Ebi SA SWIFT/BIC code

Ebi SA SWIFT code: ECOCFRPP

The short code ECOCFRPP and the 11-character code ECOCFRPPXXX identify one and the same institution: Ebi SA. A SWIFT code tells the sending bank exactly which bank should receive the money. It comes up mostly when dealing with transfers between countries or a currency.

We wrote this page to help people who sends money to an account at Ebi SA and wants to get the details right. The SWIFT code on its own cannot identify an individual account holder; that is what the IBAN or account number .

Paying into Ebi SA in EUR

The local currency in France is the Euro (EUR). When you pay another currency gets converted at some point. Each conversion eats into the amount, even when no fee is shown.

Which bank converts the payment makes a difference. Check how much EUR arrives with different providers; the difference between options can be larger than you expect.

Rates for EUR change during the day, and some providers let you lock in a rate. If you pay regularly, small differences in the rate add up over time.

What to give a sender who pays you at Ebi SA

If you expect money from abroad, give the sender everything they need in one go. That means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code ECOCFRPPXXX (or ECOCFRPP) and, often, your address.

The sender’s bank may request the bank address of Ebi SA. A typo in your account number is harder to fix than you might think.

What lands in your account can be less than what was sent. Fees for incoming transfers differ from bank to bank; check the price list of Ebi SA. On invoices, you can state how the fees are split.

How long does an international transfer to Ebi SA take?

How fast a transfer reaches Ebi SA depends on several factors: the currency, how many intermediary banks are involved, cut-off times and differences in time zone. Payments made late in the day or just before weekends and holidays usually start a business day later. Compliance checks on larger or unusual payments may also cause some delay, even when all details are correct.

When a payment takes longer than expected, ask the sending bank about the tracking status. Money transfer services usually provide tracking in their app so you can see where the payment has got.

A missing payment is investigated by the sending bank, using the payment confirmation. As a recipient, you can check your statements for a slightly lower amount, since fees may have been deducted.

8 or 11 characters: ECOCFRPP versus ECOCFRPPXXX

Each SWIFT/BIC code has an 8-character core: four letters for the bank, a two-letter country code and two characters for the location. In this case, that core is ECOCFRPP.

Many banks and apps accept both lengths. If a form asks for eleven characters, enter ECOCFRPPXXX; if it wants eight, use ECOCFRPP.

As a rule the code is typed in capitals, without spaces or dashes. Look out for the letter O and the digit 0 and the letter I and the digit 1, a common source of typos.

Ebi SA: head office code versus branch codes

Having 2 codes, Ebi SA belongs to the banks that register separate codes for parts of the organisation and departments. The head office code is ECOCFRPPXXX.

Unless the recipient tells you otherwise, use ECOCFRPPXXX or its short form ECOCFRPP. Branch codes are only needed if the account holder explicitly asks for it, which is more common for corporate accounts and trade services.

Unsure which code applies? Check with the recipient or the bank itself. Branch codes are sometimes changed or retired over time.

SEPA payments and the Ebi SA BIC

Because France is part of SEPA, a euro transfer to Ebi SA from within the SEPA area normally requires just an IBAN. Most banking apps do not require the BIC in that case or fill it in for you.

A SWIFT code like ECOCFRPP still matter for payments in other currencies and when the money comes from outside SEPA. If a payment form has a field for the BIC regardless, entering ECOCFRPP does no harm.

Instant euro transfers are widely available within SEPA. Fees for SEPA transfers tend to be low, as long as no currency conversion is involved.

Paying someone abroad from your Ebi SA account

What you pay for a payment abroad has several parts – not just the fee on your screen. On top of a fixed fee, banks in between may deduct a fee, and when the money changes currency, the bank usually uses a rate that is less favourable than the actual market rate.

Banks do not show the margin on the rate as a cost – you only notice it if you compare. An easy check: put the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

Money transfer services often offer a rate near the mid-market rate. GoldexPay compares transfer providers side by side so you can see what actually arrives for the same amount sent. You can still keep your account at Ebi SA, while a cheaper service handles the conversion.

Verifying the SWIFT code of Ebi SA

Have the recipient copy their account details directly from a recent statement. Compare that code with ECOCFRPP on this page and ask if anything does not match.

With a wrong code, the payment may get stuck, bounce back or cost extra, and tracing it can take weeks. Remember the account number: an error there is more difficult to correct than a wrong BIC.

Most online banking apps validate the structure of an IBAN and some suggest the matching BIC – that confirms the format, not the owner. Where available, a name check before sending gives an extra layer of safety. A small test payment is worth it for a large first payment, even if it costs an extra fee.

Where our SWIFT data comes from

The codes here come from public sources. It can happen that a code on this page is no longer current after a merger or reorganisation. Figures such as the number of codes come from our directory.

Use our data as a reference, not as the final word: the recipient’s bank details come first. We are an independent comparison site and not affiliated with Ebi SA. Found outdated information? Let us know through the contact page and we will look into it.

Protect yourself against fake payment requests

Be alert if a contact suddenly asks you to send money to another account. That ECOCFRPP is a real code is no guarantee that the account is legitimate.

Before paying, verify a change of bank details by phone on a number you know, not one from the message. Watch out for urgent requests, unusual wording or an email address that differs by one letter. Acted too fast? Contact the bank you paid from straight away and have them try to recall the payment; also report it to the police.

Scams can also target the receiver: someone claims to have sent more than agreed and wants you to refund the extra to a new account. A screenshot of a transfer proves nothing; only your own account shows what has arrived.