Bank of Tokyo-Mitsubishi Ufj, LTD., The SWIFT/BIC code

SWIFT/BIC code of Bank of Tokyo-Mitsubishi Ufj, LTD., The

Whether you are given BOTKFRCC or BOTKFRCCXXX, it is the same address for Bank of Tokyo-Mitsubishi Ufj, LTD., The in France. A SWIFT code shows the banks handling a payment exactly which bank is meant to get the money. You will need it mostly for transfers between countries.

Further down we go through the practical questions: money coming in from abroad, paying someone in another country and how to verify the code before you confirm a payment. Keep in mind that the BIC just identifies the bank, not the account: the account number or IBAN takes care of that.

8 or 11 characters: BOTKFRCC versus BOTKFRCCXXX

A BIC is built from a few fixed parts: characters one to four stand for the bank, the next two show the country and characters seven and eight indicate the location. That gives you BOTKFRCC, the short form of the code.

XXX at the end of BOTKFRCCXXX does not stand for a missing value or an error: it indicates the head office of Bank of Tokyo-Mitsubishi Ufj, LTD., The. Some forms ask for 11 characters, and then you can enter XXX behind BOTKFRCC.

Enter the code as one block, in upper case and without separators, exactly as shown here. A wrong character can send a payment to a different institution.

When will the money arrive at Bank of Tokyo-Mitsubishi Ufj, LTD., The?

An international transfer typically needs one to a few business days – it depends on currency, route and the banks in between. Transfers sent late in the day or just before a weekend or public holiday usually start a business day later. Sometimes a bank wants to know what the payment is for, which can hold things up.

When a payment takes longer than expected, contact the sending bank about the tracking status and the transaction reference so they can trace it along the chain. Money transfer services often provide tracking in their app showing where the payment has got.

The bank that sent the money can request a trace or a recall. Request from the sender the payment receipt including the reference; that often settles the question quickly.

Protect yourself against fake payment requests

A common scam goes like this: you receive a request claiming that a supplier now has a new bank account and that the next payment should go there. The fact that BOTKFRCC exists does not mean that the account is legitimate – fraudsters use real bank codes as well.

Verify new bank details via a separate channel like a call to a number from an earlier contract, never via the email that asked for the change. Watch out for urgent requests, odd spelling or a sender address that is slightly off. When money has already gone to a fraudster, contact your bank immediately.

Recipients are targeted too: one known trick is an overpayment and then sends a request to send back the difference abroad. Wait until the money is actually in your account.

What a transfer from Bank of Tokyo-Mitsubishi Ufj, LTD., The abroad really costs

A bank transfer abroad costs rather more than the listed fee. You pay the transfer fee, possibly charges from correspondent banks in between and, most importantly, the margin on the exchange rate if the currency changes.

That exchange rate margin is often the largest item even though it is not listed as a fee. A simple test: set the rate you get next to the mid-market rate for the same moment and look at the difference.

For a lot of currency pairs, a transfer service is less expensive than a bank. GoldexPay lists transfer providers next to each other, showing the amount the recipient gets before you commit. Choosing a specialist does not require closing your account at Bank of Tokyo-Mitsubishi Ufj, LTD., The: you simply pay the service from your account.

Incoming international payments to Bank of Tokyo-Mitsubishi Ufj, LTD., The

A sender in another country will ask for a few details about your account. Share the account holder’s name, your account number or IBAN, the BIC BOTKFRCCXXX and your address, which some banks require.

Certain banks also ask for the address of Bank of Tokyo-Mitsubishi Ufj, LTD., The in Paris; it does no harm to include it. Double-check every detail before you share them.

Do not be surprised if the amount credited is below what the sender paid. Fees for incoming transfers differ per bank – the price list of Bank of Tokyo-Mitsubishi Ufj, LTD., The tells you what applies. Make clear with the sender who covers the fees before the money is sent.

Head office or branch code at Bank of Tokyo-Mitsubishi Ufj, LTD., The?

With 2 codes, Bank of Tokyo-Mitsubishi Ufj, LTD., The is one of the banks that use separate codes for branches and departments. The head office code remains BOTKFRCCXXX.

Unless the recipient tells you otherwise, go with BOTKFRCCXXX or its short form BOTKFRCC. If you have been given a specific code, stick to it rather than swapping it for the head office code.

If you are not sure, ask the person you are paying for the exact BIC in their bank details. Codes for branches are more likely to change than BOTKFRCCXXX.

Paying Bank of Tokyo-Mitsubishi Ufj, LTD., The in euros within SEPA

France is part of the Single Euro Payments Area (SEPA). When you send euros from another SEPA country, the IBAN is usually enough; many banks no longer ask for the BIC.

You will still need BOTKFRCCXXX for payments in other currencies or transfers from countries outside SEPA. If your banking app has a field for the BIC anyway, entering BOTKFRCC does no harm.

Instant payments in euros are widely supported across SEPA; check with Bank of Tokyo-Mitsubishi Ufj, LTD., The whether it applies to your account. Charges on SEPA payments tend to be low as long as everything stays in euros.

Where our SWIFT data comes from

Our SWIFT/BIC directory is based on public sources and is updated regularly. Still, banks merge, rename themselves or retire codes, so information can be out of date. Figures such as the number of codes come from our own dataset and are not confirmed by Bank of Tokyo-Mitsubishi Ufj, LTD., The.

See our directory on this page as a helpful check, and let the details from the recipient or Bank of Tokyo-Mitsubishi Ufj, LTD., The have the final say. GoldexPay has no connection to Bank of Tokyo-Mitsubishi Ufj, LTD., The; we are a comparison site for money transfers. Found outdated information? Let us know through the contact page so we can correct it.

How to check BOTKFRCC before you pay

Ask the recipient to send you the account details directly from a recent statement. Check that code with BOTKFRCC on this page and ask if anything does not match.

Mistakes in the BIC are costly more than disastrous. Remember the IBAN: an error there can be harder to correct than a wrong BIC.

Most online banking apps check the structure of IBANs and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. If your bank offers it, a name check on the recipient gives extra certainty. Sending a small amount first can be a sensible step for large sums.

Euro (EUR) and conversion costs

France uses the Euro, code EUR. A payment in a foreign currency will be exchanged into EUR before it reaches the account. Every conversion eats into the amount – usually through the rate rather than a fee.

Who converts the payment makes a difference: every bank has its own margin. Often it is cheaper if you send EUR straight away via a provider that converts near the mid-market rate rather than letting the receiving bank convert.

The rate for EUR fluctuates throughout the day. If you pay regularly, small differences in the rate add up over time.