Financiere Meeschaert SA SWIFT/BIC code

SWIFT/BIC code of Financiere Meeschaert SA

FIMHFRP1 and FIMHFRP1XXX are two ways of writing the same SWIFT/BIC code, and both point to Financiere Meeschaert SA in Paris. Every bank on the SWIFT network uses these codes to route payments between countries to the correct bank. In practice you mostly see it on invoices from abroad, in payment forms and on the account details that Financiere Meeschaert SA provides.

This page is meant to help anyone who receives money at an account at Financiere Meeschaert SA and wants to get the details right. Keep in mind that the SWIFT code just identifies the bank, not the account: the IBAN or account number does that part.

Watch out for payment fraud

One of the most common tricks works like this: an email arrives with a request claiming that a supplier now has a new bank account and that the next payment should go there. The fact that FIMHFRP1 exists is no guarantee that the account is genuine; criminals use the codes of real banks too.

Never trust a phone number in the same message that announces the new account. Watch out for time pressure, odd spelling or an email address that differs by one letter. When money has already gone to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

Scams also work the other way: someone sends more than agreed and wants you to refund the difference to a new account. Do not act before the money is actually in your account – ask Financiere Meeschaert SA if something looks wrong.

A note on our data

This directory is compiled from publicly available sources and we update it periodically. Even so, banks merge, rename themselves or change codes, so information can be out of date. Figures such as the number of codes are from our directory and may differ from what Financiere Meeschaert SA publishes.

Use this page as a starting point, rather than as the final word. We are a comparison service and not affiliated with Financiere Meeschaert SA. Should you notice something that is out of date, we welcome a short note.

How to check FIMHFRP1 before you pay

Ask the recipient to send you the bank details straight from a recent statement. Check that code against FIMHFRP1 here and ask if anything does not match.

Errors in the BIC tend to be annoying more than fatal: often the payment comes back, minus fees. An error in the account number is a bigger problem, because the money may be credited to someone else, so check that just as carefully.

Most online banking apps validate the format of an IBAN and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. Where available, a name check on the recipient gives an extra layer of safety. A small test payment is a sensible step for a large first payment, even if it costs an extra fee.

What the XXX in FIMHFRP1XXX means

The layout of a BIC is always the same: four characters for the institution, two for the country and two for the location, sometimes followed by a branch code. For Financiere Meeschaert SA, the 8-character core is FIMHFRP1.

Many payment forms work with both lengths. If yours asks for eleven characters, use FIMHFRP1XXX, otherwise FIMHFRP1 is fine.

Type the code in one piece, in capitals and without spaces. A single character can send the money to a different institution, so copy it carefully.

Choosing between the 2 SWIFT codes of Financiere Meeschaert SA

Our directory lists 2 SWIFT/BIC codes for Financiere Meeschaert SA, spread over 1 locations. Next to the head office code FIMHFRP1XXX, there are codes for individual branches and departments.

In most cases there is no need to pick a branch: transfers sent to FIMHFRP1XXX reach Financiere Meeschaert SA without problems. Just use a branch code when your contact explicitly asks for it, for example on an invoice or in their bank details.

The best way is to take the code directly from the recipient’s bank details. Branch codes are more likely to change than FIMHFRP1XXX when a bank merges or closes offices.

Incoming international payments to Financiere Meeschaert SA

When you expect money from abroad, send the payer a complete set of details. Share your name as the bank knows it, your account number or IBAN, SWIFT code FIMHFRP1XXX and your address, which some banks require.

Some sending banks want the name and address of Financiere Meeschaert SA in Paris; it does no harm to include it. Double-check the details before you send them, because the sender’s bank usually copies them as is.

An incoming payment does not always land for the full amount. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate comes on top. On invoices, it is common to agree how the fees are split.

Paying into Financiere Meeschaert SA in EUR

France pays in the Euro, code EUR. Money sent in a different currency is converted into EUR, and whoever converts it chooses the rate. There is rarely a separate charge for the conversion.

Which bank converts the money makes a difference, because each party uses its own rate. Sending the amount directly in EUR often avoids an extra conversion by Financiere Meeschaert SA – as long as your own rate is good.

Exchange rates move during the day – some services let you fix a rate in advance. With bigger transfers, even seemingly small gap in the rate adds up quickly.

Do you need FIMHFRP1 for a SEPA transfer?

France is part of the SEPA area, the zone for standardised euro payments. For a regular euro transfer from another SEPA country, the IBAN is usually enough.

The BIC does matter for payments in other currencies, and for transfers from outside SEPA. Some forms also show a field for the BIC; if so, enter FIMHFRP1 or FIMHFRP1XXX.

SEPA transfers normally land within one business day; instant payments are faster if both banks offer them. Provided the payment stays in euros, the transfer is inexpensive; costs rise once a conversion is involved.

International transfers from Financiere Meeschaert SA: the real cost

What you pay for a payment abroad has more than one component. Besides a fixed fee, correspondent or intermediary banks may deduct a fee, and when the money changes currency the bank usually applies a rate below the real market rate.

That exchange rate margin tends to be the largest item, and it is easy to miss. An easy check: put the bank’s rate next to the mid-market rate and work out the difference on your amount.

For many routes, a specialist provider is cheaper than a traditional bank transfer – mostly thanks to the rate. GoldexPay compares transfer providers side by side so you can see what actually arrives for the same amount sent. Using a transfer service does not require leaving Financiere Meeschaert SA – you pay the provider from your own account.

Transfer times and tracking a payment to Financiere Meeschaert SA

How fast a payment reaches Financiere Meeschaert SA depends on several factors: the currency, the number of banks in between, cut-off times and time zones. Transfers sent late in the day or on a weekend or public holiday often go out the next business day. Compliance checks by one of the banks may also add some delay.

When a payment takes longer than expected, contact the sending bank about the tracking status and the transaction reference; with that reference banks can see where the payment is. Save your transfer receipt until the money has arrived – you will need it for any trace request.

If the money does not arrive after a few business days, the person who paid needs to start with the bank that sent it. As a recipient, you can check your statements for a partial amount.