Djurslands Bank A/S SWIFT/BIC code

SWIFT/BIC code of Djurslands Bank A/S

DJURDK22 and DJURDK22XXX are two ways of writing the same SWIFT/BIC code, and both point to Djurslands Bank A/S in Grenaa. A SWIFT code shows the sending bank which institution should receive the money. In daily life you mostly come across the code on invoices from abroad, in your banking app and on the account details that Djurslands Bank A/S provides.

On this page you can read how the code means, when you need it and what else you need for a transfer to or from Djurslands Bank A/S. The SWIFT code alone does not identify a personal account; for that you need the account number or IBAN .

Watch out for payment fraud

Be alert when someone unexpectedly wants you to send money to another account or a bank in another country. A real SWIFT code tells you nothing about who owns the account.

Always confirm a change of bank details by phone on a number you know, not one from the message. Watch out for time pressure, unusual wording or a sender address that is slightly off. When money has already gone to a fraudster, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: one known trick is a buyer who pays too much followed by a request to send back the difference. A payment confirmation from the sender proves nothing – check your own account.

Tracking a transfer to or from Djurslands Bank A/S

There is no single answer for international payments: some land within a day. Bank holidays in the sending or receiving country can add a day or more to the journey. Extra checks by one of the banks may also add a delay, regardless of the details.

When a payment takes longer than expected, ask the sending bank about the status; with that reference banks can see where the payment is. Specialist transfer services often show a status in their app so you can see where the payment has got.

A missing payment is traced by the sending bank, using the payment confirmation. As a recipient, you can look at your statements to see a partial amount because fees can reduce the amount.

Danish Krone (DKK) and conversion costs

The currency of Denmark is the Danish Krone (DKK). Money sent in a different currency will be exchanged into DKK before it reaches the account – and the bank that does it picks the rate. There is rarely a separate charge for that conversion; it is built into the rate.

Which bank converts the money matters. Compare what DKK the recipient gets with several services.

The rate for DKK fluctuates constantly. With bigger transfers, a seemingly small gap in the rate can be worth more than the fee.

Why Djurslands Bank A/S has an 8- and an 11-character code

The layout of a BIC never changes: four characters for the institution, a two-letter country code and a two-character location code. For Djurslands Bank A/S, that core is DJURDK22.

Many payment forms work with either length. If yours asks for eleven characters, enter DJURDK22XXX.

Enter the code as one block, in upper case and without separators. A single character may route a payment to a different institution, so check it twice.

How up to date is this code?

We collect bank codes from publicly available data and check them regularly. It can happen that information here is no longer current. Counts and locations come from our own dataset.

Use this page as a starting point, not as the last word – the bank details from the recipient are leading. GoldexPay has no connection to Djurslands Bank A/S; we are a comparison site for money transfers. Should you notice a mistake, we appreciate a short note via the contact page.

What a transfer from Djurslands Bank A/S abroad really costs

When you transfer money to another country via Djurslands Bank A/S, the fee you see is rarely all of the cost. Besides a fixed fee, correspondent or intermediary banks may take a cut, and if the money changes currency the bank usually applies a rate below the real market rate.

Many banks do not list their exchange rate markup separately, but you pay it all the same. A simple test: set the rate you get next to the mid-market rate and look at the difference.

Money transfer services often offer rates closer to the mid-market rate. GoldexPay compares these services side by side, showing the amount the recipient gets before you commit. You can still keep your account at Djurslands Bank A/S to fund the transfer; only the conversion and sending happen elsewhere.

Djurslands Bank A/S: head office code versus branch codes

Djurslands Bank A/S has 16 different SWIFT/BIC codes. One of them is the head office code, DJURDK22XXX; the others identify branches or departments, and sometimes internal departments.

For the vast majority of incoming transfers, the head office code DJURDK22XXX is what you need. Only use a branch code when the recipient gives you that exact code, for example on a letter or invoice.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

Paying Djurslands Bank A/S in euros within SEPA

Inside SEPA, euro payments to an account in Denmark use common rules, so the IBAN does the job in most cases. A field for the BIC is usually optional or missing for those payments.

For anything other than euros and from non-SEPA countries, DJURDK22XXX or DJURDK22 remains part of the payment details. If your banking app has a field for the BIC anyway, entering DJURDK22 is fine.

SEPA transfers normally land by the next business day; instant payments are faster if both banks offer them. As long as the payment stays in euros, a SEPA transfer is cheap; costs rise once a conversion is involved.

How to check DJURDK22 before you pay

The most reliable place for the correct BIC is a document from the bank itself, such as a statement or the account details in online banking. When the code you were given differs from DJURDK22 or DJURDK22XXX, do not guess: check with the recipient or with Djurslands Bank A/S directly.

With a wrong code, the transfer may get stuck, be returned or cost extra. An error in the IBAN or account number can be a bigger problem, because the money may be credited to someone else.

A validity check in your banking app only tells you that the code is valid, not that it is the right account. If your bank offers it, a name check before sending adds extra certainty. For a first payment, some people start with a small test amount.

Getting paid from abroad into a Djurslands Bank A/S account

Someone abroad who wants to pay you will ask for a few details from you, and missing ones are a common cause of delays. In practice that means: your full name exactly as it appears on the account, your IBAN or account number, the BIC DJURDK22XXX and sometimes your address.

Certain sending banks also ask for the address of Djurslands Bank A/S. Check the details before you send them.

An incoming payment will not always land in full. Fees for incoming transfers differ per bank – the price list of Djurslands Bank A/S tells you what applies. Make clear with the sender who covers the fees, especially for larger amounts.