Banque Populaire Mediterranee SWIFT/BIC code

What CCBPFRPP means for a payment to Banque Populaire Mediterranee

The 8-character code CCBPFRPP and the 11-character code CCBPFRPPCHX identify one and the same institution: Banque Populaire Mediterranee, with its head office in Nice. Every bank on the SWIFT network uses these codes to route payments between countries to the right bank. It comes up mainly when dealing with payments that cross a border or a currency.

Below you will find the practical side: receiving money at Banque Populaire Mediterranee, sending money abroad and how to verify a SWIFT code before you hit send. The SWIFT code on its own does not identify an individual account holder; for that you need the account number or IBAN .

Incoming international payments to Banque Populaire Mediterranee

For an international payment into your account at Banque Populaire Mediterranee, the sender needs not just the SWIFT code. In practice that means: your full name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code CCBPFRPPCHX (or CCBPFRPP) and usually your postal address.

You can add Banque Populaire Mediterranee and Nice as well, because some payment forms have separate fields for them. Double-check each detail before you send them – a sender rarely spots a mistake in someone else’s details.

An incoming payment will not always arrive in full. Fees for incoming transfers vary per bank – the price list of Banque Populaire Mediterranee tells you what applies. For business payments, you can agree how the fees are split to avoid a shortfall.

Banque Populaire Mediterranee: head office code versus branch codes

With 3 codes in 1 cities, Banque Populaire Mediterranee is one of the banks that use individual codes for parts of the organisation and departments. The head office code is CCBPFRPPCHX.

For the vast majority of payments to a private or business account, the head office code CCBPFRPPCHX is the right choice. If you have been given a branch code, use it as it is rather than replacing it with the head office code.

The safest approach is to take the code directly from the account holder’s statement. Branch codes are more likely to be retired than the head office code when a bank merges or closes offices.

The Euro and what conversion costs you

The currency in France is the Euro (EUR). If you send money in a different currency it has to be converted at some point – by your bank, by Banque Populaire Mediterranee or by a bank in between. Each conversion costs something – usually through the rate rather than a fee.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Sending the amount directly in EUR usually avoids an extra conversion – as long as your own rate is good.

The rate for EUR changes constantly. With bigger transfers, even small difference in the rate can be worth more than the fee.

When will the money arrive at Banque Populaire Mediterranee?

There is no single delivery time for every transfer: many land within a day. Weekends and public holidays in the sending or receiving country can add extra days. Extra checks by one of the banks can also cause some delay.

If a transfer is delayed, contact the sending bank about the tracking status so they can trace it along the chain. Save the payment confirmation until the recipient confirms.

The bank that sent the money is able to start an official trace – the recipient’s bank often cannot see a payment that has not arrived. Ask the sender for the payment receipt – it helps your own bank look for the money.

8 or 11 characters: CCBPFRPP versus CCBPFRPPCHX

The layout of a BIC never changes: four characters for the institution, a two-letter country code and a two-character location code. In this case, that core is CCBPFRPP.

Most payment forms accept both lengths. If yours asks for eleven characters, use CCBPFRPPCHX, otherwise CCBPFRPP is fine.

Leave out spaces, dots when you enter CCBPFRPP; the code is always written in one block. A wrong letter may route the money to a different institution.

Before you send: check the Banque Populaire Mediterranee code

Ask the recipient to send you their bank details straight from their banking app. Check that code against CCBPFRPP here and ask if anything does not match.

Mistakes in the SWIFT code are costly rather than fatal: often the payment comes back, minus fees. An error in the account number can be a bigger problem, so check that just as carefully.

Many banking apps check the structure of IBANs and sometimes look up the BIC automatically. Where available, a name check on the recipient gives extra certainty. When you pay someone new, some people start with a small amount first.

International transfers from Banque Populaire Mediterranee: the real cost

What you pay for an international transfer has several parts – not just the fee on your screen. Besides the transfer fee, banks in between can deduct a fee, and when currencies are converted, the bank usually applies a rate that is less favourable than the actual market rate.

That exchange rate margin tends to be the largest cost, and it is easy to miss. Check their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

Money transfer services often offer a rate near the mid-market rate and lower fees. Next time you send money, it is worth to compare the total cost via GoldexPay. Using a transfer service does not mean closing your account at Banque Populaire Mediterranee: you simply pay the service from your account.

SEPA payments and the Banque Populaire Mediterranee BIC

Within the SEPA zone, euro payments to Banque Populaire Mediterranee follow common rules. A field for the BIC is usually optional or missing in that case.

A SWIFT code like CCBPFRPP still matter when the currency is not euros. A few banks and apps also ask for the BIC; if so, fill in CCBPFRPP or CCBPFRPPCHX.

Instant euro transfers are widely available within SEPA. Fees for SEPA payments are generally low as long as everything stays in euros.

Changed bank details? Be careful

A common scam goes like this: an email arrives with a request claiming that a contact now has new bank details and asking you to pay there from now on. A valid SWIFT code says nothing about who owns the account.

Never trust a phone number in the same message that announces the change. Watch out for time pressure, unusual wording or an email address that differs by one letter. If a payment was sent to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

Recipients are targeted too: a classic trick is an overpayment and then sends a request to refund the difference. Do not act before the money has really arrived.

About this information

Our SWIFT/BIC directory is compiled from publicly available sources. Banks reorganise, change names and retire codes. Counts and locations come from our own dataset and may differ from what Banque Populaire Mediterranee publishes.

Treat our data as a reference, rather than as the final word: the recipient’s bank details come first. GoldexPay is independent of Banque Populaire Mediterranee; we are a comparison site for money transfers. If you notice something that is out of date, we welcome a short note via the contact page.