Ge Money Bank Sca SWIFT/BIC code

Ge Money Bank Sca SWIFT code: MOEYFRPP

The 8-character code MOEYFRPP and the 11-character code MOEYFRPPXXX refer to the same bank: Ge Money Bank Sca, with its head office in Paris. A SWIFT code shows the sending bank exactly which bank should receive the money, a bit like a postal address for banks. It comes up mostly for payments that cross a border or a currency.

On this page we explain how the code means, when you need it and which other details a transfer to or from Ge Money Bank Sca requires. The SWIFT code on its own cannot identify an individual account holder; that is what the IBAN or account number is for.

Scams that use SWIFT codes

One of the most common tricks works like this: you receive a request saying that a supplier has a new bank account and that the next payment should go there. A correct SWIFT code tells you nothing about who owns the account: scammers use real codes of real banks.

Never rely on a phone number from the same email that contains the new account. Urgency or secrecy tend to be red flags – a real supplier can wait a day. Acted too fast? Contact the bank you paid from straight away and have them try to recall the payment.

Fraud also target the receiver: someone claims to have sent too much and wants you to return the extra. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

International transfers from Ge Money Bank Sca: the real cost

If you send money to another country via Ge Money Bank Sca, the visible fee is only part of what you pay. You pay the transfer fee, possibly fees charged by intermediary banks in between and, most importantly, the exchange rate markup when the money is converted.

That exchange rate margin is often the largest item even though it is not listed as a fee. Check the rate you are offered with the mid-market rate – the rate you find on financial news sites.

Specialist money transfer services often offer rates closer to the mid-market rate with clearer fees. GoldexPay compares transfer providers side by side, showing what actually arrives. You can still use your account at Ge Money Bank Sca to fund the transfer, while a cheaper service handles the conversion.

What to give a sender who pays you at Ge Money Bank Sca

For an international payment into your account at Ge Money Bank Sca, the person paying you needs more than the BIC. Share your name as the bank knows it, your account number or IBAN, SWIFT code MOEYFRPPXXX and your address.

It helps to add Ge Money Bank Sca and Paris as well, because some payment forms have separate fields for them. Check every detail before you send them, because the sender’s bank usually copies them as is.

What lands in your account is often less than the amount sent. Charges on incoming payments differ from bank to bank. Agree with the sender who pays which costs.

How to check MOEYFRPP before you pay

The most reliable source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. When the code you were given does not match MOEYFRPP or MOEYFRPPXXX, do not guess – contact the recipient or Ge Money Bank Sca.

Errors in the SWIFT code are costly more than fatal: often the payment comes back, minus fees. Remember the account number: an error there is harder to correct than a wrong BIC.

A validity check by your bank only tells you that the IBAN is valid – not that it belongs to the person you mean to pay. Some banks now check the name with the account – do not ignore a mismatch warning. For a first payment, many people start with a small amount first.

Euro (EUR) and conversion costs

The currency in France is the Euro (EUR). Money sent in a different currency will be converted into EUR before it reaches the account, and whoever converts it chooses the rate. Each conversion costs the amount, even when no fee is shown.

Which bank converts the payment matters. Transferring the amount already in EUR often avoids an extra conversion by Ge Money Bank Sca – as long as your own rate is good.

The rate for EUR changes constantly, so the amount you see is usually only valid for a short time. With bigger transfers, a small difference in the rate adds up quickly.

Why Ge Money Bank Sca has an 8- and an 11-character code

Each SWIFT/BIC code has the same eight core characters: a four-letter bank code, two letters for the country and two characters for the location. Together, those parts form MOEYFRPP – the version you usually see online.

The full version adds a three-character extension that identify a branch or department. If the last three are XXX, they simply mean the head office.

In practice the code is typed in capitals. A wrong character may route the money to a different institution, so check it twice.

Which of the 2 codes of Ge Money Bank Sca do you need?

Our database contains 2 SWIFT/BIC codes for Ge Money Bank Sca, spread over 1 locations. Besides the head office code MOEYFRPPXXX, you will find codes for individual branches and departments.

For the vast majority of payments to a private or business account, the head office code MOEYFRPPXXX is what you need. Just use a branch code when the account holder explicitly asks for it, for example on a letter or invoice.

Not sure which code applies? Check with the recipient. Codes for branches are more likely to be retired than MOEYFRPPXXX when a bank merges or closes offices.

About this information

We collect bank codes using public sources and update them regularly. It can happen that information on this page is out of date, for example after a merger. The number of codes we show reflect our own data.

Use this page as a starting point, rather than as the final word – the bank details from the recipient are leading. We are a comparison service and not part of Ge Money Bank Sca. If you notice something that is out of date, we appreciate a message via the contact page.

How long does an international transfer to Ge Money Bank Sca take?

There is no single delivery time: many arrive the same day or the next. Weekends and public holidays in either country can add a day or more, since banks do not process on those days. Occasionally a bank wants to know about the purpose of a payment before releasing it.

A growing number of banks are connected to SWIFT gpi. Each payment carries a unique transaction reference, the UETR. Save the payment confirmation until the money has arrived – you will need it for any trace request.

If a payment has not arrived after a few business days, the person who paid should contact their own bank rather than Ge Money Bank Sca. Request from the sender the payment receipt; that often settles the question quickly.

Do you need MOEYFRPP for a SEPA transfer?

Because France is in the SEPA zone, a euro transfer to Ge Money Bank Sca from another SEPA country usually requires just an IBAN. Many banks no longer ask for the BIC for these payments.

Outside the euro and from non-SEPA countries, MOEYFRPPXXX or MOEYFRPP remains required. If a payment form has a field for the BIC regardless, adding MOEYFRPP is fine.

Instant euro transfers have become increasingly supported within SEPA; check with Ge Money Bank Sca whether it applies to your account. Provided the payment stays in euros, the transfer is cheap; it is the conversion that costs money.