Quantam SA SWIFT/BIC code

SWIFT/BIC code of Quantam SA

The 8-character code QUNMFRP1 and the 11-character code QUNMFRP1XXX identify the same bank: Quantam SA. Every bank on the SWIFT network uses these codes to direct payments between countries to the correct bank. It comes up mainly for payments that cross a border or a currency.

Further down we go through the practical questions: receiving money at Quantam SA, sending money abroad and how to verify a SWIFT code before you confirm a payment. The BIC names a bank or branch, never a single account; the IBAN or account number does that.

QUNMFRP1 or QUNMFRP1XXX – which one to use?

The structure of a BIC never changes: four characters for the institution, a two-letter country code and two for the location. For Quantam SA, that core is QUNMFRP1.

XXX at the end of QUNMFRP1XXX does not stand for a missing value or an error: it indicates the main office of Quantam SA. Certain payment forms ask for 11 characters, and then you simply add XXX behind QUNMFRP1.

As a rule the code is typed in capitals and without spaces. A single letter can send a payment to a different institution, so check it twice.

Quantam SA: head office code versus branch codes

Our database contains 2 SWIFT/BIC codes for Quantam SA. Next to the head office code QUNMFRP1XXX, there are codes for branches, departments or specific services.

For the vast majority of incoming transfers, the head office code QUNMFRP1XXX is what you need. A branch code only makes sense when the account holder explicitly mentions it.

Unsure which code applies? Check with the recipient, or look at a recent statement from Quantam SA. Codes for branches are more likely to change than the head office code when a bank merges or closes offices.

What to give a sender who pays you at Quantam SA

If you expect money from abroad, send the payer all details at once. The basics are: the account holder’s name, IBAN or account number, QUNMFRP1XXX and often your postal address.

Some banks want the name and address of Quantam SA in Paris, so keep it at hand. Check the details before you send them, because the sender’s bank usually copies them as is.

Do not be surprised if the amount credited is smaller than what the sender paid. Fees for incoming transfers vary per bank. On invoices, you can state who bears the costs to avoid a shortfall.

Sending EUR to Quantam SA

France uses the Euro, code EUR. When you pay money in a different currency has to be converted at some point. You rarely see a separate line for the conversion; it is built into the rate.

Who converts the money matters. Compare how much EUR arrives with several providers.

Exchange rates move all the time, and some providers let you lock in a rate. For regular payments, small differences in the rate add up over time.

When will the money arrive at Quantam SA?

A SWIFT payment typically needs anywhere from one to several business days – it depends on currency, route and the banks in between. Payments made after the cut-off time or just before a weekend or public holiday usually go out a business day later. Compliance checks on larger or unusual payments may also cause a delay, even when all details are correct.

When a payment takes longer than expected, contact the sending bank about the tracking status and the transaction reference. Money transfer services usually show tracking online showing where the money has got.

A delayed transfer has to be traced from the sending side on the basis of the transfer details. On the receiving end, you can check your statements to see a slightly lower amount because fees can reduce the amount.

About this information

The directory on GoldexPay is based on public sources and we update it periodically. It is possible that information on this page is no longer current, for example after a merger. The figures on this page reflect what is in our directory, not official figures from Quantam SA.

For any payment that matters, check the code with the recipient’s bank or with the recipient. We are an independent comparison service for money transfers and not affiliated with Quantam SA. Found an error? Tell us via our contact form.

Before you send: check the Quantam SA code

The most reliable source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. When the code you were given does not match QUNMFRP1 or QUNMFRP1XXX, do not guess: check with the recipient or with Quantam SA directly.

Mistakes in the SWIFT code are costly more than disastrous. Do not forget the IBAN: an error there can be more difficult to undo than a wrong BIC.

An automatic check in your banking app only tells you that the code exists. If your bank offers it, a name check on the recipient adds extra certainty. When you pay someone new, some people start with a small amount first before sending the rest.

Scams that use SWIFT codes

One of the most common tricks goes like this: you receive a message claiming that a supplier now has new bank details. The fact that QUNMFRP1 exists is no guarantee that a request mentioning it is genuine; criminals use the codes of real banks too.

Never rely on contact details in the same message that announces the new account. Watch out for urgent requests, odd spelling or a sender address that is slightly off. Acted too fast? Call your bank without delay and ask them to start a recall and report the fraud.

Recipients can be targeted as well: a classic trick is a buyer who pays too much followed by a request to refund the difference abroad. Wait until the money is actually in your account.

Paying Quantam SA in euros within SEPA

Within the SEPA zone, euro payments to Quantam SA follow common rules. A field for the BIC is often optional in that case.

A SWIFT code like QUNMFRP1 still come into play for payments in other currencies and when the money comes from outside SEPA. Some banks and apps also show a field for the BIC out of habit; if so, fill in QUNMFRP1.

Instant payments in euros are widely supported within SEPA. Provided no currency is converted, the transfer is cheap.

International transfers from Quantam SA: the real cost

A bank transfer abroad can cost more than the fee suggests. On top of a fixed fee, correspondent or intermediary banks may take a cut, and when currencies are converted the bank often uses a rate that is less favourable than the actual market rate.

Many banks do not list their exchange rate markup separately. A simple test: set the bank’s rate next to the mid-market rate and look at the difference.

Specialist money transfer services frequently offer a rate near the mid-market rate and lower fees. GoldexPay compares these services next to each other so you can see the amount the recipient gets before you commit. Using a transfer service does not mean closing your account at Quantam SA.