Bouygues SA SWIFT/BIC code

BOUYFRP1 – the SWIFT/BIC code of Bouygues SA

The 8-character code BOUYFRP1 and the 11-character code BOUYFRP1XXX identify the same bank: Bouygues SA. A BIC has a single purpose: it ensures that an international payment ends up at the right bank. It comes up mainly when dealing with transfers between countries.

Below we go through the practical questions: money coming in from abroad, sending money abroad and how to verify the code before you confirm a payment. Keep in mind that the BIC just identifies the bank, not the account: the IBAN or account number does that part.

Where our SWIFT data comes from

The codes on this page come from public sources which we refresh regularly. Even so, banks merge, rename themselves or retire codes and our data may lag behind. The number of codes on this page reflect what is in our directory.

Treat the information here as a helpful check, and let the details from the recipient or Bouygues SA have the final say. GoldexPay is not affiliated with Bouygues SA, we only compare transfer services. Found an error? Let us know via our contact form and we will look into it.

Which of the 2 codes of Bouygues SA do you need?

Bouygues SA uses 2 separate SWIFT/BIC codes across 1 locations. One of them is the head office code; the rest identify branches.

Usually there is no need to pick a branch: transfers sent to BOUYFRP1XXX are routed within Bouygues SA without problems. Branch codes are only needed when the recipient’s bank explicitly asks for it.

If you are not sure, check with the recipient for the exact BIC in their bank details. Codes can change when banks reorganise, so do not rely on old paperwork.

International transfers from Bouygues SA: the real cost

The price of a payment abroad has several parts. You pay the fee for the transfer itself, sometimes charges from correspondent banks along the way and, most importantly, the margin on the exchange rate.

The real cost is often in the rate, rather than in the fee: many banks convert using an exchange rate that includes a margin. An easy check: put the rate you get next to the mid-market rate and work out the difference on your amount.

Specialist money transfer services often use rates closer to the mid-market rate and lower fees. GoldexPay compares the amount that arrives across services, which makes the cheapest option easy to spot. Using a transfer service does not require leaving Bouygues SA – you pay the provider from your own account.

How to check BOUYFRP1 before you pay

The safest source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. When the code you were given does not match BOUYFRP1 or BOUYFRP1XXX, do not guess – contact the recipient or Bouygues SA.

Errors in the BIC tend to be costly more than disastrous. Remember the IBAN: a mistake there is more difficult to correct than a wrong code.

Many banking apps check the structure of IBANs, but that does not prove the account belongs to the right person. If your bank offers it, a payee name check on the recipient gives extra certainty. When you pay someone new, some people send a small test amount before sending the rest.

Euro transfers to Bouygues SA: is a BIC needed?

Because France is in SEPA, a euro transfer to Bouygues SA from another SEPA country usually only needs the IBAN. Many banks do not require the BIC for these payments.

Outside the euro and for senders outside SEPA, BOUYFRP1XXX or BOUYFRP1 is still required. If your banking app has a field for the BIC regardless, adding BOUYFRP1 is fine.

SEPA transfers usually arrive by the next business day. Provided no currency is converted, a SEPA transfer tends to be inexpensive; costs rise once a conversion is involved.

Euro (EUR) and conversion costs

The currency in France is the Euro (EUR). Money sent in a different currency is converted into EUR, and whoever converts it chooses the rate. There is rarely a separate line for that conversion – the cost sits in the rate.

Where the conversion happens has an effect on the final amount, since every bank sets its own rate. Check how much EUR arrives with different services; the difference between options can be larger than you expect.

The EUR rate changes throughout the day. On larger amounts, even seemingly small difference in the rate adds up quickly.

Transfer times and tracking a payment to Bouygues SA

How fast a payment arrives at Bouygues SA is determined by a few things: the currency, the number of banks in between, daily processing deadlines and differences in time zone. Bank holidays in the sending or receiving country add extra days, since banks do not process on those days. Extra checks by one of the banks may also add a delay, even when all details are correct.

When a payment takes longer than expected, ask the sending bank about the status or the UETR. Specialist transfer services often provide tracking in their app so you can see how far the payment is.

The bank that sent the money can start an official trace; the receiving side usually has nothing to trace yet. Ask the sender for the payment receipt including the reference – it helps your own bank look for the money.

Why Bouygues SA has an 8- and an 11-character code

Every SWIFT/BIC code has the same eight core characters: a four-letter bank code, a two-letter country code and a two-character location code. For Bouygues SA, that core is BOUYFRP1.

Most banks and apps accept either length. If a form requires eleven characters, enter BOUYFRP1XXX.

In practice the code is typed in capitals, without spaces or dashes. Look out for O versus 0 or I versus 1.

Scams that use SWIFT codes

Fraudsters often send fake invoices containing new bank details sent from what looks like a familiar address. The fact that BOUYFRP1 exists is no guarantee that the account is genuine.

Verify changed payment details via a separate channel, such as a phone number you already know, not by replying to the message. Pressure and requests to keep it quiet tend to be red flags; a genuine business can wait for you to check. Already paid? Contact the bank you paid from straight away and ask them to start a recall; also report it to the police.

Fraud also target the receiver: someone sends too much and wants you to return the difference. Do not act before the money has really arrived – ask Bouygues SA if something looks wrong.

Getting paid from abroad into a Bouygues SA account

Someone abroad who wants to pay you will ask for several details from you. Share the account holder’s name, your account number or IBAN, the BIC BOUYFRP1XXX and your address, which some banks require.

You can include Bouygues SA and its city as well, because some payment forms have separate fields for them. Double-check each detail before you send them.

What lands in your account is often less than what was sent. Intermediary banks may deduct a fee, and if the money is converted, a markup on the rate applies. Agree with the sender who pays which costs.