Barclays Bank PLC France SWIFT/BIC code

Barclays Bank PLC France SWIFT code: BARCFRPC

Whether a recipient gives you BARCFRPC or BARCFRPCXXX, you are looking at the identical identifier for Barclays Bank PLC France in France. The code has a single purpose: it makes sure that a cross-border transfer reaches the right bank. You will need it mostly for payments that cross a border and payments in foreign currencies.

We wrote this page to help anyone who pays into an account at Barclays Bank PLC France and wants to get the details right. A SWIFT code identifies a bank or branch, never a specific account; the IBAN or account number does that.

How long does an international transfer to Barclays Bank PLC France take?

A SWIFT payment usually needs anywhere from one to several business days, depending on the currency, the route and the banks involved. Weekends and public holidays in either country can add a day or more. Sometimes a bank wants to know what the payment is for.

When a payment takes longer than expected, ask your bank for the tracking status. Keep the payment confirmation until the recipient confirms – you will need it for any trace request.

If the money does not arrive within the expected time, the person who paid should start with the bank that sent it, not the receiving bank. Ask the sender for a copy of the payment confirmation – it helps your own bank look for the money.

Receiving money from abroad at Barclays Bank PLC France

Someone abroad who wants to pay you will ask for a few details from you – incomplete details often cause delays. In practice that means: your name as registered with Barclays Bank PLC France, your IBAN or account number, the BIC BARCFRPCXXX (or BARCFRPC) and usually your address.

Some banks want the address of Barclays Bank PLC France; it does no harm to include it. Double-check each detail before you send them – a sender rarely spots a mistake in someone else’s details.

Money from abroad will not always arrive for the full amount. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate applies. Agree with the sender who pays which costs.

Paying into Barclays Bank PLC France in EUR

France uses the Euro, with the currency code EUR. Money sent in a different currency is converted into EUR on its way to Barclays Bank PLC France, and whoever converts it chooses the rate. You rarely see a separate charge for the conversion – the cost sits in the rate.

Who converts the money makes a difference. Transferring the amount already in EUR usually prevents a second conversion.

The rate for EUR changes constantly and quotes are often valid only for a short time. If you pay regularly, a slightly better rate make a real difference over time.

How up to date is this code?

We gather bank codes using publicly available data and update our list from time to time. Even so, banks merge, rename themselves or change codes, so information can be out of date. The figures we show reflect what is in our directory and not on information from Barclays Bank PLC France itself.

Before a payment that matters, always check the code with Barclays Bank PLC France or the recipient. GoldexPay is independent of Barclays Bank PLC France; we are a comparison site for money transfers. Should you notice something that is out of date, we appreciate a message via the contact page.

Sending money abroad from Barclays Bank PLC France

When you transfer money abroad from Barclays Bank PLC France, the visible fee is rarely all of what you pay. On top of the transfer fee, banks in between may take a cut, and if currencies are converted, the bank often uses a rate below the real market rate.

The markup on the rate tends to be the largest cost, and it is easy to miss. An easy check: set the rate you get next to the mid-market rate and look at the difference.

Specialist money transfer services frequently use a rate near the mid-market rate and lower fees. GoldexPay lists these services side by side, showing what actually arrives. Using a transfer service does not mean leaving Barclays Bank PLC France – you pay the provider from your own account.

Do you need BARCFRPC for a SEPA transfer?

Within the SEPA zone, euro transfers to an account in France follow common rules. The BIC field is usually optional or missing in that case.

You will still need BARCFRPCXXX for non-euro payments or transfers from countries outside SEPA. If your banking app asks for the BIC regardless, entering BARCFRPC does no harm.

Instant euro transfers have become increasingly available across SEPA. As long as no currency is converted, the transfer is cheap.

Scams that use SWIFT codes

Be wary if someone unexpectedly wants you to pay into another account abroad. The fact that BARCFRPC exists does not mean that the account is genuine; criminals use the codes of real banks too.

Verify new bank details through a different channel, such as a phone number you already know, not by replying to the message. Watch out for urgent requests, unusual wording or an email address that differs by one letter. Already paid? Call the bank you paid from without delay and have them try to recall the payment.

Scams also target the receiver: someone claims to have sent too much and wants you to refund the difference to a new account. A screenshot of a transfer is no proof.

What the XXX in BARCFRPCXXX means

Each SWIFT/BIC code starts with an 8-character core: four letters for the bank, two letters for the country and two characters for the location. That gives you BARCFRPC for Barclays Bank PLC France.

XXX at the end of BARCFRPCXXX is not a missing value or an error: it indicates the head office of Barclays Bank PLC France. Some banking apps insist on 11 characters, in which case you can enter XXX after BARCFRPC.

Type the code in one piece, in capitals and without spaces. Watch for the letter O and the digit 0 or I versus 1; they are easy to mix up.

Which of the 4 codes of Barclays Bank PLC France do you need?

Our database contains 4 SWIFT/BIC codes for Barclays Bank PLC France, spread over 1 cities. Besides the head office code BARCFRPCXXX, there are codes for individual branches and departments.

In most cases there is no need to look up a branch: payments addressed to BARCFRPCXXX are routed within Barclays Bank PLC France without problems. Just use a branch code when the account holder explicitly asks for it.

Not sure which code applies? Ask the recipient or the bank itself. Branch codes are more likely to be retired than BARCFRPCXXX.

Is BARCFRPC still correct? How to check

The safest source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. When the code you were given differs from BARCFRPC or BARCFRPCXXX, stop and ask: check with the recipient or with Barclays Bank PLC France directly.

An incorrect BIC can cause a delay, a returned payment or additional charges along the way. A mistake in the account number can be a bigger problem because it can reach the wrong person, so check that just as carefully.

Many banking apps check the format of IBANs. If your bank offers it, a name check before sending gives an extra layer of safety. A small test payment can be a sensible step for large sums despite the extra fee.