Bati-Lease SWIFT/BIC code

Bati-Lease SWIFT code: BTILFR21

Whether a recipient gives you BTILFR21 or BTILFR21XXX, it is the identical identifier for Bati-Lease in France. A BIC does one job: it ensures that a cross-border transfer reaches the right bank. In daily life you usually see it on international invoices, in payment forms and in the bank details of Bati-Lease customers.

Below you will find the practical questions: receiving money at Bati-Lease, sending money abroad and how to check the code before you confirm a payment. Keep in mind that the BIC just identifies the bank, not the person: the IBAN or account number does that part.

Changed bank details? Be careful

Fraudsters often use fake invoices containing changed bank details, sometimes in an email that looks completely genuine. A valid SWIFT code says nothing about who owns the account – scammers simply use real codes.

Verify changed payment details through a different channel like a call to a number from an earlier contract, not by replying to the message. Urgency or requests to keep it quiet are red flags; a genuine business can wait for you to check. When a payment has already gone to the wrong account, contact your bank immediately.

Scams also work the other way: someone claims to have sent too much and wants you to refund the difference to a new account. Do not act before the money is actually in your account.

Paying someone abroad from your Bati-Lease account

An international bank payment can cost more than the fee suggests. Besides a fixed fee, correspondent or intermediary banks may deduct a fee, and if currencies are converted the bank often applies a rate below the actual market rate.

Many banks rarely list the margin on the rate as a cost – you only notice it if you compare. An easy check: put the bank’s rate next to the mid-market rate and work out the difference on your amount.

For many currency pairs, a specialist provider is cheaper than a bank – mostly thanks to the rate. GoldexPay compares the amount that arrives with different providers, which makes the cheapest option easy to spot. Using a transfer service does not require closing your account at Bati-Lease: you simply pay the service from your account.

Head office or branch code at Bati-Lease?

Our database contains 2 SWIFT/BIC codes for Bati-Lease. Next to the head office code BTILFR21XXX, you will find codes for branches, departments or specific services.

For the vast majority of payments to a private or business account, the head office code BTILFR21XXX is what you need. Just use a branch code when your contact gives you that exact code.

If you are not sure, check with the recipient for the exact BIC in their bank details. Codes can change when banks reorganise.

Incoming international payments to Bati-Lease

To receive an international payment at Bati-Lease, the person paying you has to have more than the BIC. What they need is: the account holder’s name, IBAN or account number, BTILFR21XXX or BTILFR21 and, for some countries, your home address.

Certain banks also ask for the name and address of Bati-Lease; it does no harm to include it. Check each detail before you send them.

Do not be surprised if the incoming amount is below what the sender paid. Correspondent banks can take a fee, Bati-Lease may charge for incoming payments, and when currencies differ, a markup on the rate applies. For business payments, you can agree how the fees are split, so that nobody is left short.

What the XXX in BTILFR21XXX means

A SWIFT code is made up of a few fixed parts: characters one to four identify the bank, characters five and six show the country and characters seven and eight indicate the location. That gives you BTILFR21.

XXX at the end of BTILFR21XXX is not a placeholder or an error: it indicates the head office of Bati-Lease. Certain payment forms insist on 11 characters, in which case you simply add XXX after BTILFR21.

In practice the code is written in capitals and without spaces. Look out for O versus 0 and the letter I and the digit 1; they are easy to mix up.

Paying into Bati-Lease in EUR

Most accounts at Bati-Lease are typically held in EUR, the national currency. Money sent in a different currency will be converted into EUR on its way to Bati-Lease, and whoever converts it chooses the rate. You rarely see a separate charge for that conversion; it is built into the rate.

Which bank converts the money makes a difference, because each party uses its own rate. Transferring the amount directly in EUR usually avoids a second conversion at the receiving end – as long as your own rate is good.

Exchange rates change during the day. With bigger transfers, a small difference in the rate can be worth more than the fee.

How long does an international transfer to Bati-Lease take?

How fast a transfer reaches Bati-Lease is determined by a few things: the currency, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Transfers sent late in the day or just before a weekend or public holiday often start the next business day. Occasionally a bank asks what the payment is for, which can hold things up.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Each payment gets a unique reference, the UETR that banks can use to trace it. Specialist transfer services usually provide tracking in their app so you can see where the payment has got.

Only the sending bank can request a trace or a recall; the receiving side usually has nothing to trace yet. Request from the sender the payment receipt including the reference – it helps your own bank look for the money.

Paying Bati-Lease in euros within SEPA

Within the SEPA zone, euro payments to Bati-Lease use common rules, so the IBAN does the job in most cases. The BIC field is usually optional or missing for those payments.

You will still need BTILFR21XXX when sending payments in other currencies or transfers from countries outside SEPA. A few banks and apps also show a field for the BIC; if so, fill in BTILFR21.

Instant payments in euros have become increasingly available across SEPA. Provided no currency is converted, the transfer tends to be cheap; it is the conversion that costs money.

Is BTILFR21 still correct? How to check

The safest source for the BIC is the recipient’s own bank details. If the code you have does not match BTILFR21 or BTILFR21XXX, stop and ask: check with the recipient or with Bati-Lease directly.

A wrong SWIFT code can cause delays, a payment being sent back or additional charges along the way. Do not forget the account number: an error there is more difficult to undo than a wrong BIC.

A validity check by your bank merely confirms that the IBAN is valid, not that it is the right account. Where available, a name check on the recipient gives an extra layer of safety. When you pay someone new, some people send a small amount first and wait for confirmation.

How up to date is this code?

We gather bank codes from public sources and check our list from time to time. Still, banks merge or retire codes. The figures on this page are based on what is in our directory, not official figures from Bati-Lease.

Treat this page as a reference, rather than as the final word: the recipient’s bank details come first. GoldexPay is not affiliated with Bati-Lease, we only compare transfer services. If you notice a mistake, we appreciate a short note via the contact page.