European Fund Administration France S.a.s SWIFT/BIC code

European Fund Administration France S.a.s SWIFT code: EFALFRPP

Whether a recipient gives you EFALFRPP or EFALFRPPXXX, you are looking at the identical identifier for European Fund Administration France S.a.s in France. Every bank on the SWIFT network uses these codes to route payments between countries to the right bank. It comes up mostly for payments that cross a border or a currency.

On this page you will find how the code is put together, when it matters and which other details a transfer to or from European Fund Administration France S.a.s requires. A SWIFT code identifies a bank or branch, not a specific account; the IBAN or account number does that.

When will the money arrive at European Fund Administration France S.a.s?

There is no fixed delivery time: some land the same day or the next while others need several business days. Bank holidays in either country add a day or more to the journey. Compliance checks on larger or unusual payments may also add some delay.

When a payment takes longer than expected, contact your bank about the status or the UETR. Keep your transfer receipt until the money has arrived; it contains the details a bank needs to start a trace.

The bank that sent the money is able to start an official trace; the receiving side usually has nothing to trace yet. On the receiving end, you can look at your account to see a partial amount, since fees may have been deducted.

European Fund Administration France S.a.s: head office code versus branch codes

We have 3 SWIFT/BIC codes for European Fund Administration France S.a.s in 1 cities. Besides the head office code EFALFRPPXXX, you will find codes for individual branches and departments.

Unless the recipient tells you otherwise, go with EFALFRPPXXX or its short form EFALFRPP. A branch code only makes sense if the recipient’s bank specifically asks for it, which is more common for corporate accounts and trade services.

The best way is to take the code directly from the recipient’s invoice. Codes can change when banks reorganise, so do not rely on old paperwork.

Euro (EUR) and conversion costs

The national currency of France is the Euro (EUR). When you pay money in a different currency gets converted at some point: by your bank, an intermediary or European Fund Administration France S.a.s itself. Each conversion costs something – usually through the rate rather than a fee.

Where the conversion happens affects the final amount, since every bank sets its own rate. Transferring the money already in EUR often prevents a second conversion at the receiving end – as long as your own rate is good.

Exchange rates change all the time. On larger amounts, even small difference in the rate adds up quickly.

Where our SWIFT data comes from

We gather SWIFT/BIC codes using public sources and update them regularly. It is possible that a code here is out of date, for example after a merger. Figures such as the number of codes come from our directory and may differ from what European Fund Administration France S.a.s publishes.

Treat our directory on this page as a helpful check. GoldexPay has no connection to European Fund Administration France S.a.s, we only compare transfer services. Should you notice something that is out of date, we appreciate a short note via the contact page.

Why European Fund Administration France S.a.s has an 8- and an 11-character code

The structure of a BIC is always the same: a bank code of four letters, a two-letter country code and two for the location, sometimes followed by a branch code. That gives you EFALFRPP.

Most banks and apps work with both lengths. If a form requires eleven characters, enter EFALFRPPXXX, otherwise EFALFRPP is fine.

Leave out spaces, dots when you type EFALFRPP or EFALFRPPXXX. Pasting the code is safer than typing it by hand, because one wrong letter changes the bank.

What a transfer from European Fund Administration France S.a.s abroad really costs

An international bank payment costs rather more than the listed fee. You pay the fee for the transfer itself, possibly fees charged by intermediary banks in between and, most importantly, the exchange rate markup when the money is converted.

The real cost is often in the rate, rather than in the fee: many banks convert using an exchange rate that includes a margin. An easy check: put the bank’s rate against the mid-market rate and work out the difference on your amount.

Specialised transfer providers frequently use a rate near the mid-market rate with clearer fees. GoldexPay lists transfer providers side by side, showing what actually arrives. Using a transfer service does not mean closing your account at European Fund Administration France S.a.s: you simply pay the service from your account.

Watch out for payment fraud

Criminals regularly send fake invoices containing new bank details. That EFALFRPP is a real code does not mean that a request mentioning it is genuine.

Check changed bank details via a different channel like a call to a number from an earlier contract. Pressure and secrecy are warning signs; a genuine business can wait for you to check. Acted too fast? Call the bank you paid from without delay and have them start a recall and report the fraud.

Fraud also work the other way: someone claims to have sent too much and asks you to refund the difference via a different route. A payment confirmation from the sender is no proof – check your own account.

Euro transfers to European Fund Administration France S.a.s: is a BIC needed?

France is part of the Single Euro Payments Area (SEPA). For a regular euro transfer within SEPA, you normally only need the IBAN; many banks no longer ask for the BIC.

A SWIFT code like EFALFRPP still matter for payments in other currencies and when the money comes from outside SEPA. A few forms also show a field for the BIC out of habit; if so, fill in EFALFRPP.

Instant payments in euros have become increasingly available across SEPA. Charges on SEPA transfers are generally low, as long as no currency conversion is involved.

Is EFALFRPP still correct? How to check

The safest source for a SWIFT code is the recipient’s own bank details. If the code you have differs from EFALFRPP or EFALFRPPXXX, do not guess.

Errors in the BIC are annoying more than disastrous – usually the money comes back, minus fees and time lost. A mistake in the IBAN or account number is a bigger problem, because the money may be credited to someone else; check it just as carefully.

Many banking apps check the structure of IBANs, but that does not prove the account belongs to the right person. Where available, a name check on the recipient gives an extra layer of safety. Sending a small amount first can be worth it for a large first payment despite the extra fee.

Incoming international payments to European Fund Administration France S.a.s

A sender in another country will ask for a few details from you, and missing ones are a common cause of delays. In practice that means: your name exactly as it appears on the account, your IBAN or account number, the BIC EFALFRPPXXX and usually your postal address.

Certain sending banks also ask for the address of European Fund Administration France S.a.s; it does no harm to include it. A typo in the IBAN is more trouble than it looks.

An incoming payment will not always arrive for the full amount. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate applies. For business payments, you can agree who bears the costs.