Forca A/S SWIFT/BIC code

Forca A/S SWIFT code: FOCCDK21

If an invoice shows FOCCDK21 or FOCCDK21XXX, it is the same identifier for Forca A/S in Denmark. Banks worldwide use BIC codes to route payments between countries to the right bank. You will need it mainly when dealing with transfers between countries.

Below we go through the practical side: money coming in from abroad, sending money abroad and how to verify a SWIFT code before you confirm a payment. The BIC names a bank or branch, never a specific account, which is why you always need the account number too.

Sending DKK to Forca A/S

Most accounts at Forca A/S are typically held in DKK, the national currency of Denmark. If you send another currency, the amount has to be converted somewhere along the way: by your bank, an intermediary or Forca A/S itself. Every conversion costs the amount – usually through the rate rather than a fee.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. In many cases it is cheaper to send DKK directly through a transfer service with a good rate.

Rates for DKK change during the day. On larger amounts, even seemingly small gap in the rate adds up quickly.

Changed bank details? Be careful

A common scam works like this: an email arrives with a message saying that a supplier has a new bank account and asking you to pay there from now on. The fact that FOCCDK21 exists is no guarantee that the account is genuine.

Always verify changed bank details by phone. Be suspicious of time pressure, odd spelling or an email address that differs by one letter. Already paid? Contact the bank you paid from without delay and ask them to try to recall the payment.

Fraud can also work the other way: someone sends more than agreed and wants you to return the difference via a different route. A screenshot of a transfer is no proof – check your own account.

When will the money arrive at Forca A/S?

There is no fixed answer: many land within a day, others take several business days. Transfers sent late in the day or just before a weekend or public holiday usually go out a business day later. Extra checks on larger or unusual payments may also cause some delay.

If the money is delayed, contact the sending bank about the status or the UETR; with that reference banks can see where the payment is. Keep your transfer receipt until the money has arrived – you will need it for any trace request.

If the money does not arrive within the expected time, the sender needs to contact their own bank, not the receiving bank. Ask the sender for the payment receipt – it helps your own bank look for the money.

Sending money abroad from Forca A/S

A bank transfer abroad costs more than the fee suggests. Besides a fixed fee, banks in between can take a cut, and when the money changes currency, the bank often uses a rate below the real market rate.

Most of the cost usually sits in the exchange rate: the bank converts at a rate with a margin built in. An easy check: put the rate you get next to the mid-market rate and look at the difference.

Money transfer services often use rates closer to the mid-market rate. GoldexPay compares transfer providers side by side, showing what actually arrives. Using a transfer service does not require closing your account at Forca A/S – you pay the provider from your own account.

Forca A/S: head office code versus branch codes

Forca A/S has 11 separate SWIFT/BIC codes across 2 locations. Only one is the head office code, FOCCDK21XXX; the others identify branches or departments.

If nobody asks you for a branch code, use FOCCDK21XXX. When you receive a specific code, use it as it is instead of replacing it with the head office code.

The best way is to take the code directly from the recipient’s bank details. Branch codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

8 or 11 characters: FOCCDK21 versus FOCCDK21XXX

Every SWIFT/BIC code has the same eight core characters: a four-letter bank code, two letters for the country and two characters for the location. Combined, those parts form FOCCDK21, the code most people search for.

XXX at the end of FOCCDK21XXX does not stand for a placeholder or a mistake: it stands for the head office of Forca A/S. Certain payment forms ask for 11 characters, and then you simply enter XXX behind FOCCDK21.

Type the code as one block, in capitals and without spaces, exactly as shown here. Pasting the code is safer than retyping it: a typo can point to another bank.

Before you send: check the Forca A/S code

Ask the recipient to send you their bank details straight from a recent statement. If the code you have does not match FOCCDK21 or FOCCDK21XXX, do not guess.

A wrong SWIFT code may lead to a delay, a payment being sent back or additional charges for investigation. Do not forget the account number: an error there is harder to correct than a wrong BIC.

Many banking apps check the format of an IBAN and some suggest the matching BIC. If your bank offers it, a name check before sending adds an extra layer of safety. A small test payment is a sensible step for a large first payment.

About this information

Our SWIFT/BIC directory is based on public sources and is updated regularly. Banks merge, close branches and change codes, and a directory never catches every change immediately. Counts and locations are from our own dataset and may differ from what Forca A/S publishes.

Before any payment that matters, check the BIC with the recipient’s bank or with the recipient. GoldexPay has no connection to Forca A/S. Spotted an error? Let us know through the contact page so we can correct it.

Do you need FOCCDK21 for a SEPA transfer?

Inside SEPA, euro payments to an account in Denmark use the same rules, so the IBAN does the job in most cases. The BIC field is usually optional or missing for those payments.

For anything other than euros and for senders outside SEPA, FOCCDK21XXX is still required. Some forms still ask for the BIC out of habit; if so, fill in FOCCDK21 or FOCCDK21XXX.

Instant payments in euros are widely supported across SEPA; check with Forca A/S whether it applies to your account. Provided no currency is converted, the transfer tends to be inexpensive; it is the conversion that costs money.

Getting paid from abroad into a Forca A/S account

To receive an international payment at Forca A/S, the sender has to have more than the SWIFT code. That means: your name as registered with Forca A/S, your IBAN or account number, the SWIFT/BIC code FOCCDK21XXX (or FOCCDK21) and sometimes your address.

Certain sending banks also ask for the bank’s address in Hellerup, so keep it at hand. Check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often lower than the amount sent. Intermediary banks may deduct a fee, and when currencies differ, a markup on the rate comes on top. Agree with the sender who covers the fees.