Sanofi SA SWIFT/BIC code

SWIFT/BIC code of Sanofi SA

The short code SAAVFRPP and the 11-character code SAAVFRPPXXX refer to one and the same institution: Sanofi SA in Paris, France. A SWIFT code tells the banks handling a payment exactly which bank should receive the money, much like a postcode for banks. In daily life you mostly come across it on international invoices, in your banking app and in the bank details that Sanofi SA provides.

Further down we go through the practical questions: receiving money at Sanofi SA, paying someone in another country and how to verify a SWIFT code before you confirm a payment. The BIC identifies an institution, not a specific account, which is why you always need the account number too.

A note on our data

The details on this page are taken from public sources. It can happen that information on this page is no longer current. The figures we show are based on our own data.

See our directory here as a helpful check, and let the details from the recipient or Sanofi SA have the final say. GoldexPay has no connection to Sanofi SA; we are a comparison site for money transfers. Spotted outdated information? Tell us via our contact form.

Paying into Sanofi SA in EUR

The national currency of France is the Euro (EUR). Money sent in a different currency is converted into EUR on its way to Sanofi SA, and whoever converts it chooses the rate. Every conversion eats into something, even when no fee is shown.

Which bank converts the money makes a difference, because each party uses its own rate. Transferring the amount already in EUR often prevents a second conversion.

Exchange rates change during the day – some services let you fix a rate in advance. With bigger transfers, a small difference in the rate can be worth more than the fee.

Euro transfers to Sanofi SA: is a BIC needed?

Because France is part of SEPA, a euro transfer into Sanofi SA from another SEPA country normally requires just the IBAN. Many banks no longer ask for the BIC for these payments.

For anything other than euros and for senders outside SEPA, SAAVFRPPXXX or SAAVFRPP remains part of the payment details. A few banks and apps still show a field for the BIC; in that case, fill in SAAVFRPP.

Instant payments in euros have become increasingly supported within SEPA. Provided no currency is converted, the transfer is cheap.

Which of the 2 codes of Sanofi SA do you need?

Sanofi SA uses 2 separate SWIFT/BIC codes across 1 cities. One of them is the head office code, SAAVFRPPXXX; the others identify branches or departments.

If nobody asks you for a branch code, go with SAAVFRPPXXX. Only use a branch code when the recipient gives you that exact code, for example on an invoice or in their bank details.

The safest route is to take the code straight from the recipient’s invoice. Branch codes are sometimes changed or retired over time, so do not rely on old paperwork.

Scams that use SWIFT codes

Scammers regularly use fake invoices containing new bank details, sometimes in an email that looks completely genuine. The fact that SAAVFRPP exists does not mean that the account is legitimate; criminals use the codes of real banks too.

Check new bank details via a different channel, such as a phone number you already know, never via the email that asked for the change. Be suspicious of urgent requests, odd spelling or a sender address that is slightly off. If a payment was sent to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

People receiving money are targeted too: a classic trick is a buyer who pays too much and then sends a request to refund the difference. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Paying someone abroad from your Sanofi SA account

The price of a payment abroad has several parts. On top of a fixed fee, banks in between may take a cut, and when currencies are converted, the bank usually applies a rate that is less favourable than the real market rate.

The real cost is often in the rate, rather than in the fee: many banks convert using an exchange rate that includes a margin. Check their rate against the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

Money transfer services often offer a rate near the mid-market rate. Next time you send money, take a minute comparing what arrives via GoldexPay instead of going straight to your bank. You can always use your account at Sanofi SA.

Is SAAVFRPP still correct? How to check

Ask the recipient to send you the account details directly from their banking app. When the code you were given differs from SAAVFRPP or SAAVFRPPXXX, stop and ask: check with the recipient or with Sanofi SA directly.

Mistakes in the SWIFT code tend to be costly more than fatal – usually the money comes back, minus fees and time lost. Remember the IBAN: an error there is harder to undo than a wrong BIC.

Many banking apps check the structure of IBANs – that confirms the format, not the owner. Some banks now check the name with the account. When you pay someone new, many people send a small amount first and wait for confirmation.

What to give a sender who pays you at Sanofi SA

When you expect money from abroad, send the payer everything they need in one go. Give them your name as the bank knows it, your account number or IBAN, the BIC SAAVFRPPXXX and your address.

Certain sending banks want the bank’s address in Paris; it does no harm to include it. A mistake in the IBAN can be more trouble than it looks.

The amount you receive can be less than the amount sent. Fees for incoming transfers vary from bank to bank; check the price list of Sanofi SA. Make clear with the sender who covers the fees.

When will the money arrive at Sanofi SA?

An international transfer typically takes one to a few business days, depending on the currency, the route and the banks involved. Bank holidays in the sending or receiving country can add extra days, since banks do not process on those days. Compliance checks by one of the banks may also cause a delay, regardless of the details.

Many banks use SWIFT gpi. Each payment carries a unique reference, the UETR that banks can use to trace it. Specialist transfer services usually provide tracking online showing where the money has got.

If a payment has not arrived after a few business days, the person who paid needs to start with the bank that sent it. As a recipient, it helps to look at your account for a partial amount because fees can reduce the amount.

8 or 11 characters: SAAVFRPP versus SAAVFRPPXXX

Each SWIFT/BIC code starts with an 8-character core: four letters for the bank, a two-letter country code and a two-character location code. Together, those parts form SAAVFRPP – the version you usually see online.

XXX at the end of SAAVFRPPXXX does not stand for a placeholder or an error: it stands for the main office of Sanofi SA. Some forms insist on 11 characters, in which case you can enter XXX behind SAAVFRPP.

Type the code as one block, in upper case and without separators, exactly as shown here. Look out for the letter O and the digit 0 or the letter I and the digit 1, a common source of typos.