Banque Solfea Societe Anonyme SWIFT/BIC code

BPETFRP1 – the SWIFT/BIC code of Banque Solfea Societe Anonyme

BPETFRP1 and BPETFRP1XXX are two ways of writing the same bank identifier, and both point to Banque Solfea Societe Anonyme in Paris. A BIC has a single purpose: it ensures that money from abroad reaches the right bank. You will need it mainly for payments that cross a border.

On this page you will find how the code is put together, when you need it and what else a transfer to or from Banque Solfea Societe Anonyme requires. The SWIFT code on its own cannot identify a personal account; that is what the account number or IBAN is for.

Why Banque Solfea Societe Anonyme has an 8- and an 11-character code

Every SWIFT/BIC code starts with an 8-character core: four letters for the bank, two letters for the country and two characters for the location. Together, those parts make up BPETFRP1 – the version you usually see online.

Many payment forms work with both lengths. If a form requires eleven characters, enter BPETFRP1XXX; if it wants eight, use BPETFRP1.

Do not add spaces, dots when you type BPETFRP1. Look out for O versus 0 or the letter I and the digit 1; they are easy to mix up.

Where our SWIFT data comes from

We gather bank codes from public sources and check them from time to time. It is possible that information here is out of date, for example after a merger. The number of codes we show reflect what is in our directory and not on information from Banque Solfea Societe Anonyme itself.

Treat the information here as a helpful check, and let the details from the recipient or Banque Solfea Societe Anonyme have the final say. GoldexPay is an independent comparison service and not affiliated with Banque Solfea Societe Anonyme. Found an error? Let us know through the contact page and we will look into it.

Getting paid from abroad into a Banque Solfea Societe Anonyme account

If you expect a payment from another country, give the sender all details at once. Share your name as the bank knows it, the IBAN or account number, SWIFT code BPETFRP1XXX and your address.

The sender’s bank may also ask for the address of your bank. Check each detail before you share them, because the sender’s bank usually copies them as is.

The amount you receive is often lower than what was sent. Correspondent banks can take a fee, Banque Solfea Societe Anonyme may charge for incoming payments, and if the money is converted, an exchange rate margin comes on top. Make clear with the sender who pays which costs, especially for larger amounts.

Paying Banque Solfea Societe Anonyme in euros within SEPA

Because France is in SEPA, a euro payment to Banque Solfea Societe Anonyme from another SEPA country normally only needs the IBAN. Many banks do not require the BIC for these payments.

You will still need BPETFRP1XXX for non-euro payments or money from outside the SEPA area. A few forms also ask for the BIC out of habit; in that case, enter BPETFRP1 or BPETFRP1XXX.

Instant payments in euros are increasingly supported across SEPA – whether Banque Solfea Societe Anonyme offers them for your account is worth checking. Fees for SEPA payments are generally low.

Is BPETFRP1 still correct? How to check

Ask the recipient to copy the bank details directly from their banking app. Check it with BPETFRP1 on this page and ask if anything does not match.

With a wrong code, the transfer may be delayed, be returned or end up costing more. Do not forget the IBAN: an error there is more difficult to undo than a wrong BIC.

An automatic check by your bank only confirms that the IBAN exists. Some banks now check the payee name against the account before you confirm – do not ignore a mismatch warning. For a first payment, some people send a small amount first before sending the rest.

Changed bank details? Be careful

Be alert when a contact suddenly asks you to pay into another account or a bank in another country. The fact that BPETFRP1 exists does not mean that a request mentioning it is genuine; criminals use the codes of real banks too.

Before paying, confirm changed bank details through a phone call. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. When money has already gone to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

Scams can also target the receiver. Someone claims to have sent more than agreed and asks you to refund the extra via a different route. Wait until the money is actually in your account – ask Banque Solfea Societe Anonyme if something looks wrong.

How long does an international transfer to Banque Solfea Societe Anonyme take?

An international transfer typically takes anywhere from one to several business days. Bank holidays in the sending or receiving country can add a day or more. Extra checks on larger or unusual payments can also add some delay, even when all details are correct.

If a transfer is late, contact your bank about the tracking status. Save the payment confirmation.

A delayed transfer has to be investigated from the sending side, using the payment confirmation. On the receiving end, you can check your statements to see a partial amount, since fees may have been deducted.

Which of the 2 codes of Banque Solfea Societe Anonyme do you need?

Having 2 codes in 1 cities, Banque Solfea Societe Anonyme is one of the banks that use individual codes for branches and departments. The head office code is BPETFRP1XXX.

Usually there is no need to look up a branch: payments addressed to BPETFRP1XXX are routed within Banque Solfea Societe Anonyme without problems. If you have been given a branch code, use it as it is rather than replacing it for the head office code.

The safest approach is to copy the code straight from the recipient’s invoice. Codes are sometimes changed or retired when banks reorganise, so do not rely on old paperwork.

The Euro and what conversion costs you

The national currency in France is the Euro (EUR). When you pay money in a different currency has to be converted somewhere along the way: by your bank, an intermediary or Banque Solfea Societe Anonyme itself. You rarely see a separate charge for the conversion; it is built into the rate.

Where the conversion happens affects how much arrives. Transferring the amount already in EUR often avoids an extra conversion at the receiving end – as long as your own rate is good.

Exchange rates move all the time – some services let you fix a rate in advance. With bigger transfers, even seemingly small gap in the rate can be worth more than the fee.

Paying someone abroad from your Banque Solfea Societe Anonyme account

What you pay for an international transfer has more than one component. You pay the fee for the transfer itself, possibly fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate.

The real cost is often in the rate, rather than in the fee: many banks convert using an exchange rate with a margin built in. A simple test: set the bank’s rate against the mid-market rate and work out the difference on your amount.

Specialised transfer providers frequently use rates closer to the mid-market rate and lower fees. On GoldexPay we compare what recipients receive with different providers. Using a transfer service does not require leaving Banque Solfea Societe Anonyme: you simply pay the service from your account.