E-Cie Vie SWIFT/BIC code

ECIIFRP1 – the SWIFT/BIC code of E-Cie Vie

ECIIFRP1 and ECIIFRP1XXX are two spellings of the same SWIFT/BIC code, and both point to E-Cie Vie in Paris. Every bank on the SWIFT network uses these codes to route international transfers to the right institution. It comes up mainly when dealing with transfers between countries.

Further down we go through the practical side: receiving money at E-Cie Vie, paying someone in another country and how to verify a SWIFT code before you confirm a payment. A SWIFT code names a bank or branch, never a single account, which is why you always need the account number too.

Is ECIIFRP1 still correct? How to check

The safest source for a SWIFT code is the recipient’s own bank details. Compare it against ECIIFRP1 on this page.

A wrong SWIFT code can cause a delay, a returned payment or extra fees. Do not forget the IBAN: an error there can be more difficult to undo than a wrong BIC.

Many banking apps check the format of IBANs and some suggest the matching BIC, but that does not prove the account belongs to the right person. Some banks now check the payee name against the account. When you pay someone new, many people send a small amount first and wait for confirmation.

Which of the 3 codes of E-Cie Vie do you need?

We have 3 SWIFT/BIC codes for E-Cie Vie, spread over 1 cities. Next to the head office code ECIIFRP1XXX, there are codes for regional offices and specialised units.

Unless the recipient tells you otherwise, go with ECIIFRP1XXX or its short form ECIIFRP1. If you have been given a branch code, stick to it instead of swapping it for the head office code.

The best way is to copy the code directly from the account holder’s bank details. Codes for branches are more prone to be retired than the head office code when a bank merges or closes offices.

Protect yourself against fake payment requests

Be wary when someone unexpectedly wants you to send money to another account abroad. A correct SWIFT code says nothing about whether the request is genuine.

Before paying, confirm a change of bank details through a phone call, using a number you already had. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. When money was sent to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

Fraud can also target the receiver: someone claims to have sent more than agreed and asks you to return the extra via a different route. Wait until the money is actually in your account and check with E-Cie Vie if anything seems off.

The Euro and what conversion costs you

The currency of France is the Euro (EUR). When you pay another currency it has to be converted somewhere along the way – by your bank, by E-Cie Vie or by a bank in between. There is rarely a separate line for that conversion.

Where the conversion happens affects how much arrives, as rates and margins differ per bank. Often it is cheaper to send EUR directly via a provider that converts near the mid-market rate rather than letting the receiving bank convert.

The rate for EUR changes throughout the day, so the amount you see is usually only valid for a short time. For regular payments, a slightly better rate add up over time.

International transfers from E-Cie Vie: the real cost

When you transfer money to another country via E-Cie Vie, the fee you see is rarely all of what you pay. You pay the transfer fee, possibly charges from correspondent banks along the way and, most importantly, the exchange rate markup if the currency changes.

Most of the cost usually sits in the exchange rate, rather than in the fee: the bank converts using an exchange rate that includes a margin. Compare the rate you are offered with the mid-market rate. The difference is your real conversion cost.

For many routes, a transfer service is less expensive than a bank, mainly because of the exchange rate. Next time you send money, it is worth to compare the total cost on GoldexPay. Using a transfer service does not require closing your account at E-Cie Vie – you pay the provider from your own account.

8 or 11 characters: ECIIFRP1 versus ECIIFRP1XXX

Each SWIFT/BIC code starts with the same eight core characters: four letters for the bank, two letters for the country and two characters for the location. That gives you ECIIFRP1 for E-Cie Vie.

The long version has a three-character extension for a branch or department. If the last three are XXX, the code points to the head office, so ECIIFRP1XXX and ECIIFRP1 are interchangeable.

In practice the code is typed in capitals. Copying the code beats typing it by hand, because one wrong letter changes the bank.

About this information

The codes here come from publicly available data that we update regularly. Still, banks merge or change codes. Figures such as the number of codes come from our own dataset and are not confirmed by E-Cie Vie.

Treat our directory on this page as a helpful check and rely on the recipient or E-Cie Vie for the final confirmation. GoldexPay is an independent comparison service for money transfers and not affiliated with E-Cie Vie. Found an error? Tell us through the contact page so we can correct it.

Tracking a transfer to or from E-Cie Vie

A SWIFT payment usually takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Weekends and public holidays in either country can add a day or more, since banks do not process on those days. Occasionally a bank wants to know about the purpose of a payment, which can hold things up.

If the money seems late, ask the sending bank for the status. Specialist transfer services usually show a status online so you can see how far the payment has got.

The bank that sent the money can start an official trace. Request from the sender the payment receipt with the date and reference – it helps your own bank look for the money.

Euro transfers to E-Cie Vie: is a BIC needed?

Within the SEPA zone, euro transfers to an account in France use common rules and in most cases need only the IBAN. A field for the BIC is often optional for those payments.

Outside the euro and for senders outside SEPA, ECIIFRP1XXX is still required. If a payment form has a field for the BIC anyway, entering ECIIFRP1 does no harm.

Euro payments within SEPA usually arrive within one business day. Provided the payment stays in euros, the transfer tends to be cheap; costs rise once a conversion is involved.

Incoming international payments to E-Cie Vie

Someone abroad who wants to pay you needs a few details about your account. The basics are: your name, account number or IBAN, ECIIFRP1XXX and, for some countries, your postal address.

Certain banks want the bank’s address. Check the details before you send them.

The amount you receive can be lower than the amount sent. Correspondent banks can take a fee, and when currencies differ, a markup on the rate applies. Agree with the sender who covers the fees.