Keb Hana Bank SWIFT/BIC code

Keb Hana Bank SWIFT code: KOEXFRPP

KOEXFRPP and KOEXFRPPXXX are two spellings of the same SWIFT/BIC code, and both point to Keb Hana Bank in Paris. Every bank on the SWIFT network uses these codes to route international transfers to the right institution. In daily life you usually see it on invoices from abroad, in payment forms and in the bank details that Keb Hana Bank provides.

This page is meant to help anyone who pays into an account at Keb Hana Bank without mistakes. A SWIFT code identifies a bank or branch, not a single account, which is why you always need the account number too.

Where our SWIFT data comes from

The directory on GoldexPay is based on public sources and is updated regularly. Still, banks merge, rename themselves or change codes. Figures such as the number of codes are from our directory and are not confirmed by Keb Hana Bank.

Before any payment that matters, confirm the BIC with the recipient’s bank or the recipient. GoldexPay is independent of Keb Hana Bank. If you notice a mistake, we appreciate a message via the contact page.

What a transfer from Keb Hana Bank abroad really costs

An international bank payment costs rather more than the listed fee. You pay the transfer fee, possibly charges from correspondent banks along the way and, most importantly, the margin on the exchange rate.

Many banks rarely list the margin on the rate separately, but you pay it all the same. Check the rate you are offered with the mid-market rate – the rate you find on financial news sites.

For a lot of routes, a specialist provider turns out to be cheaper than a traditional bank transfer, mainly because of the exchange rate. On GoldexPay you can compare the amount that arrives with different providers. You can always keep your account at Keb Hana Bank to fund the transfer, while a cheaper service handles the conversion.

Getting paid from abroad into a Keb Hana Bank account

A sender in another country needs several details about your account. In practice that means: your full name as registered with Keb Hana Bank, your IBAN or account number, the BIC KOEXFRPPXXX and sometimes your address.

Their bank might request the bank address of Keb Hana Bank; the head office in Paris is usually fine. A typo in the IBAN can be harder to fix than you might think.

An incoming payment will not always arrive in full. Correspondent banks can take a fee, Keb Hana Bank may charge for incoming payments, and when currencies differ, an exchange rate margin applies. Agree with the sender who covers the fees.

Watch out for payment fraud

Fraudsters often use payment requests containing changed bank details, sometimes in an email that looks completely genuine. A valid SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Before paying, confirm changed bank details by phone. Urgency and secrecy tend to be warning signs; a genuine business can wait for you to check. Already paid? Call your bank without delay and have them try to recall the payment and report the fraud.

Fraud also work the other way: someone claims to have sent too much and asks you to return the extra via a different route. A screenshot of a transfer is no proof.

Paying Keb Hana Bank in euros within SEPA

Within the SEPA zone, euro payments to an account in France use common rules, so the IBAN does the job in most cases. The BIC field is often optional for those payments.

A SWIFT code like KOEXFRPP still come into play for payments in other currencies. If your banking app has a field for the BIC regardless, entering KOEXFRPP does no harm.

Instant euro transfers have become increasingly supported across SEPA; check with Keb Hana Bank whether it applies to your account. As long as no currency is converted, a SEPA transfer tends to be inexpensive; it is the conversion that costs money.

What the XXX in KOEXFRPPXXX means

The layout of every SWIFT code never changes: four characters for the institution, two for the country and two for the location. For Keb Hana Bank, the 8-character core is KOEXFRPP.

XXX at the end of KOEXFRPPXXX does not stand for a missing value or an error: it indicates the main office of Keb Hana Bank. Some forms insist on 11 characters, and then you can add XXX after KOEXFRPP.

Do not add spaces or dashes when you enter KOEXFRPP. Pasting the code is safer than typing it by hand.

How to check KOEXFRPP before you pay

Ask the recipient to send you their account details straight from a recent statement. Check that code against KOEXFRPP on this page and ask if anything does not match.

With a wrong code, the payment might be delayed, be returned or cost extra. An error in the account number can be a bigger problem, so check that just as carefully.

A format check in your banking app merely confirms that the IBAN is valid. Where available, a name check on the recipient adds an extra layer of safety. For a first payment, some people start with a small test amount before sending the rest.

Transfer times and tracking a payment to Keb Hana Bank

There is no fixed delivery time for every transfer: some land the same day or the next while others need several business days. Bank holidays in the sending or receiving country can add a day or more to the journey. Occasionally a bank wants to know what the payment is for before releasing it.

Many banks use SWIFT gpi. Every payment carries a unique transaction reference, the UETR that banks can use to trace it. Specialist transfer services often show a status in their app so you can see how far the payment is.

If the money does not arrive after a few business days, the sender needs to start with their own bank. On the receiving end, you can check your statements for a slightly lower amount because fees can reduce the amount.

Euro (EUR) and conversion costs

Most accounts at Keb Hana Bank are typically held in EUR, the national currency of France. When you pay money in a different currency gets converted somewhere along the way. Every conversion costs something – usually through the rate rather than a fee.

Who converts the payment makes a difference. Sending the money directly in EUR usually avoids a second conversion at the receiving end.

Rates for EUR change all the time. On larger amounts, even small difference in the rate adds up quickly.

Head office or branch code at Keb Hana Bank?

Having 2 codes, Keb Hana Bank belongs to the banks that use individual codes for parts of the organisation and departments. The main code is KOEXFRPPXXX.

For the vast majority of payments to a private or business account, the head office code KOEXFRPPXXX is the right choice. If you have been given a branch code, stick to it rather than swapping it with the head office code.

Not sure which code to use? Ask the recipient. Branch codes are more likely to be retired than the head office code when a bank merges or closes offices.