Banque Travelex SA SWIFT/BIC code

Banque Travelex SA SWIFT code: TRAVFRPP

If an invoice shows TRAVFRPP or TRAVFRPPXXX, you are looking at the same identifier for Banque Travelex SA in France. A SWIFT code shows every bank in the chain exactly which bank is meant to get the money, much like a postcode for banks. You will need it mostly for payments that cross a border and payments in foreign currencies.

On this page we explain what the code means, when you need it and which other details you need for a transfer to or from Banque Travelex SA. A SWIFT code names an institution, not a single account; the IBAN or account number does that.

Do you need TRAVFRPP for a SEPA transfer?

Inside SEPA, euro payments to an account in France follow common rules, so the IBAN does the job in most cases. A field for the BIC is usually optional or missing in that case.

You will still need TRAVFRPPXXX when sending non-euro payments or money from outside the SEPA area. If a payment form asks for the BIC anyway, adding TRAVFRPP is fine.

Euro payments within SEPA usually arrive by the next business day; instant payments are faster if both banks offer them. Provided the payment stays in euros, a SEPA transfer tends to be cheap; costs rise once a conversion is involved.

Euro (EUR) and conversion costs

The national currency in France is the Euro (EUR). Money sent in a different currency will be converted into EUR before it reaches the account, and whoever converts it chooses the rate. There is rarely a separate charge for that conversion – the cost sits in the rate.

Where the conversion happens affects how much arrives. Transferring the money directly in EUR usually prevents a second conversion at the receiving end.

Rates for EUR move all the time, and some providers let you lock in a rate. For regular payments, small differences in the rate make a real difference over time.

Before you send: check the Banque Travelex SA code

Have the recipient copy the bank details directly from their banking app. When the code you were given does not match TRAVFRPP or TRAVFRPPXXX, do not guess – contact the recipient or Banque Travelex SA.

With a wrong code, the payment might get stuck, be returned or cost extra. Remember the account number: a mistake there can be more difficult to undo than a wrong code.

Most online banking apps validate the structure of an IBAN and sometimes look up the BIC automatically. More and more banks check the name with the account before you confirm – do not ignore a mismatch warning. When you pay someone new, some people send a small amount first before sending the rest.

How up to date is this code?

We gather bank codes from publicly available data and update our list regularly. Still, banks merge, rename themselves or change codes and our data may lag behind. Figures such as the number of codes are from our own dataset.

See our directory here as a handy check, and let the details from the recipient or Banque Travelex SA have the final say. We are a comparison service for money transfers and not affiliated with Banque Travelex SA. Found outdated information? Tell us via our contact form and we will look into it.

Which of the 2 codes of Banque Travelex SA do you need?

With 2 codes in 2 locations, Banque Travelex SA is one of the banks that use individual codes for parts of the organisation and departments. The head office code is TRAVFRPPXXX.

For the vast majority of incoming transfers, the head office code TRAVFRPPXXX is the right choice. Branch codes are only needed when the recipient’s bank specifically asks for it, which is more common for corporate accounts and specialised services.

The best way is to copy the code directly from the account holder’s statement. Codes for branches are more likely to be retired than TRAVFRPPXXX.

Scams that use SWIFT codes

A common scam works like this: an email arrives with a message claiming that a supplier now has a new bank account and asking you to pay there from now on. A valid SWIFT code says nothing about whether the request is genuine.

Verify new bank details through a different channel, never via the email that asked for the change. Be suspicious of time pressure, odd spelling or an email address that differs by one letter. When money has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: one known trick is a buyer who pays too much followed by a request to refund the difference. A payment confirmation from the sender proves nothing – check your own account.

Transfer times and tracking a payment to Banque Travelex SA

How quickly a transfer reaches Banque Travelex SA is determined by a few things: which currency you send, the number of banks in between, cut-off times and time zones. Bank holidays in either country can add a day or more, since banks do not process on those days. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Money transfer services often show a status online so you can see how far the money is.

Only the sending bank is able to start an official trace – the recipient’s bank often cannot see a payment that has not arrived. As a recipient, you can look at your statements for a partial amount.

Why Banque Travelex SA has an 8- and an 11-character code

The layout of every SWIFT code is always the same: four characters for the institution, a two-letter country code and a two-character location code, sometimes followed by a branch code. Combined, those parts make up TRAVFRPP – the version you usually see online.

Most payment forms accept either length. If a form requires eleven characters, enter TRAVFRPPXXX; if it wants eight, use TRAVFRPP.

Do not add spaces or dashes when you enter TRAVFRPP. Copying the code is safer than typing it by hand: a typo can point to another bank.

Paying someone abroad from your Banque Travelex SA account

A bank transfer abroad costs rather more than the fee suggests. Besides the transfer fee, correspondent or intermediary banks can deduct a fee, and if currencies are converted, the bank often applies a rate below the actual market rate.

Many banks do not list the margin on the rate separately, but you pay it all the same. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

Money transfer services often offer rates closer to the mid-market rate. Next time you send money, it is worth to compare the total cost via GoldexPay instead of going straight to your bank. Choosing a specialist does not require closing your account at Banque Travelex SA: you simply pay the service from your account.

Incoming international payments to Banque Travelex SA

Someone abroad who wants to pay you needs a few details about your account. What they need is: your name, account number or IBAN, TRAVFRPPXXX or TRAVFRPP and, for some countries, your postal address.

Some sending banks also ask for the bank’s address. A mistake in the IBAN is harder to fix than you might think, so copy the details from your online banking.

What lands in your account can be lower than the amount sent. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate comes on top. Agree with the sender who pays which costs.