Crh - Caisse de Refinancement de L'habitat SA SWIFT/BIC code

SWIFT/BIC code of Crh - Caisse de Refinancement de L'habitat SA

The 8-character code CRRHFRP1 and the full code CRRHFRP1XXX refer to the same bank: Crh - Caisse de Refinancement de L'habitat SA in Paris, France. A SWIFT code shows the sending bank which institution is meant to get the money. In practice you mostly see the code on international invoices, in your banking app and in the bank details that Crh - Caisse de Refinancement de L'habitat SA provides.

We wrote this page to help people who pays into an account at Crh - Caisse de Refinancement de L'habitat SA and wants to get the details right. A SWIFT code identifies a bank or branch, not a specific account.

Where our SWIFT data comes from

The details on this page come from public sources. Banks merge, close branches and retire codes, and a directory never catches every change immediately. Counts and locations come from our own dataset and are not confirmed by Crh - Caisse de Refinancement de L'habitat SA.

Use this page as a reference, not as the final word. We are an independent comparison site for money transfers and not part of Crh - Caisse de Refinancement de L'habitat SA. Found outdated information? Tell us through the contact page.

Protect yourself against fake payment requests

Scammers often send fake invoices containing new bank details, sometimes in an email that looks completely genuine. A correct SWIFT code tells you nothing about who owns the account: scammers use real codes of real banks.

Always confirm changed bank details through a phone call on a number you know, not one from the message. Urgency or requests to keep it quiet tend to be red flags. When a payment has already gone to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: a classic trick is a buyer who pays too much followed by a request to send back the difference abroad. Do not act before the money is actually in your account – ask Crh - Caisse de Refinancement de L'habitat SA if something looks wrong.

What the XXX in CRRHFRP1XXX means

The structure of every SWIFT code is always the same: a bank code of four letters, two for the country and a two-character location code, sometimes followed by a branch code. The result is CRRHFRP1 for Crh - Caisse de Refinancement de L'habitat SA.

Many payment forms accept either length. If yours asks for eleven characters, enter CRRHFRP1XXX; if it wants eight, use CRRHFRP1.

In practice the code is written in capitals, without spaces or dashes. A single character may route a payment to another bank, so copy it carefully.

Getting paid from abroad into a Crh - Caisse de Refinancement de L'habitat SA account

When you expect money from abroad, give the sender all details at once. What they need is: your name, IBAN or account number, CRRHFRP1XXX or CRRHFRP1 and often your postal address.

Certain banks want the bank’s address. Double-check each detail before you send them.

An incoming payment will not always arrive in full. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the currency changes, a markup on the rate comes on top. For business payments, you can agree how the fees are split to avoid a shortfall.

How to check CRRHFRP1 before you pay

The most reliable source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. If the code you have does not match CRRHFRP1 or CRRHFRP1XXX, stop and ask.

With a wrong code, the payment may get stuck, be returned or end up costing more. Remember the account number: an error there can be harder to correct than a wrong code.

A format check by your bank merely tells you that the code exists. Where available, a name check before sending adds extra certainty. Sending a small amount first is worth it for a large first payment, even if it costs an extra fee.

Euro transfers to Crh - Caisse de Refinancement de L'habitat SA: is a BIC needed?

Because France is in SEPA, a euro payment to Crh - Caisse de Refinancement de L'habitat SA from another SEPA country normally only needs the IBAN. Many banks do not require the BIC in that case.

You still need CRRHFRP1XXX for non-euro payments or money from outside the SEPA area. Some forms still show a field for the BIC out of habit; in that case, enter CRRHFRP1.

Instant euro transfers are increasingly supported within SEPA – whether Crh - Caisse de Refinancement de L'habitat SA offers them for your account is worth checking. Provided no currency is converted, a SEPA transfer is cheap; it is the conversion that costs money.

How long does an international transfer to Crh - Caisse de Refinancement de L'habitat SA take?

There is no single delivery time: many land within a day, others take several business days. Transfers sent after the cut-off time or just before weekends and holidays usually go out the next business day. Occasionally a bank wants to know what the payment is for.

Many banks are connected to SWIFT gpi for faster and traceable payments. Each gpi transfer gets a unique transaction reference, the UETR that banks can use to trace it. Money transfer services often show tracking in their app so you can see where the payment is.

If the money does not arrive after a few business days, the person who paid needs to start with the bank that sent it rather than Crh - Caisse de Refinancement de L'habitat SA. On the receiving end, it helps to look at your account for a slightly lower amount.

Sending EUR to Crh - Caisse de Refinancement de L'habitat SA

The currency of France is the Euro (EUR). A payment in a foreign currency is exchanged into EUR before it reaches the account – and the bank that does it picks the rate. Each conversion eats into something, even when no fee is shown.

Who does the conversion has an effect on how much arrives. Compare how much EUR arrives via different services; the difference between options can be larger than you expect.

Rates for EUR change all the time – some services let you fix a rate in advance. With bigger transfers, even seemingly small difference in the rate can be worth more than the fee.

Choosing between the 2 SWIFT codes of Crh - Caisse de Refinancement de L'habitat SA

With 2 codes, Crh - Caisse de Refinancement de L'habitat SA is one of the banks that register individual codes for branches and departments. The main code remains CRRHFRP1XXX.

For the vast majority of payments to a private or business account, the head office code CRRHFRP1XXX is what you need. Branch codes are only needed when the account holder explicitly mentions it.

Unsure which code applies? Check with the recipient or the bank itself. Codes can change over time, so a code from an old document is not always valid.

International transfers from Crh - Caisse de Refinancement de L'habitat SA: the real cost

An international bank payment costs rather more than the fee suggests. Besides a fixed fee, correspondent or intermediary banks can take a cut, and when currencies are converted, the bank often uses a rate below the real market rate.

That exchange rate margin is often the biggest cost, and it is easy to miss. Check the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For many routes, a transfer service turns out to be cheaper than a bank. GoldexPay compares the amount that arrives with different services. You can still use your account at Crh - Caisse de Refinancement de L'habitat SA.