Allianz Banque S.A. (Former Banque Agf S.A.) SWIFT/BIC code

What AGFBFRCC means for a payment to Allianz Banque S.A. (Former Banque Agf S.A.)

Whether a recipient gives you AGFBFRCC or AGFBFRCCXXX, you are looking at the identical address for Allianz Banque S.A. (Former Banque Agf S.A.) in France. A SWIFT code tells the sending bank which institution should receive the money, a bit like a postal address for banks. In practice you mostly see the code on invoices from abroad, in your banking app and in the bank details that Allianz Banque S.A. (Former Banque Agf S.A.) provides.

Further down we go through the practical side: receiving money at Allianz Banque S.A. (Former Banque Agf S.A.), sending money abroad and how to verify a SWIFT code before you hit send. A SWIFT code names a bank or branch, not a single account; the IBAN or account number does that.

A note on our data

The directory on GoldexPay is compiled from public sources and we update it periodically. Still, banks merge, rename themselves or change codes. Figures such as the number of codes are from our directory and may differ from what Allianz Banque S.A. (Former Banque Agf S.A.) publishes.

Before a payment that matters, confirm the BIC with Allianz Banque S.A. (Former Banque Agf S.A.) or with the recipient. GoldexPay is independent of Allianz Banque S.A. (Former Banque Agf S.A.); we are a comparison site for money transfers. If you notice something that is out of date, we appreciate a short note via the contact page.

Paying Allianz Banque S.A. (Former Banque Agf S.A.) in euros within SEPA

Because France is in SEPA, a euro payment into Allianz Banque S.A. (Former Banque Agf S.A.) from another SEPA country usually requires just an IBAN. Many banks do not require the BIC in that case.

You will still need AGFBFRCCXXX when sending non-euro payments or money from outside the SEPA area. If a payment form has a field for the BIC regardless, adding AGFBFRCC is fine.

Euro payments within SEPA usually arrive within one business day, and instant transfers in seconds where both banks support them. Provided the payment stays in euros, the transfer is inexpensive.

Before you send: check the Allianz Banque S.A. (Former Banque Agf S.A.) code

The most reliable place for the correct BIC remains paperwork issued by the bank. Compare it with AGFBFRCC here and ask if anything does not match.

An incorrect BIC may lead to a delay, a payment being sent back or extra fees. Do not forget the account number: a mistake there is harder to correct than a wrong code.

Many banking apps validate the structure of IBANs. If your bank offers it, a name check on the recipient gives an extra layer of safety. When you pay someone new, many people start with a small test amount and wait for confirmation.

Why Allianz Banque S.A. (Former Banque Agf S.A.) has an 8- and an 11-character code

A SWIFT code is built from fixed blocks: characters one to four identify the bank, characters five and six give the country and characters seven and eight mark the location. Together, those parts make up AGFBFRCC.

The full version adds a three-character extension for a branch or department. When those three characters are XXX, the code points to the head office, so AGFBFRCCXXX and AGFBFRCC are interchangeable.

Leave out spaces when you type AGFBFRCC; the code is always written in one block. A single character may route the money to a different institution, so check it twice.

Choosing between the 2 SWIFT codes of Allianz Banque S.A. (Former Banque Agf S.A.)

With 2 codes, Allianz Banque S.A. (Former Banque Agf S.A.) is one of the banks that register individual codes for parts of the organisation. The main code remains AGFBFRCCXXX.

If nobody asks you for a branch code, go with AGFBFRCCXXX or its short form AGFBFRCC. Branch codes are only needed when the account holder explicitly asks for it.

When in doubt, check with the recipient for the exact BIC in their bank details. Codes for branches are more prone to change than AGFBFRCCXXX.

How long does an international transfer to Allianz Banque S.A. (Former Banque Agf S.A.) take?

A SWIFT payment usually takes one to a few business days. Bank holidays in the sending or receiving country add extra days to the journey. Occasionally a bank wants to know about the purpose of a payment.

When a payment takes longer than expected, ask your bank for the tracking status and the transaction reference. Keep the payment confirmation until the recipient confirms – you will need it for any trace request.

Only the sending bank is able to request a trace or a recall; the receiving side usually has nothing to trace yet. On the receiving end, it helps to look at your statements for a partial amount.

International transfers from Allianz Banque S.A. (Former Banque Agf S.A.): the real cost

A bank transfer abroad can cost rather more than the listed fee. You pay the transfer fee, sometimes charges from correspondent banks along the way and, most importantly, the margin on the exchange rate.

Most of the cost usually sits in the exchange rate, rather than in the fee: the bank converts at a rate that includes a margin. An easy check: set the bank’s rate against the mid-market rate and look at the difference.

For many currency pairs, a transfer service is cheaper than a bank – mostly thanks to the rate. GoldexPay compares the amount that arrives across providers, which makes the cheapest option easy to spot. You can always use your account at Allianz Banque S.A. (Former Banque Agf S.A.) as the source of the money.

Euro (EUR) and conversion costs

Most accounts at Allianz Banque S.A. (Former Banque Agf S.A.) are usually held in EUR, the national currency. A payment in a foreign currency will be converted into EUR before it reaches the account – and the bank that does it picks the rate. You rarely see a separate line for the conversion.

Which bank converts the payment makes a difference, because each party uses its own rate. Transferring the money directly in EUR often avoids a second conversion by Allianz Banque S.A. (Former Banque Agf S.A.) – as long as your own rate is good.

Rates for EUR move all the time. With bigger transfers, even small gap in the rate can be worth more than the fee.

Incoming international payments to Allianz Banque S.A. (Former Banque Agf S.A.)

For a transfer from abroad at Allianz Banque S.A. (Former Banque Agf S.A.), the sender has to have more than the BIC. Share your name as the bank knows it, the IBAN or account number, SWIFT code AGFBFRCCXXX and your address, which some banks require.

The sender’s bank might request the address of your bank, in which case the Paris head office is the usual answer. A typo in the IBAN is more trouble than you might think.

Expect that the amount credited is below the amount on the sender’s receipt. Fees for incoming transfers vary per bank – the price list of Allianz Banque S.A. (Former Banque Agf S.A.) tells you what applies. Make clear with the sender who covers the fees before the money is sent.

Watch out for payment fraud

Be alert when a contact suddenly asks you to send money to a different account. The fact that AGFBFRCC exists is no guarantee that the account is genuine; criminals use the codes of real banks too.

Check changed payment details via a different channel, such as a phone number you already know. Pressure or secrecy tend to be red flags – a real supplier can wait a day. Acted too fast? Call the bank you paid from without delay and have them start a recall and report the fraud.

People receiving money are targeted too: one known trick is an overpayment and then sends a request to refund the difference. A payment confirmation from the sender is no proof; only your own account shows what has arrived.