Boursorama SWIFT/BIC code

Boursorama SWIFT code: BOUSFRPP

The short code BOUSFRPP and the full code BOUSFRPPXXX identify one and the same institution: Boursorama, with its head office in Boulogne Billancourt. Every bank on the SWIFT network uses BIC codes to direct payments between countries to the right bank. You will need it mainly for payments that cross a border or a currency.

On this page you can read what the code is put together, when you need it and what else a transfer to or from Boursorama requires. Remember that the BIC just identifies the bank, not the account: the account number or IBAN does that part.

Which of the 2 codes of Boursorama do you need?

Our directory lists 2 SWIFT/BIC codes for Boursorama in 1 places. Next to the head office code BOUSFRPPXXX, you will find codes for branches, departments or specific services.

In most cases there is no need to look up a branch: payments sent to BOUSFRPPXXX are routed within Boursorama correctly. A branch code only makes sense if the account holder explicitly asks for it.

Not sure which code to use? Check with the recipient, or look at a recent statement from Boursorama. Branch codes are more prone to change than the head office code when a bank merges or closes offices.

What a transfer from Boursorama abroad really costs

An international bank payment can cost rather more than the listed fee. On top of a fixed fee, correspondent or intermediary banks may deduct a fee, and if the money changes currency the bank often applies a rate below the real market rate.

Most of the cost usually sits in the exchange rate: many banks convert at a rate that includes a margin. Check the rate you are offered with the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

For a lot of currency pairs, a specialist provider is cheaper than a traditional bank transfer. Before your next transfer, it is worth to compare the total cost via GoldexPay instead of going straight to your bank. Using a transfer service does not require leaving Boursorama: you simply pay the service from your account.

Watch out for payment fraud

Stay wary if a contact unexpectedly wants you to pay into another account. A real SWIFT code tells you nothing about who owns the account.

Do not trust a phone number in the same message that announces the new account. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. Acted too fast? Contact your bank without delay and have them try to recall the payment; also report it to the police.

Fraud also target the receiver. Someone sends too much and wants you to refund the extra via a different route. Wait until the money has really arrived and check with Boursorama if anything seems off.

How up to date is this code?

This directory draws on publicly available sources and we update it periodically. Still, banks merge, rename themselves or change codes and our data may lag behind. The figures on this page reflect what is in our directory.

Treat our directory on this page as a handy check and rely on the recipient or Boursorama for the final confirmation. GoldexPay is not affiliated with Boursorama. If you notice something that is out of date, we appreciate a message via the contact page.

The Euro and what conversion costs you

The currency in France is the Euro (EUR). If you send another currency, the amount gets converted somewhere along the way: by your bank, an intermediary or Boursorama itself. You rarely see a separate charge for that conversion; it is built into the rate.

Where the conversion happens has an effect on how much arrives. Check what EUR arrives via different services; the difference between options can be larger than you expect.

The rate for EUR fluctuates throughout the day. On larger amounts, a small difference in the rate can be worth more than the fee.

SEPA payments and the Boursorama BIC

Inside SEPA, euro transfers to Boursorama use the same rules, so the IBAN does the job in most cases. The BIC field is usually optional or missing in that case.

You will still need BOUSFRPPXXX for non-euro payments or money from outside the SEPA area. Some forms still ask for the BIC; in that case, enter BOUSFRPP or BOUSFRPPXXX.

Euro payments within SEPA normally land by the next business day. Charges on SEPA transfers are generally low, as long as no currency conversion is involved.

How long does an international transfer to Boursorama take?

How quickly a transfer reaches Boursorama is determined by a few things: which currency you send, the number of banks in between, cut-off times and time zones. Payments made after the cut-off time or just before weekends and holidays usually go out the next business day. Occasionally a bank asks what the payment is for.

When a payment takes longer than expected, contact the sending bank for the status and the transaction reference. Save the payment confirmation.

The bank that sent the money is able to start an official trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender a copy of the payment confirmation including the reference.

Is BOUSFRPP still correct? How to check

Ask the recipient to send you the bank details directly from their banking app. Compare it with BOUSFRPP here; if they differ, ask before you pay.

With a wrong code, the payment may be delayed, be returned or cost extra, and tracing it can take weeks. An error in the IBAN or account number can be a bigger problem, because the money may be credited to someone else; check it just as carefully.

Most online banking apps check the format of IBANs – that confirms the format, not the owner. Some banks now compare the name with the account – do not ignore a mismatch warning. Sending a small amount first is a sensible step for a large first payment, even if it costs an extra fee.

Getting paid from abroad into a Boursorama account

Someone abroad who wants to pay you needs several details about your account, and missing ones are a common cause of delays. Share the account holder’s name, your account number or IBAN, the BIC BOUSFRPPXXX and your address.

Some sending banks also ask for the name and address of Boursorama; it does no harm to include it. Double-check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often lower than the amount sent. Fees for incoming transfers differ from bank to bank; check the price list of Boursorama. For business payments, you can agree who bears the costs, so that nobody is left short.

Why Boursorama has an 8- and an 11-character code

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and a two-character location code. Combined, these eight characters make up BOUSFRPP.

XXX at the end of BOUSFRPPXXX is not a placeholder or a mistake: it indicates the main office of Boursorama. Some forms insist on 11 characters, and then you can enter XXX after BOUSFRPP.

Type the code as one block, in capitals and without separators, exactly as shown here. A wrong character can send the money to a different institution, so check it twice.