Mutuelle Generale de la Police SWIFT/BIC code

What MGPNFRP1 means for a payment to Mutuelle Generale de la Police

If an invoice shows MGPNFRP1 or MGPNFRP1XXX, you are looking at the same address for Mutuelle Generale de la Police in France. Every bank on the SWIFT network uses these codes to route international transfers to the right bank. In practice you usually see it on invoices from abroad, in your banking app and in the bank details of Mutuelle Generale de la Police customers.

On this page you will find how the code means, when it matters and what else you need for a transfer to or from Mutuelle Generale de la Police. The SWIFT code alone cannot identify a personal account; that is what the IBAN or account number .

Head office or branch code at Mutuelle Generale de la Police?

With 2 codes, Mutuelle Generale de la Police is one of the banks that register separate codes for branches. The head office code is MGPNFRP1XXX.

For most incoming transfers, the head office code MGPNFRP1XXX is the right choice. Only use a branch code when the recipient explicitly asks for it, for example on a letter or invoice.

Unsure which code applies? Check with the recipient or the bank itself. Codes for branches are more likely to change than MGPNFRP1XXX.

How to check MGPNFRP1 before you pay

The best place to find the right code is paperwork issued by the bank. If the code you have differs from MGPNFRP1 or MGPNFRP1XXX, do not guess – contact the recipient or Mutuelle Generale de la Police.

With a wrong code, the transfer may be delayed, be returned or end up costing more – sometimes after weeks of searching. A mistake in the IBAN or account number can be more serious, because the money may be credited to someone else, so check that just as carefully.

Most online banking apps check the format of IBANs and some suggest the matching BIC. Where available, a name check on the recipient adds extra certainty. A small test payment can be a sensible step for a large first payment.

The Euro and what conversion costs you

France pays in the Euro. A payment in a foreign currency is converted into EUR – and the bank that does it picks the rate. There is rarely a separate charge for that conversion; it is built into the rate.

Where the conversion happens has an effect on how much arrives, since every bank sets its own rate. Check what EUR the recipient gets with several services.

The rate for EUR fluctuates constantly and quotes are often valid only for a short time. On larger amounts, a seemingly small difference in the rate adds up quickly.

About this information

We collect SWIFT/BIC codes using public sources and check them regularly. Institutions merge, close branches and retire codes. Figures such as the number of codes come from our own dataset.

Treat our directory on this page as a handy check and rely on the recipient or Mutuelle Generale de la Police for the final confirmation. GoldexPay is not affiliated with Mutuelle Generale de la Police, we only compare transfer services. If you notice something that is out of date, we welcome a message via the contact page.

Watch out for payment fraud

Be wary if someone suddenly asks you to pay into a different account abroad. A real SWIFT code tells you nothing about whether the request is genuine.

Before paying, verify a change of bank details by phone. Watch out for time pressure, unusual wording or an email address that differs by one letter. Acted too fast? Contact your bank straight away and ask them to try to recall the payment; also report it to the police.

People receiving money can be targeted as well: a classic trick is an overpayment and then sends a request to send back the difference abroad. Do not act before the money is actually in your account and check with Mutuelle Generale de la Police if anything seems off.

How long does an international transfer to Mutuelle Generale de la Police take?

How quickly a transfer reaches Mutuelle Generale de la Police depends on a few things: which currency you send, the number of banks in between, cut-off times and time zones. Bank holidays in the sending or receiving country can add a day or more to the journey. Sometimes a bank asks what the payment is for before releasing it.

Many banks use SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique reference, the UETR that banks can use to trace it. Specialist transfer services usually show a status in their app showing where the payment is.

The bank that sent the money is able to request a trace; the receiving side usually has nothing to trace yet. Request from the sender a copy of the payment confirmation including the reference.

Sending money abroad from Mutuelle Generale de la Police

The price of a payment abroad has more than one component, and the transfer fee is only the most visible one. On top of a fixed fee, banks in between can deduct a fee, and if currencies are converted the bank usually uses a rate below the actual market rate.

Most of the cost usually sits in the exchange rate: the bank converts using an exchange rate that includes a margin. Compare the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

Specialist money transfer services often offer rates closer to the mid-market rate and lower fees. GoldexPay lists these services side by side so you can see what actually arrives. You can always use your account at Mutuelle Generale de la Police as the source of the money.

Incoming international payments to Mutuelle Generale de la Police

When you expect a payment from another country, send the payer a complete set of details. The basics are: your name, account number or IBAN, MGPNFRP1XXX and, for some countries, your home address.

The sender’s bank might request the bank address of Mutuelle Generale de la Police; the head office in Creteil is usually fine. Check every detail before you share them.

What lands in your account is often lower than what was sent. Fees for incoming transfers vary per bank – the price list of Mutuelle Generale de la Police tells you what applies. Make clear with the sender who pays which costs, especially for larger amounts.

MGPNFRP1 or MGPNFRP1XXX – which one to use?

A SWIFT code is built from a few fixed parts: characters one to four stand for the bank, characters five and six give the country and characters seven and eight mark the location. The result is MGPNFRP1 for Mutuelle Generale de la Police.

Most banks and apps accept either length. If a form asks for eleven characters, use MGPNFRP1XXX.

As a rule the code is typed in capitals, without spaces or dashes. Copying the code is safer than retyping it: a typo can point to another bank.

SEPA payments and the Mutuelle Generale de la Police BIC

France is part of the Single Euro Payments Area (SEPA), the zone for uniform euro payments. When you send euros within SEPA, the IBAN is usually enough and the BIC is often filled in automatically.

You still need MGPNFRP1XXX when sending payments in other currencies or transfers from countries outside SEPA. If your banking app has a field for the BIC anyway, adding MGPNFRP1 does no harm.

SEPA transfers usually arrive by the next business day, and instant transfers in seconds where both banks support them. As long as the payment stays in euros, a SEPA transfer tends to be cheap; costs rise once a conversion is involved.