Credit Agricole CIB SWIFT/BIC code

SWIFT/BIC code of Credit Agricole CIB

Whether a recipient gives you BSUIFRPP or BSUIFRPPXXX, you are looking at the same address for Credit Agricole CIB in France. A BIC does one job: it makes sure that an international payment reaches the right bank. It comes up mostly when dealing with transfers between countries or a currency.

We wrote this page to help anyone who pays into an account at Credit Agricole CIB and wants to get the details right. The SWIFT code alone cannot identify an individual account holder; for that you need the account number or IBAN is for.

Sending EUR to Credit Agricole CIB

Accounts at Credit Agricole CIB are typically held in EUR, the national currency. A payment in a foreign currency is exchanged into EUR – and the bank that does it picks the rate. You rarely see a separate line for the conversion.

Who does the conversion has an effect on the final amount. Compare what EUR the recipient gets via different services; the difference between options can be larger than you expect.

The rate for EUR fluctuates constantly, so the amount you see is usually only valid for a short time. For regular payments, small differences in the rate make a real difference over a year.

How up to date is this code?

The directory on GoldexPay is compiled from public sources. It can happen that information here is no longer current. The figures on this page are based on our own data.

Use our data as a starting point, rather than as the last word. We are an independent comparison site and not affiliated with Credit Agricole CIB. If you notice a mistake, we appreciate a short note via the contact page.

What a transfer from Credit Agricole CIB abroad really costs

A bank transfer abroad can cost more than the fee suggests. You pay the transfer fee, possibly charges from correspondent banks along the way and, above all, the exchange rate markup when the money is converted.

Many banks rarely list their exchange rate markup as a cost. A simple test: set the rate you get next to the mid-market rate for the same moment and look at the difference.

Specialised transfer providers often offer rates closer to the mid-market rate with clearer fees. Before your next transfer, it is worth to compare what arrives via GoldexPay instead of going straight to your bank. You can still use your account at Credit Agricole CIB.

Is BSUIFRPP still correct? How to check

Have the recipient copy their bank details directly from their banking app. When the code you were given does not match BSUIFRPP or BSUIFRPPXXX, do not guess.

A wrong SWIFT code can cause a delay, a payment being sent back or additional charges for investigation. Do not forget the IBAN: a mistake there can be harder to undo than a wrong BIC.

An automatic check in your banking app only confirms that the code is valid – not that it belongs to the person you mean to pay. Where available, a name check before sending gives extra certainty. When you pay someone new, some people send a small amount first before sending the rest.

SEPA payments and the Credit Agricole CIB BIC

Inside SEPA, euro payments to an account in France use the same rules. A field for the BIC is usually optional or missing for those payments.

Outside the euro and from non-SEPA countries, BSUIFRPPXXX is still part of the payment details. Some banks and apps also ask for the BIC out of habit; if so, fill in BSUIFRPP.

Euro payments within SEPA usually arrive by the next business day, and instant transfers in seconds where both banks support them. Charges on SEPA transfers are generally low.

Head office or branch code at Credit Agricole CIB?

Our directory lists 9 SWIFT/BIC codes for Credit Agricole CIB, spread over 6 cities. Next to the head office code BSUIFRPPXXX, you will find codes for branches, departments or specific services.

In most cases there is no need to look up a branch: transfers sent to BSUIFRPPXXX are routed within Credit Agricole CIB correctly. Just use a branch code when the account holder gives you that exact code, for example on an invoice or in their bank details.

When in doubt, check with the recipient which code their bank gave them. Branch codes are more prone to change than the head office code when a bank merges or closes offices.

8 or 11 characters: BSUIFRPP versus BSUIFRPPXXX

Each SWIFT/BIC code starts with the same eight core characters: four letters for the bank, two letters for the country and two characters for the location. The result is BSUIFRPP.

Most payment forms accept both lengths. If a form asks for eleven characters, use BSUIFRPPXXX; if it wants eight, use BSUIFRPP.

As a rule the code is written in capitals and without spaces. Copying the code is safer than typing it by hand.

Getting paid from abroad into a Credit Agricole CIB account

When you are waiting for money from abroad, give the sender a complete set of details. Give them your name as the bank knows it, your account number or IBAN, the BIC BSUIFRPPXXX and your address, which some banks require.

The sender’s bank might request the address of your bank. A typo in the IBAN can be more trouble than you might think.

An incoming payment does not always arrive for the full amount. Charges on incoming payments differ per bank. For business payments, you can state who bears the costs.

Watch out for payment fraud

One of the most common tricks goes like this: you receive a request claiming that a contact now has a new bank account and that the next payment should go there. The fact that BSUIFRPP exists does not mean that the account is genuine.

Never rely on contact details from the same email that announces the new account. Pressure or requests to keep it quiet are warning signs; a genuine business can wait for you to check. If money has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money can be targeted as well: one known trick is a buyer who pays too much and then sends a request to send back the difference to another account. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

When will the money arrive at Credit Agricole CIB?

An international transfer usually takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Weekends and public holidays in either country add extra days. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

When a payment takes longer than expected, contact the sending bank for the status; with that reference banks can see where the payment is. Keep the payment confirmation until the money has arrived; it contains the details a bank needs to start a trace.

Only the sending bank is able to start an official trace; the receiving side usually has nothing to trace yet. As a recipient, it helps to look at your account to see a partial amount, since fees may have been deducted.