Rothschild and Cie Banque SWIFT/BIC code

RCBPFRPP – the SWIFT/BIC code of Rothschild and Cie Banque

Whether you are given RCBPFRPP or RCBPFRPPXXX, you are looking at the same address for Rothschild and Cie Banque in France. A SWIFT code tells the sending bank which institution is meant to get the money, a bit like a postal address for banks. In daily life you usually see the code on invoices from abroad, in your banking app and in the bank details of Rothschild and Cie Banque customers.

Below you will find the practical side: money coming in from abroad, paying someone in another country and how to verify a SWIFT code before you hit send. Keep in mind that the BIC just identifies the bank, not the account: the account number or IBAN takes care of that.

How long does an international transfer to Rothschild and Cie Banque take?

There is no fixed answer for international payments: many land within a day while others need several business days. Transfers sent after the cut-off time or on weekends and holidays usually go out the next business day. Occasionally a bank asks about the purpose of a payment before releasing it.

When a payment takes longer than expected, contact the sending bank about the status and the transaction reference so they can trace it along the chain. Save the payment confirmation until the recipient confirms – you will need it for any trace request.

The bank that sent the money is able to request a trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. On the receiving end, it helps to look at your account to see a slightly lower amount, since fees may have been deducted.

What to give a sender who pays you at Rothschild and Cie Banque

A sender in another country will ask for a few details from you. Give them your name as the bank knows it, your account number or IBAN, SWIFT code RCBPFRPPXXX and your address.

Some banks want the address of Rothschild and Cie Banque in Paris, so keep it at hand. A mistake in your account number is more trouble than you might think, so copy the details from your online banking.

Expect that the incoming amount is smaller than what the sender paid. Correspondent banks can take a fee and your own bank may charge for processing, and if the currency changes, a markup on the rate comes on top. On invoices, you can state how the fees are split to avoid a shortfall.

What a transfer from Rothschild and Cie Banque abroad really costs

An international bank payment costs more than the fee suggests. Besides the transfer fee, correspondent or intermediary banks may take a cut, and if currencies are converted, the bank usually uses a rate that is less favourable than the actual market rate.

Banks do not list their exchange rate markup as a cost – you only notice it if you compare. Check the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For a lot of routes, a transfer service is cheaper than a traditional bank transfer, mainly because of the exchange rate. GoldexPay lists these services side by side, showing the amount the recipient gets for the same amount sent. You can still use your account at Rothschild and Cie Banque, while a cheaper service handles the conversion.

Euro transfers to Rothschild and Cie Banque: is a BIC needed?

France is a member of the Single Euro Payments Area (SEPA). For a standard euro transfer within SEPA, the IBAN is usually enough.

Outside the euro and for senders outside SEPA, RCBPFRPPXXX or RCBPFRPP remains required. A few banks and apps still ask for the BIC out of habit; in that case, enter RCBPFRPP or RCBPFRPPXXX.

SEPA transfers usually arrive within one business day, and instant transfers in seconds where both banks support them. Fees for SEPA payments are generally low.

About this information

The directory on GoldexPay is based on public sources and we update it periodically. Even so, banks merge, rename themselves or change codes, so information can be out of date. Figures such as the number of codes come from our own dataset.

For a payment that matters, always check the BIC with Rothschild and Cie Banque or with the recipient. GoldexPay is independent of Rothschild and Cie Banque; we are a comparison site for money transfers. Spotted outdated information? Tell us through the contact page and we will look into it.

RCBPFRPP or RCBPFRPPXXX – which one to use?

The structure of every SWIFT code never changes: four characters for the institution, a two-letter country code and a two-character location code, sometimes followed by a branch code. For Rothschild and Cie Banque, the 8-character core is RCBPFRPP.

The long version has three more characters for a branch or department. If the last three are XXX, the code points to the head office.

Leave out spaces when you enter RCBPFRPP or RCBPFRPPXXX. A wrong character can send the money to another bank, so copy it carefully.

Rothschild and Cie Banque: head office code versus branch codes

Having 2 codes in 1 locations, Rothschild and Cie Banque belongs to the banks that register separate codes for branches and departments. The head office code remains RCBPFRPPXXX.

Unless the recipient tells you otherwise, go with RCBPFRPPXXX. When you receive a specific code, stick to it instead of replacing it with the head office code.

The safest route is to copy the code straight from the account holder’s statement. Branch codes can change over time, so a code from an old document is not always valid.

Verifying the SWIFT code of Rothschild and Cie Banque

Have the recipient copy their bank details directly from their online banking. Compare that code against RCBPFRPP on this page and ask if anything does not match.

A wrong SWIFT code can cause delays, a returned payment or extra fees for investigation. An error in the IBAN or account number can be more serious, because the money may be credited to someone else; check it just as carefully.

Most online banking apps validate the structure of IBANs and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. Some banks now check the name against the account before you confirm; take any warning seriously. For a first payment, many people start with a small test amount before sending the rest.

The Euro and what conversion costs you

France pays in the Euro. When you pay money in a different currency, the amount gets converted somewhere along the way – by your bank, by Rothschild and Cie Banque or by a bank in between. Each conversion costs the amount.

Who does the conversion has an effect on the final amount, as rates and margins differ per bank. Check how much EUR the recipient gets with different services.

Exchange rates change all the time. With bigger transfers, even seemingly small difference in the rate can be worth more than the fee.

Protect yourself against fake payment requests

One of the most common tricks goes like this: an email arrives with a message claiming that a supplier now has new bank details. That RCBPFRPP is a real code is no guarantee that the account is genuine – fraudsters use real bank codes as well.

Always verify changed bank details by phone. Be suspicious of urgent requests, odd spelling or a sender address that is slightly off. When money has already gone to a fraudster, call your bank right away – speed improves the chance of getting it back.

Scams also target the receiver. Someone claims to have sent too much and wants you to refund the extra via a different route. Do not act before the money is actually in your account – ask Rothschild and Cie Banque if something looks wrong.