Natixis Global Asset Management SA SWIFT/BIC code

SWIFT/BIC code of Natixis Global Asset Management SA

The 8-character code NGAAFRP1 and the full code NGAAFRP1XXX identify the same bank: Natixis Global Asset Management SA, with its head office in Paris. Every bank on the SWIFT network uses these codes to direct international transfers to the correct institution. In practice you mostly come across it on international invoices, in payment forms and on the account details of Natixis Global Asset Management SA customers.

We wrote this page to help people who sends money to an account at Natixis Global Asset Management SA without mistakes. A SWIFT code names an institution, not a specific account, which is why you always need the account number too.

Changed bank details? Be careful

A common scam goes like this: an email arrives with a request claiming that a contact has new bank details. That NGAAFRP1 is a real code is no guarantee that the account is legitimate.

Verify changed bank details through a different channel. Urgency and requests to keep it quiet are warning signs; a genuine business can wait for you to check. Acted too fast? Call your bank without delay and ask them to try to recall the payment.

Recipients can be targeted as well: one known trick is a buyer who pays too much and then sends a request to refund the difference to another account. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

Getting paid from abroad into a Natixis Global Asset Management SA account

When you are waiting for money from abroad, give the sender a complete set of details. Share your name as the bank knows it, the IBAN or account number, SWIFT code NGAAFRP1XXX and your address, which some banks require.

It helps to add Natixis Global Asset Management SA and Paris as well. A mistake in your account number is harder to fix than it looks; copy them from your banking app rather than typing.

Do not be surprised if the amount credited is below the amount on the sender’s receipt. Charges on incoming payments differ per bank – the price list of Natixis Global Asset Management SA tells you what applies. Make clear with the sender who covers the fees, especially for larger amounts.

Tracking a transfer to or from Natixis Global Asset Management SA

An international transfer typically needs one to a few business days, depending on the currency, the route and the banks involved. Bank holidays in either country add extra days. Extra checks on larger or unusual payments can also cause a delay, regardless of the details.

When a payment takes longer than expected, ask your bank about the status or the UETR; with that reference banks can see where the payment is. Specialist transfer services usually show tracking in their app showing how far the payment has got.

If a payment has not arrived after a few business days, the person who paid needs to start with their own bank. Request from the sender a copy of the payment confirmation including the reference.

Why Natixis Global Asset Management SA has an 8- and an 11-character code

A SWIFT code is built from fixed blocks: characters one to four stand for the bank, characters five and six show the country and characters seven and eight mark the location. Combined, these eight characters form NGAAFRP1, the code most people search for.

Many payment forms accept either length. If yours asks for eleven characters, use NGAAFRP1XXX, otherwise NGAAFRP1 is fine.

Type the code as one block, in capitals and without spaces, exactly as shown here. Look out for the letter O and the digit 0 or the letter I and the digit 1; they are easy to mix up.

SEPA payments and the Natixis Global Asset Management SA BIC

Within the SEPA zone, euro payments to Natixis Global Asset Management SA use common rules. The BIC field is usually optional or missing in that case.

You will still need NGAAFRP1XXX when sending payments in other currencies or money from outside the SEPA area. Some forms also ask for the BIC; if so, enter NGAAFRP1 or NGAAFRP1XXX.

Instant payments in euros are increasingly available within SEPA. Provided no currency is converted, a SEPA transfer is cheap; costs rise once a conversion is involved.

Paying into Natixis Global Asset Management SA in EUR

France uses the Euro. If you send money in a different currency has to be converted at some point – by your bank, by Natixis Global Asset Management SA or by a bank in between. There is rarely a separate line for the conversion – the cost sits in the rate.

Where the conversion happens has an effect on how much arrives, since every bank sets its own rate. Check what EUR the recipient gets via several services before choosing one.

Exchange rates move all the time. On larger amounts, even small difference in the rate adds up quickly.

Which of the 2 codes of Natixis Global Asset Management SA do you need?

Natixis Global Asset Management SA has 2 different SWIFT/BIC codes. Only one is the head office code; the others identify branches, and sometimes internal departments.

In most cases there is no need to pick a branch: payments addressed to NGAAFRP1XXX are routed within Natixis Global Asset Management SA correctly. Only use a branch code when the recipient gives you that exact code, for example on a letter or invoice.

Not sure which code to use? Ask the recipient, or look at a recent statement from Natixis Global Asset Management SA. Branch codes can change over time.

Verifying the SWIFT code of Natixis Global Asset Management SA

Have the recipient send you their account details directly from a recent statement. If the code you have differs from NGAAFRP1 or NGAAFRP1XXX, do not guess: check with the recipient or with Natixis Global Asset Management SA directly.

An incorrect BIC may lead to delays, a payment being sent back or extra fees for investigation. Remember the IBAN: an error there is harder to undo than a wrong code.

Most online banking apps validate the format of IBANs – that confirms the format, not the owner. Where available, a payee name check on the recipient gives extra certainty. For a first payment, some people start with a small amount first.

What a transfer from Natixis Global Asset Management SA abroad really costs

A bank transfer abroad can cost more than the fee suggests. You pay the transfer fee, possibly charges from correspondent banks in between and, above all, the margin on the exchange rate if the currency changes.

Banks do not show their exchange rate markup separately. An easy check: set the bank’s rate against the mid-market rate for the same moment and look at the difference.

Specialised transfer providers often use a rate near the mid-market rate and lower fees. GoldexPay lists transfer providers next to each other so you can see the amount the recipient gets before you commit. Choosing a specialist does not require leaving Natixis Global Asset Management SA: you simply pay the service from your account.

How up to date is this code?

We collect bank codes from public sources and check them from time to time. Even so, banks merge, rename themselves or change codes, so information can be out of date. Figures such as the number of codes come from our directory and may differ from what Natixis Global Asset Management SA publishes.

Use our data as a reference, rather than as the final word: the recipient’s bank details come first. We are a comparison service for money transfers and not affiliated with Natixis Global Asset Management SA. If you notice something that is out of date, we welcome a message via the contact page.