Jpmorgan Chase Bank, N.a. SWIFT/BIC code

CHASFRPB – the SWIFT/BIC code of Jpmorgan Chase Bank, N.a.

CHASFRPB and CHASFRPBXXX are the short and the long form of the same bank identifier, and both point to Jpmorgan Chase Bank, N.a. in Paris. The code has a single purpose: it makes sure that money from abroad ends up at the right bank. In daily life you usually see it on invoices from abroad, in payment forms and in the bank details of Jpmorgan Chase Bank, N.a. customers.

Further down you will find the practical questions: money coming in from abroad, sending money abroad and how to check a SWIFT code before you hit send. Keep in mind that the SWIFT code only identifies the bank, not the person: the account number or IBAN does that part.

Sending EUR to Jpmorgan Chase Bank, N.a.

Most accounts at Jpmorgan Chase Bank, N.a. are usually held in EUR, the national currency. Money sent in a different currency is converted into EUR on its way to Jpmorgan Chase Bank, N.a.. Every conversion eats into something – usually through the rate rather than a fee.

Where the conversion happens has an effect on how much arrives, since every bank sets its own rate. Check what EUR the recipient gets with several providers; the difference between options can be larger than you expect.

Exchange rates move during the day. With bigger transfers, even small gap in the rate adds up quickly.

About this information

We gather SWIFT/BIC codes from publicly available data and update our list regularly. Even so, banks merge or retire codes and our data may lag behind. Figures such as the number of codes come from our directory.

Before a payment that matters, always check the BIC with the recipient’s bank or with the recipient. GoldexPay has no connection to Jpmorgan Chase Bank, N.a.; we are a comparison site for money transfers. Found outdated information? Let us know via our contact form.

Before you send: check the Jpmorgan Chase Bank, N.a. code

The most reliable source for the BIC is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Compare it against CHASFRPB here; if they differ, ask before you pay.

An incorrect BIC may lead to delays, a returned payment or extra fees along the way. Do not forget the account number: a mistake there is harder to undo than a wrong code.

A format check by your bank merely tells you that the code exists. Some banks now check the name with the account before you confirm – do not ignore a mismatch warning. Sending a small amount first is worth it for a large first payment despite the extra fee.

Paying Jpmorgan Chase Bank, N.a. in euros within SEPA

France is a member of the Single Euro Payments Area (SEPA). When you send euros within SEPA, the IBAN is usually enough; many banks no longer ask for the BIC.

For anything other than euros and for senders outside SEPA, CHASFRPBXXX or CHASFRPB remains part of the payment details. A few forms also ask for the BIC out of habit; in that case, fill in CHASFRPB.

Instant payments in euros are increasingly available within SEPA – whether Jpmorgan Chase Bank, N.a. offers them for your account is worth checking. Fees for SEPA transfers tend to be low.

Which of the 7 codes of Jpmorgan Chase Bank, N.a. do you need?

Jpmorgan Chase Bank, N.a. uses 7 separate SWIFT/BIC codes. One of them is the head office code; the others identify branches or departments, and sometimes specific services.

For the vast majority of payments to a private or business account, the head office code CHASFRPBXXX works fine. A branch code only makes sense when the recipient’s bank explicitly asks for it, which is more common for corporate accounts and trade services.

Unsure which code to use? Ask the recipient, or look at a recent statement from Jpmorgan Chase Bank, N.a.. Branch codes can change when banks reorganise, so a code from an old document is not always valid.

Watch out for payment fraud

Stay wary when a contact suddenly wants you to send money to a different account abroad. That CHASFRPB is a real code does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Check changed bank details through a separate channel, such as a phone number you already know, never via the email that asked for the change. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. If money was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

Recipients are targeted too: a classic trick is a buyer who pays too much followed by a request to refund the difference. A screenshot of a transfer proves nothing.

Incoming international payments to Jpmorgan Chase Bank, N.a.

When you are waiting for a payment from another country, send the payer all details at once. Give them your name as the bank knows it, the IBAN or account number, the BIC CHASFRPBXXX and your address.

Certain sending banks also ask for the name and address of Jpmorgan Chase Bank, N.a., so keep it at hand. A typo in your account number is harder to fix than it looks; copy them from your banking app rather than typing.

An incoming payment will not always arrive in full. Charges on incoming payments differ from bank to bank; check the price list of Jpmorgan Chase Bank, N.a.. Make clear with the sender who pays which costs, especially for larger amounts.

What the XXX in CHASFRPBXXX means

Every SWIFT/BIC code has the same eight core characters: four letters for the bank, two letters for the country and a two-character location code. That gives you CHASFRPB, the short form of the code.

The 11-character version adds a three-character extension for a branch or department. If the last three are XXX, the code points to the head office, so CHASFRPBXXX and CHASFRPB are interchangeable.

Enter the code in one piece, in upper case and without separators. Pasting the code is safer than typing it by hand, because one wrong letter changes the bank.

Sending money abroad from Jpmorgan Chase Bank, N.a.

A bank transfer abroad costs rather more than the fee suggests. On top of the transfer fee, correspondent or intermediary banks can deduct a fee, and if the money changes currency the bank usually applies a rate below the real market rate.

The real cost is often in the rate, not in the fee: the bank converts using an exchange rate with a margin built in. An easy check: put the rate you get next to the mid-market rate and look at the difference.

For a lot of currency pairs, a specialist provider is less expensive than a traditional bank transfer, mainly because of the exchange rate. GoldexPay lists transfer providers next to each other, showing what actually arrives before you commit. You can still use your account at Jpmorgan Chase Bank, N.a. as the source of the money, while a cheaper service handles the conversion.

When will the money arrive at Jpmorgan Chase Bank, N.a.?

How fast a payment arrives at Jpmorgan Chase Bank, N.a. is determined by a few things: the currency, how many intermediary banks are involved, cut-off times and time zones. Weekends and public holidays in the sending or receiving country add a day or more, since banks do not process on those days. Occasionally a bank wants to know what the payment is for.

If a transfer is late, ask your bank about the tracking status. Specialist transfer services usually provide tracking online showing where the money is.

Only the sending bank is able to start an official trace; the receiving side usually has nothing to trace yet. On the receiving end, you can check your statements for a partial amount, since fees may have been deducted.