Edmond de Rothschild (France) SWIFT/BIC code

COFIFRCP – the SWIFT/BIC code of Edmond de Rothschild (France)

The 8-character code COFIFRCP and the full code COFIFRCPXXX identify one and the same institution: Edmond de Rothschild (France), with its head office in Paris. Banks worldwide use BIC codes to direct international transfers to the correct bank. It comes up mainly for transfers between countries.

We wrote this page to help anyone who receives money at an account at Edmond de Rothschild (France) without mistakes. The SWIFT code on its own does not identify a personal account; that is what the IBAN or account number is for.

Euro (EUR) and conversion costs

France pays in the Euro (EUR). If you send money in a different currency gets converted at some point: by your bank, an intermediary or Edmond de Rothschild (France) itself. Each conversion costs the amount.

Who converts the money matters, because each party uses its own rate. In many cases it is cheaper if you send EUR straight away via a provider with a good rate.

Rates for EUR move all the time. For regular payments, small differences in the rate make a real difference over time.

Head office or branch code at Edmond de Rothschild (France)?

Edmond de Rothschild (France) uses 4 different SWIFT/BIC codes across 1 locations. Only one is the head office code, COFIFRCPXXX; the others belong to branches.

Unless the recipient tells you otherwise, use COFIFRCPXXX or its short form COFIFRCP. Just use a branch code when your contact explicitly asks for it.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Branch codes are more prone to change than COFIFRCPXXX when a bank merges or closes offices.

How long does an international transfer to Edmond de Rothschild (France) take?

How fast a transfer reaches Edmond de Rothschild (France) depends on a few things: the currency, the number of banks in between, cut-off times and time zones. Weekends and public holidays in either country can add extra days, since banks do not process on those days. Occasionally a bank asks about the purpose of a payment before releasing it.

When a payment takes longer than expected, contact your bank for the tracking status or the UETR. Keep the payment confirmation until the money has arrived.

A missing payment is traced by the sending bank. Ask the sender for the payment receipt with the date and reference – it helps your own bank look for the money.

Verifying the SWIFT code of Edmond de Rothschild (France)

The best place to find the correct BIC remains a document from the bank itself, such as a statement or the account details in online banking. If the code you have does not match COFIFRCP or COFIFRCPXXX, stop and ask: check with the recipient or with Edmond de Rothschild (France) directly.

Errors in the BIC are annoying rather than disastrous – usually the money comes back, minus fees and time lost. Do not forget the account number: a mistake there can be more difficult to undo than a wrong code.

A validity check in your banking app only tells you that the IBAN exists – not that it belongs to the person you mean to pay. More and more banks compare the name against the account – do not ignore a mismatch warning. A small test payment can be worth it for a large first payment.

Incoming international payments to Edmond de Rothschild (France)

A sender in another country needs several details from you. The basics are: the account holder’s name, IBAN or account number, COFIFRCPXXX or COFIFRCP and, for some countries, your home address.

It helps to add Edmond de Rothschild (France) and Paris as well, since some forms ask for it. A typo in your account number can be more trouble than you might think.

An incoming payment will not always arrive in full. Correspondent banks can take a fee, and if the currency changes, an exchange rate margin comes on top. Agree with the sender who pays which costs, especially for larger amounts.

Euro transfers to Edmond de Rothschild (France): is a BIC needed?

France is part of the SEPA area, the zone for uniform euro payments. For a standard euro transfer within SEPA, the IBAN is usually enough.

The BIC still come into play for payments in other currencies. Some banks and apps also ask for the BIC; if so, fill in COFIFRCP.

Euro payments within SEPA usually arrive by the next business day. Fees for SEPA payments tend to be low.

Paying someone abroad from your Edmond de Rothschild (France) account

When you transfer money abroad from Edmond de Rothschild (France), the fee you see is rarely all of what you pay. There is the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate if the currency changes.

That exchange rate margin tends to be the biggest item even though it is not listed as a fee. Check their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

For many currency pairs, a transfer service turns out to be cheaper than a traditional bank transfer – mostly thanks to the rate. GoldexPay compares transfer providers side by side so you can see the amount the recipient gets. You can always use your account at Edmond de Rothschild (France) as the source of the money, while a cheaper service handles the conversion.

COFIFRCP or COFIFRCPXXX – which one to use?

A BIC is made up of a few fixed parts: the first four letters identify the bank, characters five and six give the country and characters seven and eight indicate the location. In this case, that core is COFIFRCP.

Many banks and apps work with either length. If yours requires eleven characters, use COFIFRCPXXX; if it wants eight, use COFIFRCP.

In practice the code is written in capitals and without spaces. A single letter may route a payment to another bank, so copy it carefully.

Where our SWIFT data comes from

We gather SWIFT/BIC codes using publicly available data and check our list regularly. Banks reorganise, close branches and change codes – a directory can be a step behind. The figures we show are based on what is in our directory, not official figures from Edmond de Rothschild (France).

Treat our directory on this page as a handy check and rely on the recipient or Edmond de Rothschild (France) for the final confirmation. GoldexPay is not affiliated with Edmond de Rothschild (France), we only compare transfer services. If you notice something that is out of date, we welcome a message.

Scams that use SWIFT codes

One of the most common tricks goes like this: an email arrives with a message claiming that a company now has new bank details and that the next payment should go there. A correct SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Do not rely on contact details in the same message that contains the new account. Be suspicious of time pressure, unusual wording or a sender address that is slightly off. If money was sent to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: a classic trick is an overpayment and then sends a request to send back the difference. A screenshot of a transfer proves nothing; only your own account shows what has arrived.