harder to fix than it looks, so copy the details from your online banking.

Do not be surprised if the incoming amount is smaller than what the sender paid. Charges on incoming payments vary from bank to bank – the price list of Danske Bank A/S tells you what applies. On invoices, it is common to state how the fees are split.

A note on our data

The directory on GoldexPay draws on publicly available sources and we update it periodically. It is possible that a code on this page is no longer current, for example after a merger. The number of codes on this page are based on our own data and not on information from Danske Bank A/S itself.

For a payment that matters, check the code with Danske Bank A/S or the recipient. GoldexPay is not affiliated with Danske Bank A/S. Should you notice a mistake, we welcome a message.

Sending money abroad from Danske Bank A/S

If you send money to another country from Danske Bank A/S, the visible fee is only part of the cost. You pay the fee for the transfer itself, possibly fees charged by intermediary banks in between and, most importantly, the exchange rate markup if the currency changes.

The real cost is often in the rate: many banks convert at a rate that includes a margin. Check the rate you are offered with the mid-market rate; the gap is what conversion costs you.

For many routes, a specialist provider is less expensive than a traditional bank transfer. GoldexPay compares these services next to each other so you can see the amount the recipient gets for the same amount sent. You can still keep your account at Danske Bank A/S to fund the transfer.

Do you need DABADKKK for a SEPA transfer?

Since Denmark is part of the SEPA zone, a euro payment into Danske Bank A/S from another SEPA country normally requires just an IBAN. Many banks no longer ask for the BIC in that case or fill it in for you.

Outside the euro and for senders outside SEPA, DABADKKKXXX or DABADKKK remains required. Some banks and apps still ask for the BIC out of habit; if so, fill in DABADKKK.

Instant euro transfers are increasingly supported across SEPA – whether Danske Bank A/S offers them for your account is worth checking. Charges on SEPA transfers are generally low.

8 or 11 characters: DABADKKK versus DABADKKKXXX

A SWIFT code is built from a few fixed parts: the first four letters stand for the bank, characters five and six give the country and characters seven and eight indicate the location. That gives you DABADKKK.

Most banks and apps work with either length. If a form requires eleven characters, enter DABADKKKXXX, otherwise DABADKKK is fine.

As a rule the code is written in capitals. Copying the code is safer than retyping it.

Head office or branch code at Danske Bank A/S?

We have 60 SWIFT/BIC codes for Danske Bank A/S, spread over 56 locations. Next to the head office code DABADKKKXXX, you will find codes for regional offices and specialised units.

For most incoming transfers, the head office code DABADKKKXXX is what you need. Only use a branch code when the recipient gives you that exact code, for example on an invoice or in their bank details.

Not sure which code applies? Check with the recipient. Branch codes can change when banks reorganise, so do not rely on old paperwork.

Paying into Danske Bank A/S in DKK

Most accounts at Danske Bank A/S are typically held in DKK, the national currency of Denmark. If you send money in a different currency it gets converted at some point: by your bank, an intermediary or Danske Bank A/S itself. You rarely see a separate charge for that conversion; it is built into the rate.

Who does the conversion has an effect on how much arrives. Often it is cheaper if you send DKK directly via a provider that converts near the mid-market rate.

Exchange rates change all the time, and some providers let you lock in a rate. If you pay regularly, small differences in the rate add up over a year.

Is DABADKKK still correct? How to check

The best place to find the correct BIC remains paperwork issued by the bank. Check that code against DABADKKK here.

Errors in the SWIFT code tend to be annoying rather than disastrous – usually the money comes back, minus fees and time lost. An error in the IBAN or account number can be more serious because it can reach the wrong person, so check that just as carefully.

Most online banking apps check the structure of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. More and more banks check the payee name with the account before you confirm – do not ignore a mismatch warning. A small test payment can be worth it for large sums.

Scams that use SWIFT codes

A common scam goes like this: you receive a message claiming that a contact now has a new bank account. The fact that DABADKKK exists is no guarantee that the account is genuine – fraudsters use real bank codes as well.

Always confirm a change of bank details through a phone call. Pressure and secrecy are red flags; a genuine business can wait for you to check. When money has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: one known trick is a buyer who pays too much and then sends a request to refund the difference abroad. Wait until the money is actually in your account and check with Danske Bank A/S if anything seems off.