Societe Generale Sfh SWIFT/BIC code

SWIFT/BIC code of Societe Generale Sfh

Whether a recipient gives you GSFHFRPP or GSFHFRPPXXX, you are looking at the same address for Societe Generale Sfh in France. Every bank on the SWIFT network uses BIC codes to direct international transfers to the correct institution. In daily life you mostly come across it on invoices from abroad, in your banking app and on the account details that Societe Generale Sfh provides.

We wrote this page to help anyone who receives money at an account at Societe Generale Sfh. The SWIFT code alone cannot identify a personal account; for that you need the IBAN or account number is for.

Sending money abroad from Societe Generale Sfh

The price of an international transfer is made up of more than one component. There is the transfer fee, possibly fees charged by intermediary banks along the way and, most importantly, the margin on the exchange rate.

The real cost is often in the rate, not in the fee: the bank converts at a rate that includes a margin. A simple test: set the rate you get next to the mid-market rate and work out the difference on your amount.

For a lot of routes, a transfer service turns out to be less expensive than a bank, mainly because of the exchange rate. Next time you send money, take a minute to compare what arrives via GoldexPay. Choosing a specialist does not mean leaving Societe Generale Sfh: you simply pay the service from your account.

Protect yourself against fake payment requests

Stay alert when a contact suddenly asks you to pay into another account. The fact that GSFHFRPP exists does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Do not trust contact details from the same email that announces the new account. Watch out for urgent requests, unusual wording or an email address that differs by one letter. Already paid? Call the bank you paid from straight away and ask them to start a recall; also report it to the police.

People receiving money can be targeted as well: a classic trick is a buyer who pays too much and then sends a request to send back the difference. Wait until the money has really arrived.

When will the money arrive at Societe Generale Sfh?

A SWIFT payment typically needs one to a few business days – it depends on currency, route and the banks in between. Bank holidays in the sending or receiving country add extra days. Extra checks by one of the banks may also add a delay.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every payment carries a unique transaction reference, the UETR that banks can use to trace it. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

If a payment has not arrived within the expected time, the person who paid should start with the bank that sent it rather than Societe Generale Sfh. Request from the sender a copy of the payment confirmation including the reference.

Where our SWIFT data comes from

Our SWIFT/BIC directory draws on public sources. Institutions merge, close branches and change codes – a directory can be a step behind. Counts and locations come from our directory and are not confirmed by Societe Generale Sfh.

See the information on this page as a handy check. GoldexPay is an independent comparison service and not affiliated with Societe Generale Sfh. Found an error? Let us know via our contact form so we can correct it.

What to give a sender who pays you at Societe Generale Sfh

A sender in another country will ask for several details about your account, and missing ones are a common cause of delays. That means: your full name exactly as it appears on the account, your IBAN or account number, the BIC GSFHFRPPXXX and, often, your postal address.

Some sending banks also ask for the bank’s address; it does no harm to include it. Double-check every detail before you share them.

Money from abroad does not always arrive for the full amount. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate applies. For business payments, you can state who bears the costs.

Which of the 4 codes of Societe Generale Sfh do you need?

We have 4 SWIFT/BIC codes for Societe Generale Sfh in 1 cities. Next to the head office code GSFHFRPPXXX, there are codes for branches, departments or specific services.

For the vast majority of incoming transfers, the head office code GSFHFRPPXXX works fine. When you receive a specific code, stick to it instead of swapping it with the head office code.

Unsure which code to use? Ask the recipient. Branch codes can change when banks reorganise, so do not rely on old paperwork.

What the XXX in GSFHFRPPXXX means

Each SWIFT/BIC code starts with the same eight core characters: four letters for the bank, a two-letter country code and a two-character location code. For Societe Generale Sfh, the 8-character core is GSFHFRPP.

XXX at the end of GSFHFRPPXXX does not stand for a missing value or a mistake: it stands for the main office of Societe Generale Sfh. Some forms insist on 11 characters, in which case you simply add XXX behind GSFHFRPP.

Do not add spaces, dots when you type GSFHFRPP. Pasting the code is safer than retyping it.

Paying Societe Generale Sfh in euros within SEPA

France belongs to the Single Euro Payments Area (SEPA), the zone for uniform euro payments. When you send euros within SEPA, the IBAN is usually enough; many banks no longer ask for the BIC.

You will still need GSFHFRPPXXX for non-euro payments or money from outside the SEPA area. A few forms still show a field for the BIC out of habit; in that case, enter GSFHFRPP or GSFHFRPPXXX.

Instant euro transfers have become widely supported within SEPA – whether Societe Generale Sfh offers them for your account is worth checking. As long as no currency is converted, a SEPA transfer is inexpensive; costs rise once a conversion is involved.

Sending EUR to Societe Generale Sfh

Accounts at Societe Generale Sfh are usually held in EUR, the national currency of France. When you pay another currency, the amount gets converted somewhere along the way – by your bank, by Societe Generale Sfh or by a bank in between. Every conversion eats into something, even when no fee is shown.

Who does the conversion affects how much arrives. In many cases you pay less if you send EUR directly via a provider that converts near the mid-market rate rather than letting the receiving bank convert.

Exchange rates move during the day, and some providers let you lock in a rate. On larger amounts, even seemingly small gap in the rate can be worth more than the fee.

How to check GSFHFRPP before you pay

The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. Check that code with GSFHFRPP here; if they differ, ask before you pay.

Errors in the SWIFT code are annoying more than fatal: often the payment comes back, minus fees. A mistake in the IBAN or account number can be a bigger problem, so check that just as carefully.

A format check by your bank only tells you that the code is valid. Some banks now check the name against the account. A small test payment is worth it for large sums, even if it costs an extra fee.