Scor SE SWIFT/BIC code

SWIFT/BIC code of Scor SE

The short code SCRRFRP1 and the full code SCRRFRP1XXX identify one and the same institution: Scor SE, with its head office in Paris. The code does one job: it makes sure that a cross-border transfer ends up at the right bank. You will need it mainly for payments that cross a border and payments in foreign currencies.

This page is meant to help anyone who sends money to an account at Scor SE without mistakes. Keep in mind that the BIC only identifies the bank, not the person: the account number or IBAN does that part.

How long does an international transfer to Scor SE take?

A SWIFT payment typically takes anywhere from one to several business days. Bank holidays in either country add extra days, since banks do not process on those days. Compliance checks by one of the banks may also add a delay, even when all details are correct.

If the money seems late, contact the sending bank for the tracking status; with that reference banks can see where the payment is. Specialist transfer services often provide a status in their app so you can see how far the payment is.

Only the sending bank is able to request a trace or a recall; the receiving side usually has nothing to trace yet. On the receiving end, you can look at your account for a slightly lower amount because fees can reduce the amount.

What a transfer from Scor SE abroad really costs

What you pay for a payment abroad is made up of more than one component. You pay the transfer fee, possibly charges from correspondent banks in between and, above all, the margin on the exchange rate if the currency changes.

Banks do not list their exchange rate markup as a cost – you only notice it if you compare. Check their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For a lot of currency pairs, a transfer service is cheaper than a traditional bank transfer – mostly thanks to the rate. Next time you send money, it is worth comparing what arrives on GoldexPay rather than accepting the bank’s rate by default. You can still use your account at Scor SE to fund the transfer.

A note on our data

The directory on GoldexPay is based on publicly available sources. It can happen that information here is out of date after a merger or reorganisation. The number of codes on this page reflect our own data.

Treat this page as a reference, rather than as the last word: the recipient’s bank details come first. GoldexPay is not affiliated with Scor SE, we only compare transfer services. Found outdated information? Let us know through the contact page so we can correct it.

The Euro and what conversion costs you

The national currency of France is the Euro (EUR). When you pay money in a different currency, the amount gets converted somewhere along the way. You rarely see a separate line for the conversion.

Where the conversion happens has an effect on how much arrives, as rates and margins differ per bank. Transferring the amount directly in EUR usually avoids an extra conversion – as long as your own rate is good.

The rate for EUR fluctuates constantly. With bigger transfers, even seemingly small gap in the rate can be worth more than the fee.

Head office or branch code at Scor SE?

Our database contains 2 SWIFT/BIC codes for Scor SE. Next to the head office code SCRRFRP1XXX, there are codes for individual branches and departments.

Unless the recipient tells you otherwise, go with SCRRFRP1XXX. Only use a branch code when the recipient gives you that exact code, for example on a letter or invoice.

When in doubt, check with the recipient for the exact BIC in their bank details. Branch codes can change over time.

Paying Scor SE in euros within SEPA

Within the SEPA zone, euro transfers to an account in France use the same rules and in most cases need only the IBAN. The BIC field is usually optional or missing in that case.

A SWIFT code like SCRRFRP1 does come into play when the currency is not euros, and for transfers from outside SEPA. A few forms also show a field for the BIC out of habit; in that case, enter SCRRFRP1.

Instant payments in euros are widely supported within SEPA; check with Scor SE whether it applies to your account. As long as the payment stays in euros, a SEPA transfer tends to be cheap; it is the conversion that costs money.

What the XXX in SCRRFRP1XXX means

The structure of every SWIFT code is always the same: four characters for the institution, two for the country and a two-character location code. That gives you SCRRFRP1.

The full version has three more characters that identify a branch or department. If the last three are XXX, the code points to the head office, which is why SCRRFRP1XXX and SCRRFRP1 lead to the same place.

Leave out spaces when you enter SCRRFRP1; the code is always written in one block. A wrong character can send a payment to a different institution, so check it twice.

Verifying the SWIFT code of Scor SE

Have the recipient copy their account details straight from their online banking. Check that code with SCRRFRP1 here and ask if anything does not match.

Errors in the SWIFT code are annoying rather than fatal – usually the money comes back, minus fees and time lost. Do not forget the IBAN: a mistake there is more difficult to undo than a wrong BIC.

An automatic check in your banking app only confirms that the code exists, not that it is the right account. Where available, a payee name check on the recipient adds extra certainty. For a first payment, many people send a small test amount.

Scams that use SWIFT codes

Criminals often use payment requests containing changed bank details, sometimes in an email that looks completely genuine. That SCRRFRP1 is a real code is no guarantee that a request mentioning it is genuine – fraudsters use real bank codes as well.

Before paying, confirm changed bank details by phone, using a number you already had. Be suspicious of time pressure, unusual wording or a sender address that is slightly off. Already paid? Call your bank without delay and ask them to try to recall the payment; also report it to the police.

Recipients are targeted too: one known trick is a buyer who pays too much and then sends a request to send back the difference to another account. A payment confirmation from the sender is no proof; only your own account shows what has arrived.

Receiving money from abroad at Scor SE

For a transfer from abroad into your account at Scor SE, the sender has to have not just the BIC. The basics are: your name, account number or IBAN, SCRRFRP1XXX or SCRRFRP1 and in many cases your home address.

The sender’s bank might request the bank address of Scor SE; the head office in Paris is usually fine. A typo in your account number is harder to fix than you might think, so copy the details from your online banking.

What lands in your account can be less than what was sent. Correspondent banks can take a fee, and when currencies differ, an exchange rate margin applies. For business payments, you can state how the fees are split, so that nobody is left short.