Bank of China, Paris Branch SWIFT/BIC code

BKCHFRPP – the SWIFT/BIC code of Bank of China, Paris Branch

BKCHFRPP and BKCHFRPPXXX are the short and the long form of the same bank identifier, and both point to Bank of China, Paris Branch in Paris. A BIC has a single purpose: it makes sure that an international payment ends up at the right bank. In practice you usually see it on international invoices, in your banking app and on the account details that Bank of China, Paris Branch provides.

We wrote this page to help people who sends money to an account at Bank of China, Paris Branch without mistakes. Remember that the SWIFT code only identifies the bank, not the person: the account number or IBAN does that part.

Verifying the SWIFT code of Bank of China, Paris Branch

The best place to find the right code remains a document from the bank itself, such as a statement or the account details in online banking. If the code you have differs from BKCHFRPP or BKCHFRPPXXX, stop and ask – contact the recipient or Bank of China, Paris Branch.

Errors in the SWIFT code tend to be costly more than fatal – usually the money comes back, minus fees and time lost. An error in the IBAN or account number can be a bigger problem.

An automatic check by your bank merely tells you that the code is valid – not that it belongs to the person you mean to pay. If your bank offers it, a payee name check before sending gives an extra layer of safety. Sending a small amount first can be a sensible step for a large first payment, even if it costs an extra fee.

Changed bank details? Be careful

Scammers regularly send payment requests with changed bank details sent from what looks like a familiar address. A valid SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Before paying, confirm changed bank details by phone. Watch out for time pressure, odd spelling or an email address that differs by one letter. Acted too fast? Call the bank you paid from without delay and ask them to try to recall the payment and report the fraud.

Scams also work the other way: someone sends too much and asks you to return the difference via a different route. A screenshot of a transfer is no proof – check your own account.

Incoming international payments to Bank of China, Paris Branch

Someone abroad who wants to pay you will ask for several details about your account, and missing ones are a common cause of delays. In practice that means: your full name as registered with Bank of China, Paris Branch, your IBAN or account number, the SWIFT/BIC code BKCHFRPPXXX (or BKCHFRPP) and usually your address.

You can add Bank of China, Paris Branch and its city too, because some payment forms have separate fields for them. Double-check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

Do not be surprised if the amount credited is smaller than the amount on the sender’s receipt. Correspondent banks can take a fee, Bank of China, Paris Branch may charge for incoming payments, and if the currency changes, a markup on the rate applies. Make clear with the sender who pays which costs, especially for larger amounts.

Bank of China, Paris Branch: head office code versus branch codes

Our database contains 2 SWIFT/BIC codes for Bank of China, Paris Branch. Besides the head office code BKCHFRPPXXX, you will find codes for regional offices and specialised units.

Unless the recipient tells you otherwise, use BKCHFRPPXXX or its short form BKCHFRPP. Just use a branch code when your contact gives you that exact code, for example on a letter or invoice.

Not sure which code to use? Ask the recipient, or look at a recent statement from Bank of China, Paris Branch. Codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

Do you need BKCHFRPP for a SEPA transfer?

Inside SEPA, euro payments to Bank of China, Paris Branch follow the same rules and in most cases need only the IBAN. The BIC field is usually optional or missing in that case.

You will still need BKCHFRPPXXX for payments in other currencies or money from outside the SEPA area. Some forms also ask for the BIC out of habit; in that case, enter BKCHFRPP.

Euro payments within SEPA usually arrive within one business day; instant payments are faster if both banks offer them. Provided the payment stays in euros, a SEPA transfer tends to be cheap; it is the conversion that costs money.

Transfer times and tracking a payment to Bank of China, Paris Branch

There is no single answer: many arrive within a day. Bank holidays in either country can add extra days. Occasionally a bank asks what the payment is for.

If the money is late, contact your bank about the tracking status; with that reference banks can see where the payment is. Specialist transfer services usually show a status online showing where the payment has got.

A missing payment has to be investigated by the sending bank. Ask the sender for a copy of the payment confirmation with the date and reference.

Paying someone abroad from your Bank of China, Paris Branch account

When you transfer money abroad through Bank of China, Paris Branch, the fee you see is rarely all of the cost. You pay the fee for the transfer itself, sometimes charges from correspondent banks along the way and, above all, the margin on the exchange rate when the money is converted.

The markup on the rate is often the largest item. A simple test: set the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

For many routes, a specialist provider is less expensive than a traditional bank transfer, mainly because of the exchange rate. Next time you send money, it is worth comparing what arrives on GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not require leaving Bank of China, Paris Branch.

Where our SWIFT data comes from

This directory is compiled from public sources and we update it periodically. Institutions merge, change names and change codes, and a directory never catches every change immediately. Figures such as the number of codes come from our directory and may differ from what Bank of China, Paris Branch publishes.

See our directory on this page as a handy check and rely on the recipient or Bank of China, Paris Branch for the final confirmation. GoldexPay has no connection to Bank of China, Paris Branch, we only compare transfer services. Found an error? Let us know through the contact page so we can correct it.

BKCHFRPP or BKCHFRPPXXX – which one to use?

The layout of every SWIFT code is always the same: a bank code of four letters, a two-letter country code and two for the location, sometimes followed by a branch code. Together, those parts form BKCHFRPP.

The 11-character version has a three-character extension for a branch or department. When those three characters are XXX, they simply mean the head office, which is why BKCHFRPPXXX and BKCHFRPP lead to the same place.

Type the code as one block, in upper case and without spaces, exactly as shown here. Watch for the letter O and the digit 0 or the letter I and the digit 1; they are easy to mix up.

Euro (EUR) and conversion costs

The currency of France is the Euro (EUR). When you pay money in a different currency, the amount has to be converted somewhere along the way – by your bank, by Bank of China, Paris Branch or by a bank in between. You rarely see a separate line for that conversion.

Who converts the payment makes a difference. Sending the amount already in EUR often prevents a second conversion at the receiving end – as long as your own rate is good.

Rates for EUR change during the day. On larger amounts, even seemingly small difference in the rate can be worth more than the fee.