Banque Wormser Freres / Banque D'escompte SWIFT/BIC code

ESCBFRPP – the SWIFT/BIC code of Banque Wormser Freres / Banque D'escompte

The short code ESCBFRPP and the full code ESCBFRPPXXX identify the same bank: Banque Wormser Freres / Banque D'escompte in Paris, France. Banks worldwide use these codes to direct payments between countries to the correct bank. It comes up mostly for payments that cross a border.

On this page you can read how the code is put together, when you need it and what else you need for a transfer to or from Banque Wormser Freres / Banque D'escompte. The BIC names a bank or branch, not a single account; the IBAN or account number does that.

When will the money arrive at Banque Wormser Freres / Banque D'escompte?

A SWIFT payment usually takes anywhere from one to several business days. Transfers sent after the cut-off time or just before a weekend or public holiday usually start a business day later. Extra checks by one of the banks can also add some delay.

If a transfer seems late, ask the sending bank about the tracking status or the UETR. Keep the payment confirmation until the money has arrived; it contains the details a bank needs to start a trace.

If a payment has not arrived after a few business days, the person who paid needs to contact their own bank rather than Banque Wormser Freres / Banque D'escompte. Request from the sender a copy of the payment confirmation with the date and reference – it helps your own bank look for the money.

Where our SWIFT data comes from

We gather SWIFT/BIC codes using public sources and check them from time to time. Still, banks merge or retire codes, so information can be out of date. Figures such as the number of codes are from our own dataset and are not confirmed by Banque Wormser Freres / Banque D'escompte.

Treat our directory on this page as a handy check and rely on the recipient or Banque Wormser Freres / Banque D'escompte for the final confirmation. GoldexPay is a comparison service and not part of Banque Wormser Freres / Banque D'escompte. Spotted outdated information? Let us know through the contact page so we can correct it.

Scams that use SWIFT codes

Criminals often send fake invoices with changed bank details, sometimes in an email that looks completely genuine. A correct SWIFT code says nothing about who owns the account: scammers use real codes of real banks.

Verify changed bank details via a separate channel like a call to a number from an earlier contract. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Already paid? Contact the bank you paid from straight away and have them try to recall the payment.

Recipients are targeted too: one known trick is an overpayment followed by a request to refund the difference. A screenshot of a transfer proves nothing – check your own account.

Paying Banque Wormser Freres / Banque D'escompte in euros within SEPA

Because France is part of the SEPA zone, a euro transfer to Banque Wormser Freres / Banque D'escompte from another SEPA country normally requires just an IBAN. Many banks no longer ask for the BIC for these payments.

Outside the euro and for senders outside SEPA, ESCBFRPPXXX remains part of the payment details. Some banks and apps also show a field for the BIC out of habit; if so, enter ESCBFRPP.

Instant euro transfers are increasingly supported across SEPA – whether Banque Wormser Freres / Banque D'escompte offers them for your account is worth checking. As long as the payment stays in euros, a SEPA transfer tends to be inexpensive; it is the conversion that costs money.

International transfers from Banque Wormser Freres / Banque D'escompte: the real cost

A bank transfer abroad costs rather more than the fee suggests. There is the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, above all, the exchange rate markup.

Many banks do not list their exchange rate markup separately – you only notice it if you compare. Compare their rate against the mid-market rate. The difference is your real conversion cost.

For many currency pairs, a transfer service is less expensive than a bank – mostly thanks to the rate. On GoldexPay you can compare what recipients receive across providers, so you can pick the cheapest route. Choosing a specialist does not require closing your account at Banque Wormser Freres / Banque D'escompte – you pay the provider from your own account.

Receiving money from abroad at Banque Wormser Freres / Banque D'escompte

When you expect money from abroad, send the payer everything they need in one go. Share your name as the bank knows it, the IBAN or account number, the BIC ESCBFRPPXXX and your address, which some banks require.

Their bank might request the address of your bank. Double-check the details before you send them, because the sender’s bank usually copies them as is.

What lands in your account can be lower than what was sent. Intermediary banks may deduct a fee and your own bank may charge for processing, and when currencies differ, an exchange rate margin applies. Make clear with the sender who pays which costs before the money is sent.

Banque Wormser Freres / Banque D'escompte: head office code versus branch codes

Having 2 codes in 1 locations, Banque Wormser Freres / Banque D'escompte is one of the banks that register separate codes for parts of the organisation and departments. The head office code is ESCBFRPPXXX.

Usually you do not need to pick a branch: transfers sent to ESCBFRPPXXX are routed within Banque Wormser Freres / Banque D'escompte without problems. When you receive a branch code, stick to it instead of swapping it for the head office code.

Not sure which code applies? Check with the recipient, or look at a recent statement from Banque Wormser Freres / Banque D'escompte. Codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

Sending EUR to Banque Wormser Freres / Banque D'escompte

France pays in the Euro, with the currency code EUR. When you pay money in a different currency gets converted at some point. There is rarely a separate charge for the conversion.

Who converts the money matters, because each party uses its own rate. Often you pay less if you send EUR directly through a provider that converts near the mid-market rate, so that the receiving bank does not need to convert again.

Rates for EUR change all the time. With bigger transfers, a small gap in the rate can be worth more than the fee.

Verifying the SWIFT code of Banque Wormser Freres / Banque D'escompte

Ask the recipient to send you the bank details directly from their online banking. When the code you were given does not match ESCBFRPP or ESCBFRPPXXX, stop and ask: check with the recipient or with Banque Wormser Freres / Banque D'escompte directly.

With a wrong code, the payment might be delayed, be returned or end up costing more, and tracing it can take weeks. Do not forget the IBAN: an error there is harder to undo than a wrong code.

A validity check by your bank merely confirms that the IBAN is valid, not that it is the right account. If your bank offers it, a payee name check before sending adds extra certainty. Sending a small amount first is a sensible step for large sums despite the extra fee.

8 or 11 characters: ESCBFRPP versus ESCBFRPPXXX

The structure of a BIC is always the same: four characters for the institution, a two-letter country code and two for the location. The result is ESCBFRPP, the short form of the code.

XXX at the end of ESCBFRPPXXX does not stand for a missing value or a mistake: it stands for the main office of Banque Wormser Freres / Banque D'escompte. Some forms ask for 11 characters, and then you simply enter XXX after ESCBFRPP.

Enter the code in one piece, in upper case and without separators, exactly as shown here. Watch for the letter O and the digit 0 and I versus 1; they are easy to mix up.